USDA Vs. FHA your options comparison in Freeport, Nassau County, NY
In 2025, the USDA loan limit in Freeport, within Nassau county, NY, is set at $0, while for a single-family home, the FHA limit is $1,089,300.
Make use of the Lendersa® USDA loan calculator to compare current top USDA versus FHA rates. This tool helps you assess the needed income, credit, reserves, and documents for qualifying. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, which aids in determining the best program for your financial situation in .
2025 Loan Limits and Down Payment Needs in Freeport, Nassau County, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Freeport, NY
Lendersa® strives to provide you with the best USDA or FHA loan solutions quickly and without inconvenience. Initiate the process by selecting from three available options to find matching lenders with USDA loan offerings.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is designed for rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment, making them particularly beneficial for eligible homebuyers looking to purchase property in rural locations.
The USDA loan program offers favorable terms and interest rates without the burden of a large upfront payment, broadening access to homeownership in rural communities. Whether seeking to buy or refinance, the USDA loan is an attractive option for those who meet the rural and income qualifications, facilitating homeownership for a wider audience.
3835 North 32nd Street, Suite 1, Phoenix, AZ, 85018
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3835 North 32nd Street, Suite 12, Phoenix, AZ, 85018
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
We’re fed up with it. And we know you are too. That’s why District Lending was created. Our goal is to change the way home lenders do business. We’re built around customer-first support, instead of company-first sales. We provide specialty advice, industry-leading access, and the tech savvy of internet natives
5090 N 40th St, Suite, Suite 100, Phoenix, AZ, 85018
Guardian Mortgage was founded in 1965 on the principles of integrity, superior customer service, and mutual trust. Today we originate loans in over 40 states and have helped over a million homeowners realize their dreams of homeownership. These are not just numbers. Our greatest source of pride comes from our clients’ satisfaction.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
14001 North 7th Street, Suite E109, Phoenix, AZ, 85022
Pacific West Lending was founded in 2017 by Michael Aldridge and Chris Bang, seasoned financial services professionals, and the company specializes in residential lending through a network of funding sources. These sources give the client multiple options in any given scenario, as opposed to being limited to one set of guidelines
"Honor Mortgage helps you determine the most appropriate type of mortgage for you and your future.
While our family-owned-and-operated business may be small, our collection of knowledge, products and resources is not. We offer a wide variety of loan programs to fit you and your families individual needs. Honor Mortgage is a full-service"
Landings Credit Union has been making a difference in the lives of our members and the communities we serve for more than 65 years. With that time comes both the experience and expertise of a big bank but with the sensibilities of a small business. We understand that banking needs aren’t a one size fits all type of thing
We understand that the purchase of your home is most likely the largest and sometimes most daunting financial decision you'll ever make. That's why we recognize the importance of the right financing. Not only do you want to be assured that you're financing at the best interest rate, you also want the pre-approval, application
