USDA Vs. FHA Pro and Con comparison in Roosevelt, Nassau County, NY

In the year 2025, the USDA loan cap in Roosevelt, situated in the county of Nassau, NY, is noted as $0. Meanwhile, the FHA limit for a single-family house is described as $1,089,300.

Utilize the Lendersa® USDA loan calculator to contrast today's USDA and FHA rates. Determine the necessary income, credit score, reserves, and documentation required for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in making an informed choice on the best financial route in .

Explore loan offers from numerous lenders

2025 Loan Caps and Down Payment Needs in Roosevelt, Nassau, NY

Type of Loan Loan Limit Down Payment Required
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Options for USDA and FHA Loans in Roosevelt, NY

The aim of Lendersa® is to secure for you an optimal USDA or FHA loan swiftly and with minimal fuss. Begin with one of our three pathways to connect with lenders and USDA loan schemes.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

A USDA home loan is backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It's accessible only in rural regions. Unlike FHA loans, which necessitate a minimum of 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Iowa State Bank
  • 100 North Main Street, Clarksville, IA, 50619
  • The Iowa State Bank website. Here at Iowa State Bank we pride ourselves on providing that small community bank atmosphere with large bank products and services. We are locally owned and operated and committed to serving all your financial needs. and also Iowa State Bank and its employees are willing to work for you, and with you.
  • Success Mortgage Partners, Inc
  • 1526 Commercial Park Dr Ste 4, Lakeland, FL, 33801
  • Success Mortgage Partners, Inc. was founded in May, 2002, by Vincent N. Lee and Owen V. Lee, Esq. The purpose of founding SMP was to create a company applying the various lessons that each had learned in their respective real estate careers. The two owners wanted to seriously grow the mortgage company
  • LANDMARK MORTGAGE AND ASSOCIATES, INC.
  • 110 E Pine St, Lakeland, FL, 33801
  • "LandMark Mortgage is a small team of mortgage professionals who understand not only how to get you approved for your mortgage—but also how the mortgage you choose affects your overall financial future. We treat your mortgage like any other investment, helping you find the right loan for your family’s individual financial situation, need"
  • Farm Credit of Central Florida
  • 204 East Orange Street, Suite 200, Lakeland, FL, 33801
  • Farm Credit of Central Florida is part of the Farm Credit System, a nationwide network of agricultural and rural lending institutions cooperatively owned by their borrowers. Farm Credit helps maintain and improve the quality of life in rural America and on the farm, through its constant commitment to competitive lending with its customers.
  • American Liberty Mortgage
  • 402 S KENTUCKY AVE #310, Lakeland, FL, 33801
  • American Liberty Mortgage is committed to providing our clients with smooth mortgage transaction combined with the lowest rates available in, Lakeland and all throughout Florida. We are a mortgage company committed to helping our clients secure the best home loan. Our outstanding mortgage professionals will work with you one on one
  • American Liberty Mortgage - Polk County - Winter Haven, FL
  • 223 7th Street Southwest, Winter Haven, FL, 33880
  • American Liberty Mortgage, Inc. provides home loans, mortgage rates & mortgage refinance programs. | All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures.
  • MSB Home Loans Inc.
  • 17715 Fancy Lane, Hudson, FL, 34667
  • Matthew Bouchard President Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice
  • First Mortgage Corporation of Winter Haven
  • 1810 6th Street SE, Winter Haven, FL, 33880
  • First Mortgage Corporation of Winter Haven is a licensed mortgage lender in the State of Florida. We make and service loans for qualified individuals. We're a family run business; we understand the importance of investment in community. In these difficult times, its comforting to know there is someone who cares on the other end of the phone.
  • Vertical Lending
  • 290 Cypress Gardens Blvd SE, Winter Haven, FL, 33880
  • In 2005, two Floridian real estate & development families, recognized signs of a housing catastrophe, through the over-inflated home values, which was caused by risky mortgage products and lax lending standards.In 2006, Vertical Lending was founded, as a licensed mortgage lender, to provide a higher lending standard.
  • Ridge View Mortgage
  • 231 E. Tillman Ave, Lake Wales, FL, 33853
  • At Ridge View Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.