USDA Vs. FHA Pro and Con comparison in Stanford, Dutchess County, NY
In 2025, the USDA loan limit for Stanford in Dutchess county, NY stands at $581,200, while the FHA cap for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate the current top rates between USDA and FHA loans. Identify the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you pick the best option for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Stanford, Dutchess, NY
Loan Type
Loan Limit
Down Payment
USDA
$581,200
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,525
3%
USDA and FHA Loan Options in Stanford, NY
Lendersa® aims to help you secure the best USDA or FHA loan quickly and easily. Choose one of the three starting options for matching lenders and accessing USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans have no down payment requirement, highlighting their appeal for eligible borrowers.
317 Monmouth Avenue, Suite 20, Lakewood, NJ, 08701
Ark Mortgage is a full-service mortgage lender with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance.We have innovated new products & processes that make getting you home —easier, faster & better than ever! All of our lending specialists are committed to finding the right loan with the best rates
211 Boulevard of the Americas, Lakewood, NJ, 08701
We are one of the leading providers in business funding & financing. We provide immediate funding to businesses in need, who want to avoid the headache of traditional lending institutions. We work closely with each business owner to ease their path to an increasingly successful business.
We are mortgage brokers, which means that we work with many different lenders to find you the best deals that they can provide. We do all of the work and shopping around so that you don't have to. Once we lay out the options, you only have to decide which one best meets your needs.
We have been helping our clients finance their homes in the Commonwealth of Massachusetts since 1990. Our value proposition is simple: we take the time to understand your needs and provide personal service you can rely on. Buyer’s agents love working with us because we don’t just pull a credit report like so many big banks often do.
The Neffs National Bank is an independent community bank that takes pride in being community-oriented and providing quality customer service From its modest beginning, the growth of the bank has been influenced by the prosperity of the local communities. Individuals and businesses continue to contribute to promoting community-oriented.
The Lowell Firefighters Credit Union is a member owned and operated financial institution. Our mission is to educate our members and provide a reliable, secure, friendly financial environment, which features benefits and advantages from our financial services, in order to help members gain some measure of personal financial success
AM Mortgage Brokers Inc, is a family run business, with strong ties to the local community. Our low overhead allows us to out price our competition. We guarantee to offer you better service and more affordable loan programs than the larger mortgage brokerages or banks. Our competitors’ high operating costs.
Creative Hard Money LLC is a trusted hard money rehab loan lender in New York and Pennsylvania. We aim to serve our customers and our clients and help them in dealing with their concerns on business, commercial land mortgages and hard money rehab loans; a lender with the best and most knowledgeable people to serve your mortgage and financing needs.
St. Anne's Credit Union has been providing financial products and banking services since 1936. St. Anne's has over 150 employees servicing ten locations including Dartmouth, Fairhaven, Fall River, New Bedford, Somerset, Swansea, Westport and The Lending Center in Plymouth. St. Anne’s was selected for the fifth year in a row #1 Credit Union by the p
Fall River Pawnbrokers was established in 1995 with our first pawn shop operation opening its doors in Fall River, Massachusetts. For over 24 years we have contributed to serving working families and communities by providing a wide range of financial services for people of all ages and backgrounds.
1172 Beacon Street, Suite 103, Newton Highlands, MA, 02461
County Mortgage, LLC is a privately held Lender providing Situational Loans for homeowner and investor loans to borrowers needing short term funds. Serving eastern Massachusetts since 1991 County is committed to providing rapid consumer driven service. Our size allows us to be nimble and responsive to requests ranging from One Hundred thousand
