USDA Vs. FHA Pro and Con comparison in Orange-Lake, Orange County, NY
In 2025, the USDA loan limit for Orange-Lake, in Orange, NY, is $581,220. Meanwhile, for a single-family home, the FHA limit is $356,500.
Utilize the Lendersa® USDA loan calculator to compare the top USDA vs FHA rates today and evaluate the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the program best suited to your financial situation in .
2025 Loan Limits and Downpayment Requirements in Orange-Lake, Orange, NY
Loan Type
Loan Limit
Down Payment
USDA
$581,220
0%
FHA
$356,500
3.5%
Conforming Conventional
$726,525
3%
USDA and FHA Loan Options in Orange-Lake, NY
The purpose of Lendersa® is to swiftly connect you with the best possible USDA or FHA loan, without hassle. Choose among three starting routes to align with lenders and access USDA loan programs.
A USDA home loan, guaranteed by the government Department of Agriculture—often called a USDA rural development loan or USDA mortgage—is exclusively available in rural neighborhoods. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans have no down payment requirement.
AMC’s focus is on creating the very best experience for our clients and our employees during the process of obtaining a home mortgage. As a team, we are committed to creating a referable experience for our clients and referral partners. We place the highest value on our internal and external relationships and are grateful for the reputation.
First Oklahoma Federal Credit Union (FOKFCU) is a federally insured credit union. We offer membership to all persons who live, work (or regularly conduct business), worship or attend school in, and businesses and other legal entities located in Tulsa or Creek Counties, Oklahoma. FOKFCU has been serving its members since 1923.
American South specializes in a seamless home buying experience. We are a local company focused on the client throughout the entire loan process and here to guide you every step of the way. Our customers like us because we offer competitive rates and fees, quick turnarounds on their loans, and great customer service.
Cedotal Mortgage Company is committed to helping you find the ideal mortgage product for your specific financing needs. We understand that every borrower is unique and we offer a variety of products to meet each of your individual needs. We make the process of securing a mortgage simple
Red Crown Federal Credit Union received its charter on February 8, 1938, from the Farm Credit Administration under the Federal Credit Union Act. The original ten subscribers applied for an association charter to serve “All employees of the Stanolind Oil & Gas Company in the general office, laboratory, and warehouse, residing in Tulsa, Oklahoma.
Raystar Mortgage LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a mortgage loan
Peoples National Bank is headquartered in Checotah OK at the intersection of Interstate 40 and US Highway 69 on Lake Eufaula. PNB takes pride in having served our community since 1911.The main office of PNB is located at 300 West Gentry with our drive-in facility at 310 North Broadway in Checotah.
Cottonport Bank was founded by Mr. G.W. Sentell, Dr. C.J. Ducote, Mr. Tom M. Mathews, and other prominent residents of Cottonport and the surrounding areas. On September 15 of the same year, the bank opened for business with a capital stock of $25,000. Dr. C.L. Ducote was the first president of The Cottonport Bank from 1902 until 1909.
