USDA and FHA Pro and Con in Balmville, Orange County, NY
In 2026, the USDA loan limit for Balmville, situated in Orange County, NY, is $581,200, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today’s best USDA and FHA rates. Determine the necessary income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, helping to decide which program in suits your financial situation best.
2026 Loan Limits and Downpayment Requirements in Balmville, Orange, NY
Loan Type
Loan Limit
Down Payment
USDA
$581,200
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,525
3%
USDA and FHA Loan Options in Balmville, NY
Lendersa® aims to help you secure the best possible USDA or FHA loan quickly and without hassle. Choose one of three starting paths to find matching lenders and suitable USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture—also referred to as a USDA rural development loan or USDA mortgage—is exclusively available in rural areas. While FHA loans require a minimum 3.5% down payment, no down payment is needed for the USDA mortgage.
34 Hayden Rowe St, Suite 158, Hopkinton, MA, 01748
At Prime Rate Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
Foxpoint Lending is a private lender that delivers loans tailored for investment properties such as residential (non-owner occupied) and commercial real estate. We are based in Rhode Island, but partner with experienced real estate investors in multiple states.
Our loans are frequently termed asset-backed loans because they are backed by the col
Woodlawn Federal Credit Union strive to offer services designed to improve the economic and social well-being of ALL of our members no matter the socio-economic background, and return financial value to all those who participate in our member owned financial cooperative. and also Woodlawn FCU is more committed than ever to helping people.
Our mission is to provide qualified individuals with high quality mortgage programs that are tailored to fit their unique situation at the most competitive rates in the nation. Anchor Financial Mortgage, Inc. is committed to delivering quality mortgages to our clients and lending partners.
The Manzi Mortgage Group is your premier mortgage team located in West Chester, Pennsylvania. Headed by Gerry Manzi, we pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the mortgage in PA, NJ and DE area.
1246 West Chester Pike, Suite 316, West Chester, PA, 19382
Vincent R. Liott, Inc. is a family owned and operated, full-service residential and commercial mortgage brokerage in business since 1998 and located in West Chester, PA. Vincent has been in the mortgage banking industry for the last 39 years. In 1975, Vincent started his career working at the largest national mortgage lender
401 Darlington Drive West, West Chester, PA, 19382
Professional Mortgage Consultants (PMC) was established January 1, 1991 by Laurence E. Ostrom, who is the sole proprietor of the firm. PMC is a Pennsylvania licensed, residential Mortgage Broker, primarily servicing the southeastern region of Pennsylvania including, but not limited to Chester, Delaware, Montgomery, Bucks, Berks
1240 West Chester Pike, Suite 212, West Chester, PA, 19382
The CM Mortgage Services Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
