USDA Vs. FHA your options comparison in Pendleton, Niagara County, NY
As of 2025, the USDA loan limit for Pendleton, within Niagara, NY, is $336,500, whereas the FHA ceiling for single-family homes is $472,030.
Use the Lendersa® USDA loan calculator to contrast the top USDA and FHA rates available today. Determine the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans in parallel, aiding in choosing the right program for your situation in .
2025 Loan Limits and Down Payment Needs in Pendleton, Niagara, NY
Loan Type
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Explore USDA and FHA Loan Options in Pendleton, NY
Lendersa® aims to quickly connect you with the best USDA or FHA loan. Choose from three beginning paths that match you with lenders and USDA loan opportunities.
A USDA loan, backed by the Department of Agriculture and also called a USDA rural development loan, is limited to rural areas. Unlike FHA loans with a 3.5% down payment requirement, USDA mortgages require none.
Express Capital Financing was founded by Father and Son, Martin and David Chera. With the knowledge and experience of Martin’s thirty plus years in the business industry, and David’s youthful ambition, this power duo was able to grow their company extensively in a short amount of time.
Founded in 2008, Dimension Equities has evolved over the past decade to ensure our clients have the capital backing to successfully complete their real estate projects.
We pride ourselves in providing out of the box solutions for a wide range of real estate transactions. Call us today to start a relationship.
Traditional Mortgage Banc has grown to become one of the leading Conventional, FHA, VA, and Fannie Mae approved mortgage bankers in Central Ohio. Traditional Mortgage Banc offers the most competitive rates and terms in the market place. We offer Conventional Financing, FHA, VA, and more or an experienced real estate investor.
57 River Rd, Suite 1009, Essex Junction, VT, 05452
Mansfield Mortgage is your local Vermont mortgage company. Helping Vermonters find the right home loan since 2006. Trying to find the right home loan can be difficult – finding the right mortgage company to help you get your loan can be even harder. With literally thousands of lenders to choose from borrowers can easily become overwhelmed.
1st Monarch Mortgage specializes as a full service residential mortgage broker. At 1st Monarch Mortgage, we'll approve your mortgage on only one condition: it's the right one for you. Because we believe that securing the right mortgage should be easy & convenient, we will spend the time with you to make sure your needs & concerns are addressed.
8900 Van Wyck Expressway, 2nd Floor, Jamaica, NY, 11418
Medisys EFCU was chartered in 1972 as Jamaica Hospital Employees FCU, to serve the employees working at Jamaica Hospital Medical Center in Jamaica, Queens, NY. Over the years, and as the hospital’s influence has grown and changed, we have expanded our field of membership to include employees working for the many entities
The White River Credit Union is a full service, member-owned, not-for-profit financial institution. Our members comprise a radius around the Bethel, Randolph, & Rochester area. The White River Credit Union was formed in 1947 when five citizens in Rochester, Vermont wanted to create a small, friendly lending co-op to service the valley community.
Moving forward Our process and program offers an easy and efficient way to help clients dispute negative items on their credit reports, build new accounts, and regain control of their futures and also Seasoned investors or new investors we can help you get the funds you need for investing.
Lendiqo is a forward-thinking real estate lending company designed to empower investors with fast, flexible, and strategic financing solutions. Built by industry experts, we specialize in funding fix-and-flip projects, rental property acquisitions, multifamily developments, and commercial real estate investments.
