In 2026, the USDA loan limit for Red-Hook, located in the county of Dutchess, NY, is $581,220, whereas the FHA limit for a single-family home is $356,500.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, and to find out the income level, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the most suitable program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $581,220 | 0% |
| FHA | $356,500 | 3.5% |
| Conventional Conforming | $726,525 | 3% |
Lendersa® aims to provide you with the optimal USDA or FHA loans quickly and effortlessly. Choose one of the three starting options to connect with suitable lenders and USDA loan offerings.
A USDA home loan, backed by the government's Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural locations. Unlike FHA loans that demand a minimum 3.5% down payment, the USDA mortgage requires no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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