USDA VS FHA in Brooklyn, Kings County, NY

In 2026, the USDA loan limit in Brooklyn, within Kings county, NY, is $0, whereas the FHA limit is $1,089,300 for a single-family home.

Utilize Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates and identify the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program for your financial needs in .

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2026 Loan Limits and Down Payment Requirements in Brooklyn, Kings, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Choices in Brooklyn, NY

The objective of Lendersa® is to secure the best possible USDA or FHA loan swiftly and without complication. Choose one of three pathways to find matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

The USDA home loan, also referred to as a USDA rural development loan or mortgage, is backed by the government's Department of Agriculture and available only in rural neighborhoods. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA loans don’t require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • MidAmerica National Bank
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  • Apple River State Bank
  • 103 North Main Street, Apple River, IL, 61001
  • Apple River State Bank and our First Community Bank branch for your banking needs.

    As a community bank we provide a wide variety of financial services but delivered in a personalized manner only small banks can offer.

    Apple River State Bank was chartered in 1948 and opened in Apple River, Illinois which still remains a locally owned finan

  • Parco Finance LLC
  • 12443 San Jose Blvd Suite 503, Jacksonville, FL, 32223
  • At Parco Finance LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • North Star Mortgage Network Inc.
  • 12058 San Jose Blvd Suitwe 404, Jacksonville, FL, 32223
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    • OneTrust Home Loans
    • 12443 San Jose Blvd, Unit 103,, Jacksonville, FL, 32223
    • OneTrust Home Loans is a privately-owned direct lender and servicer with sales and operations across the country. In addition to the standard loan options like Conventional, FHA, VA, USDA, and Jumbo, OneTrust also boasts Portfolio and Construction Lending divisions. OneTrust Home Loans places special importance on customer service

  • DLP Real Estate Capital
  • 405 Golfway West Drive, Saint Augustine, FL, 32095
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  • PHILANYA, INC
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  • PHILANYA, INC. offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, we're here to guide you through the process. Contact us today for a special offer and learn what we can do for you.

  • The Anna -Jonesboro National Bank
  • 201 South Main Street, Anna, IL, 62906
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  • Anna State Bank
  • 100 East Vienna Street, Anna, IL, 62906
  • Anna State Bank opened for business on September 18, 1930. When the bank first opened at the corner of Main Street and Vienna Street in Anna, the bank’s resources were around $300, 000, compared to over $75 million today.

    A.W. Walter was the first President of the bank and was succeeded in 1934 by P.M. West who held the position for many years