USDA and FHA Pro and Con in Freeport, Nassau County, NY
In 2025, the USDA loan limit in Freeport, within Nassau county, NY, is set at $0, while for a single-family home, the FHA limit is $1,089,300.
Make use of the Lendersa® USDA loan calculator to compare current top USDA versus FHA rates. This tool helps you assess the needed income, credit, reserves, and documents for qualifying. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, which aids in determining the best program for your financial situation in .
2025 Loan Limits and Down Payment Needs in Freeport, Nassau County, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Freeport, NY
Lendersa® strives to provide you with the best USDA or FHA loan solutions quickly and without inconvenience. Initiate the process by selecting from three available options to find matching lenders with USDA loan offerings.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is designed for rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment, making them particularly beneficial for eligible homebuyers looking to purchase property in rural locations.
The USDA loan program offers favorable terms and interest rates without the burden of a large upfront payment, broadening access to homeownership in rural communities. Whether seeking to buy or refinance, the USDA loan is an attractive option for those who meet the rural and income qualifications, facilitating homeownership for a wider audience.
2340 S. River Rd, Suite 120B, Des Plaines, IL, 60018
Lendonia strives to provide its clientele with relevant information, honest advice, impeccable service and quality financial products in a professional and efficient manner. Ultimately we strive to provide absolute financial solutions. The Lendonia team helps first-time home buyers, homeowners looking to refinance their property.
2860 South River Road, Suite 400B, Des Plaines, IL, 60018
PCF, we are a local Mortgage firm, and we pride ourselves in helping every family find the best program available for their home purchase or Refinance, many times with lower rates, up to .5% to .75% lower than other lenders, helping keep your mortgage payments low. and also Will work on getting your loan completed in an efficient manner.
9700 W. Higgins Road, Suite 300, Des Plaines, IL, 60018
"Wintrust Mortgage, in business since 1981, was created for the purpose of assisting in the realization of the American dream of home ownership. Since that time, Wintrust Mortgage has weathered the
ever-changing real estate market and is part of Wintrust Financial Corporation, a well capitalized,"
9525 W. Bryn Mawr Ave, Suite 400, Rosemont, IL, 60018
Interfirst’s commitment to high quality loan origination is demonstrated by our company’s focus on providing high quality customer service, which is a priority at every level of the organization. At Interfirst, we take pride in our responsiveness to our customers and in our common sense approach to mortgage origination.
2800 S River Rd, Suite 200, Des Plaines, IL, 60018
Ultimate Rate Mortgage we’re a local, mortgage lender whose cornerstones are hard work and customer service! We listen to our clients, uncover their needs and find the best product and programs that fits. With over 40 years of experience, our highly qualified team can expertly guide you through the process from application through closing
8300 Dunwoody Place, Suite 210, Atlanta, GA, 30350
We specialize in unconventional commercial hard money loans on real estate, equipment, and aircraft. Our expertise and depth of lending knowledge allows us to consider loans that are outside of the core competency of conventional lenders. With several decades of experience, we are able to quickly understand the value of an asset.
8601 Dunwoody Pl, Suite 406, Sandy Springs, GA, 30350
Our company is a leading provider of short-term consumer loans, operating since 1994.
Building strong relationships, by providing a valuable service to the communities in which we serve by offering access to short-term financial solutions in the form of Title, Payday and Signature Installment Loans that fit our client's immediate financial needs
American United Mortgage Corporation was founded with the vision of providing the best rates and service from an honest company that was built on integrity and the desire to treat people the way they deserve to be treated. We offer free pre-qualifications for all borrowers looking to purchase a new home.
9040 Roswell Road -, Suite 325, Atlanta, GA, 30350
Tristone Financial, we work to secure the best Georgia interest rate with low fees for our clients. Our seasoned loan officers will help you to structure your home loan and guide you throughout the entire process. Structure, strategy & service are how we maintain our elite reputation in the financial marketplace.
