USDA Loan Vs. FHA loan for North-East, NY 2025

In 2025, USDA loan limit in North-East, county of Dutchess, NY is $581,220 while FHA limit is $356,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in North-East, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(888) 854-1222 995 miles Lender's profile and map Reviews Spruill Global Funding LLC 6263 Poplar Avenue, Suite 201, Memphis, TN, 38119 Spruill Global Funding LLC is dedicated to help business owners find the right loan products for commercial finance, refinancing your existing real estate, purchases, equipment purchasing, merchant cash advances and we offer an array of other products. We service the local Memphis, Cordova, Collierville areas.
(901) 504-4663 995 miles Lender's profile and map Reviews Local Mortgage Inc. 5350 Poplar Ave, Suite 850, Memphis, TN, 38119 We started Local Mortgage to bring something different to the mortgage market. For a while now, customers have had to choose between low rates with technology driven companies, generally sacrificing on service or getting typically higher rates from local loan officers that sometimes offer a higher level of service than their online counterparts.
(901) 761-9700 995 miles Lender's profile and map Reviews Eagle Mortgage And Funding 6260 Poplar Ave, Memphis, TN, 38119 We are a Lender, not a Broker. All loan decisions and fundings are handled by our in-house staff. By cutting out the middle person, most of the time known as a broker, you get better rates, faster answers, and lower closing costs. We encourage and empower our loan officers to issue “same day” approvals;
(651) 246-9944 995 miles Lender's profile and map Reviews MLP Home Mortgage Inc. 1335 Corporate Center Curve, Suite 240, Saint Paul, MN, 55121 At MLP Home Mortgage Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(651) 747-1500 995 miles Lender's profile and map Reviews SMW Financial LLC 700 Apollo Drive, Circle Pines, MN, 55014 SMW Financial Credit Union's mission is to build trusted relationships and strong financial futures for our members. Membership is open to anyone who lives, works, worships, goes to school or volunteers in Anoka, Hennepin, Ramsey or Washington Counties of Minnesota. We play an active role in supporting those communities through.
(886) 455-2260 995 miles Lender's profile and map Reviews Community Bank Owatonna 640 Bridge Street, Owatonna, MN, 55060 Community Bank Owatonna is committed to helping businesses grow and expand. We offer a full range of lending products designed, competitive rates and terms, and local decision making to help your business meet its financial goals. Our lenders, each with more than 25 years of banking experience, take pride in structuring the most effective loan.
(507) 451-3798 995 miles Lender's profile and map Reviews HomeTown Credit Union 2400 West Bridge Street, Owatonna, MN, 55060 HomeTown Credit Union is a not-for-profit financial cooperative owned by members. Serving the communities of Dodge, Rice, Steele and Waseca counties in Southern Minnesota, HomeTown Credit Union has two locations in Owatonna and one location in Faribault. Loan options include home loans, land loans, personal loans, auto loans, school loans and more.
(507) 645-4441 995 miles Lender's profile and map Reviews Community Resource Bank 1605 Heritage Drive, Northfield, MN, 55057 Community Resource Bank is a true community bank and an integral part of the communities we serve. It is not enough for us to simply open and maintain accounts or loans for our customers. CRB employees are active in a host of civic, charitable, educational, and economic development endeavors.
(651) 303-4236 995 miles Lender's profile and map Reviews Twin City Lending 101 East 5th Street, Suite 205, Northfield, MN, 55057 TwinCity Lending, we are honored to help you achieve the American dream through homeownership. We are Minnesota’s premier mortgage broker, and we deliver top-notch results through our concierge service.We love being part of a community that we can serve with excellence and integrity.
(651) 636-9654 995 miles Lender's profile and map Reviews North American Banking Company 2230 Albert Street, Roseville, MN, 55113 We offer a better banking experience. We're not your average bank. We like problem solving. We like making things happen. And, we like having a little fun while we're at it. Founded on July 21, 1998, North American Banking Company has been committed to providing personal service to its community.