USDA Vs. FHA your options comparison in Balmville, Orange County, NY
In 2026, the USDA loan limit for Balmville, situated in Orange County, NY, is $581,200, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today’s best USDA and FHA rates. Determine the necessary income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, helping to decide which program in suits your financial situation best.
2026 Loan Limits and Downpayment Requirements in Balmville, Orange, NY
Loan Type
Loan Limit
Down Payment
USDA
$581,200
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,525
3%
USDA and FHA Loan Options in Balmville, NY
Lendersa® aims to help you secure the best possible USDA or FHA loan quickly and without hassle. Choose one of three starting paths to find matching lenders and suitable USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture—also referred to as a USDA rural development loan or USDA mortgage—is exclusively available in rural areas. While FHA loans require a minimum 3.5% down payment, no down payment is needed for the USDA mortgage.
Piscataqua Savings Bank is a Mutual Savings Bank and a Certified B Corp dedicated to providing financial services and support to members of the Portsmouth community. Since 1877, we have remained committed to our core values to provide quality service and competitive products in a manner consistent with sound and prudent banking practices
300 Constitution Avenue, Suite 202, Portsmouth, NH, 03801
"5 things you can expect from X5 Home Loans 1. Communication. Always know exactly where things stand. 2. Availability. Here for you whenever you need us. 3. Speed. Fast closings and quick answers to your questions. 4. Simplicity. A clear process that’s easy to understand. 5. Guidance. Personalized advice to navigate your options."
110 Brewery Lane, Suite 202, Portsmouth, NH, 03801
The Mortgage Hotline is a full service mortgage broker. We started The Mortgage Hotline to guide you through today's complex world of acquiring a mortgage. We have integrated cutting edge technology with experienced loan officers to create the best personal experience in the mortgage industry. Every mortgage is designed to fit your needs.
Service Credit Union is a not-for-profit, member-owned financial cooperative with 50 branch locations in New Hampshire, Massachusetts, North Dakota and Germany. Our mission is to do what is right for our members to improve financial well-being, support the communities we serve and create value and enduring relationships.
1 New Hampshire Avenue, Suite 125, Portsmouth, NH, 03801
Cousins Home Lending, Inc. was established by Anna-Lisa Cousins in December 2002, who has has been in the mortgage banking industry for over 25 years. Anna-Lisa received a B.S. in Financial Management from Franklin Pierce College. Anna-Lisa finds her home in the small town of Greenland, NH with her husband and two sons.
At First Seacoast Bank, it’s all about you. You’re the first thing we think about with every product, service, and technology we introduce. Products and services that help you secure and manage your finances affordably. Technology that helps you get where you’re going without ever getting in your way.
Penn State Federal Credit Union has been open since 1959. The credit union has assets totaling $240.08 Million and provides banking services to more than 15, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
201 International Circle, Suite 230, Hunt Valley, MD, 21030
We look forward to elevating your experience! At US Mutual Home Loans we don’t launch rockets; we don’t have fancy bells and whistles that drive up the cost of your loan. What we offer is unparalleled personal service, creative mortgage products, and cost effective financing solutions with interest rates that will make you REALLY happy.
