USDA and FHA Pro and Con in Galen, Wayne County, NY
Within Galen in the county of Wayne, NY, the USDA loan limit for 2025 is set at $336,500. Meanwhile, the FHA limit for a single-family home in the same year is $472,030.
Take advantage of the Lendersa® USDA loan calculator to evaluate and compare the top USDA and FHA rates available today. By assessing the necessary income, credit, reserves, and documentation for qualification, our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, guiding you in choosing the program in that best suits your financial situation.
Loan Limits and Down Payment Requirements for 2025 in Galen, County of Wayne, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loans in Galen, NY
The mission of Lendersa® is to efficiently secure the most suitable USDA or FHA loan for you without unnecessary complexity. Begin your journey by choosing one of three initial options that connect you with matched lenders and USDA loan programs.
The USDA home loan is a government-backed mortgage by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, and is exclusively available for rural neighborhoods. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans require no down payment.
HealthCare First Credit Union’s Field of Membership is open to any person working in the health care field in the Tri-County of Cambria, Somerset and Blair Counties, Pennsylvania. This includes, but is not limited to, employees, doctors, medical staff, technicians, volunteers under hospital staff supervision.
Public Service Plaza Federal Credit Union has been open since 1953. The credit union has assets totaling $18.7 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves communications.
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FENFCU is a federally chartered, full-service credit union whose members are employees of federal employees, and their family members, of agencies that are headquartered, or have been historically headquartered out of Nothern New Jersey. This list includes IRS, USDOJ, Homeland Security, the US Courts in New Jersey, FBI, DEA, ATF, SSA, GSA.
SoFi’s mission is to help people reach financial
independence to realize their ambitions.
And financial independence doesn’t just mean being rich—it means getting to a point where your money works for the life you want to live.
Everything we do is geared toward helping our members get their money right. We’re constantly innovating
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RFCU began helping faculty and staff and their families reach their financial goals. Over the years, we have since included UMDNJ, students, and partnered with a variety of Rutgers University organizations. Today, Rutgers Federal Credit Union has over $90 million in assets and over 9, 400 members.
Jennings Financial Advisory Corp provides in house services for mortgages / finances, real estate and insurance.This breadth of coverage, combined with specialist services, means we'll always have an expert who is relevant to you.Our business is built on trust and integrity and that is what gives our clients, colleagues and partners.
