USDA Vs. FHA your options comparison in New-York, New York County, NY
In 2025, the USDA loan limit in New-York, in the county of New York, NY, is $0, whereas the FHA limit is $822,375 for a single-family home.
Use the Lendersa® USDA loan calculator to compare current USDA versus FHA rates and determine the necessary income, credit, reserves, and documents required for qualification. Our comprehensive mortgage calculator displays the USDA, FHA, Conforming, and VA programs side by side, helping you choose the right program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in New-York, New York, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in New-York, NY
Lendersa® aims to quickly secure the best USDA or FHA loan without fuss. Begin by selecting one of three routes to connect with matching lenders and USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the government Department of Agriculture and available specifically in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans need no down payment.
At Farmers & Merchants Bank & Trust, we take pride in our hometown heritage. Our roots are deeply planted in a history of community involvement. We care about the financial success and stability of all of our customers, both personal and business. We work hard to provide our customers with a wide variety of quality products
TRI-County Credit Union of Wisconsin operates as a financial cooperative. The Union provides financial solutions such as saving and checking accounts, loans, safe deposit boxes, credit and debit cards, loan rates, ATMs, online banking, and other related services. TRI-County Credit Union serves communities in the State of Wisconsin.
Our Credit Union expanded from the closed industrial-chartered credit union established in 1953 to an open community-charted Credit Union serving anyone living or working in Marinette and Oconto Wisconsin Counties and Menominee Michigan County. The Credit Union’s original name, Ansul Employees Credit Union
The Stephenson National Bank & Trust (SNBT) has been providing banking services to the tri-county area for 142 years and we consider the loyalty of both new and longtime customers as the key to our success. Our community has recognized our integrity, leadership and customer service by being voted the “Best Bank” for the sixth time, and 'Best Financ
Arcola First Bank is a branch office of Arcola First Bank. They provide the following services: Full Service Office Location & are located at 127 South Oak Street in Arcola Illinois.
Mobile & traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional banking information
Since we founded ACBT we have been focused on building relationships with privately owned businesses, investors, and families.
As an independent commercial bank, we are uniquely qualified to serve this market and compete successfully against the mega banks. We are simply more responsive, agile, flexible, and attentive.
101 Devant Street, Suite 704, Fayetteville, GA, 30214
Southern Crescent Mortgage will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help.
The Southern Credit Union has long established itself as a provider of numerous low-cost services.Profits are returned to the members in the form of higher dividend rates on savings, lower rates on loans, and in some cases, no fees at all.Credit Union has long established itself as a provider of numerous low-cost services.
