USDA Loan Vs. FHA loan for Galen, NY 2025

In 2025, USDA loan limit in Galen, county of Wayne, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Galen, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(618) 662-4441 672 miles Lender's profile and map Reviews Flora Bank and Trust 1478 N. Worthey St, Flora, IL, 62839 In 1977, a group of area business people noticed that Flora, Illinois had limited choices when it came to financial institutions. These business leaders from Flora and the surrounding communities came together and, on January 19, 1978, Flora Bank & Trust opened for business in a temporary banking facility located at 1010 West North Avenue in Flora.
(309) 385-4375 673 miles Lender's profile and map Reviews Princeville State Bank 142 E. Main Street, Princeville, IL, 61559 We are a family-owned, community bank that provides both personal and business banking services. With rich local connections, PSB has been serving the area since 1950 and continues to serve Princeville, Peoria and surrounding communities with our core values of service, commitment and trust.
(309) 697-1447 673 miles Lender's profile and map Reviews Redbrand Credit Union 820 McKinley Avenue, Bartonville, IL, 61607 Redbrand Credit Union is a not-for-profit financial institution. We are here to serve our member’s financial needs. Our products and services are as diverse as our membership. Our core values are as strong as the steel forged in the factory from where we found our humble beginnings. We’re here to serve you.
(217) 783-2121 674 miles Lender's profile and map Reviews Community Banks of Shelby County 126 North Grand Ave, Cowden, IL, 62422 At Community Banks of Shelby County, our industry leading consumer and business credit card products offer competitive pricing combined with a full range of reward options - making it easy to select and apply for the card that meets your needs. At COMMUNITY BANKS OF SHELBY COUNTY our Focus is You.
(906) 224-9581 674 miles Lender's profile and map Reviews The First National Bank of Wakefield 400 Sunday Lake St., Wakefield, MI, 49968 The FNB of Wakefield continues looking to keep its community updated with the best customer service and financial products and services available. The directors and shareholders live and work in Gogebic County and know the importance of a community bank that understands the needs of its customers!
(309) 853-3333 675 miles Lender's profile and map Reviews Peoples National Bank of Kewanee 207 North Tremont Street, Kewanee, IL, 61443 Peoples National Bank of Kewanee is a long-standing institution in Central Illinois. Serving Kewanee for over 90 years, Peoples National Bank of Kewanee also serves the communities of Annawan, Bradford, Dwight, Manlius, Reynolds, Seneca On March 1, 1928, Peoples State Savings Bank opened its doors at the corner of Tremont and Second Streets.
(815) 273-4503 675 miles Lender's profile and map Reviews Blackhawk Area Credit Union 214 Main Street, Savanna, IL, 61074 Blackhawk Area Credit Union began in 1935 when the Chicago, Milwaukee, St. Paul and Pacific Railway (Illinois Division) Credit Union was incorporated by the State of Illinois. Since that time, the credit union has merged with other credit unions and increased its services, membeship and assets. In 1982, our name changed to Blackhawk Area Credit Uni
4046062943 675 miles Lender's profile and map Reviews Broker Pal 227 Old Kelly Ridge Rd, Clarkesville, GA, 30523 Mortgage broker located in Clarkesville, GA offering Conventional, FHA, VA, USDA, JUMBO, HELOC's and Non QM mortgage loans. 100% down payment assistance, Bank Statement, 1099, Investor cash flow, 95% HELOC. 23 years experience. Multiple investors and loan programs available. Whether you are a first time home buyer or a seasoned homeowner, we have a
(608) 647-6306 675 miles Lender's profile and map Reviews Richland County Bank 195 West Court Street, Richland Center, WI, 53581 The Richland County Bank Team provides financial services to our customer base daily, to ensure each customer is treated correctly the first time. The Richland County Bank has been serving Richland Center and the surrounding community since 1881, which makes it one of Richland Center’s oldest business institutions.
(608) 759-3600 676 miles Lender's profile and map Reviews The Benton State Bank 42 West Main Street, Benton, WI, 53803 The Benton State Bank obtained a State Charter on October 19, 1894 and opened for business on December 3, 1894. Shullsburg Community Bank, A Branch of Benton State Bank was opened June 12, 1997 at 195 Hwy 11, Shullsburg WI. BSB Community Bancorporation, Inc. is the parent company of Benton State Bank, formed in 2000.