USDA Vs. FHA Pro and Con comparison in Pendleton, Niagara County, NY
As of 2026, the USDA loan limit for Pendleton, within Niagara, NY, is $336,500, whereas the FHA ceiling for single-family homes is $472,030.
Use the Lendersa® USDA loan calculator to contrast the top USDA and FHA rates available today. Determine the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans in parallel, aiding in choosing the right program for your situation in .
2026 Loan Limits and Down Payment Needs in Pendleton, Niagara, NY
Loan Type
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Explore USDA and FHA Loan Options in Pendleton, NY
Lendersa® aims to quickly connect you with the best USDA or FHA loan. Choose from three beginning paths that match you with lenders and USDA loan opportunities.
A USDA loan, backed by the Department of Agriculture and also called a USDA rural development loan, is limited to rural areas. Unlike FHA loans with a 3.5% down payment requirement, USDA mortgages require none.
Accion is different from a bank or credit union. Accion is a microfinance organization that lends with the mission of empowering business owners with access to working capital and financial education. Since 1991, we have lent more than $132 million to entrepreneur across the country.
Accion offers business loans up to $50, 000.
InstaLend is a nationwide lender providing investment property loans for residential 1-4, multi-family and mixed-use properties. Our company provides fast & reliable financing for fix & flip, rentals and new construction loans. Whether it's your first or fiftieth real estate investment, InstaLend meets all your short-term
As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.
Failla Funding For over 20 years, me and my team have been committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your f
3974 Amboy Road, Suite 302, Staten Island, NY, 10308
"Fidelity First Mortgage has been in business since 1994. We have served the local community by providing a broad range of mortgage loan products for residential, condo, coop, multifamily, mixed use, and commercial properties.
We are a small firm. Because of that we provide the highest level of customer service,"
First Mutual Bank is focused on helping you, our customers, and creating vibrant communities in the Mid-Ohio Valley Region. Being depositor-owned also means we are accountable to our customers, not shareholders. Deposit dollars are reinvested in our communities, and collectively we strengthen and help the local economy thrive.
KRATON Belpre Federal Credit Union has been open since 1970. The credit union has assets totaling $8.55 Million and provides banking services to more than 800 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
As a small business owner, your top priority is growing your business, and purchasing real estate, renovating a property you already own or refinancing real estate debt can be a great way. We are offering SBA, commercial, construction, and lite/ no doc commercial loans. This is the center of your one-step solution!
Lower East Side People’s Federal Credit Union is a non-profit financial cooperative that was organized in 1986 that promotes economic justice and opportunity in NYC neighborhoods. We are owned by our members and dedicated to providing high-quality financial services and community development investments in low-income, immigrant.
