USDA Loan Vs. FHA loan for Wheatfield, NY [Niagara County Rates 2023]

In 2025, USDA loan limit in Wheatfield, county of Niagara, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Wheatfield, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(888) 657-2848 1696 miles Lender's profile and map Reviews Elevate Mortgage Group 384 S 400 W, Suite 100, Lindon, UT, 84042 We are a national mortgage lender with deep roots in Salt Lake City, Utah. We are a division of Low VA Rates, LLC. We specialize in FHA, conventional and USDA. vailable on the Internet - easy, convenient, online shopping for the best loan programs and most current rates availWe offer the best mortgage tools available on the Internet - easy
(915) 533-3456 1696 miles Lender's profile and map Reviews V P Clarence Co 413 N. Mesa, El Paso, TX, 79901 V.P. Clarence Company is the oldest and largest privately-held full service commercial mortgage banking firm serving its clients in West Texas and New Mexico. V.P. Clarence Company is proud of its long history representing many of the most successful and respected developers and commercial property owners in the region.
(915) 444-8449 1696 miles Lender's profile and map Reviews Kell Capital, LLC 221 N Kansas St, Suite 1211, El Paso, TX, 79901 Kell Capital, LLC, is an asset-based private lending company based in downtown El Paso, Texas. Since 2011, our funding has helped to improve communities throughout Texas and Hawai'i by bettering the real estate landscape, helping to improve the viability of business owners furthering the progress and success of real estate investors.
(800) 509-6191 1697 miles Lender's profile and map Reviews Celtic Bank 268 South State Street, Suite 300, Salt Lake City, UT, 84111 Celtic Bank is a Bank with operations in fifty states. Celtic Bank offers numerous mortgage programs including jumbo, non-owner occupied, FHA and construction mortgages. Celtic Bank specializes in construction loans.Headquartered in Salt Lake City, Utah, Celtic Bank was named the 6th largest SBA lender in the nation for FY 2015.
(801) 323-1011 1697 miles Lender's profile and map Reviews Bonneville Multifamily Capital 111 S. Main St, Suite 1600, Salt Lake City, UT, 84111 Bonneville Multifamily Capital has been a division of Bonneville Real Estate Capital (BREC), a full-service mortgage banking firm, since 2003. Since 1975 BREC has originated in excess of $6 billion in interim and long-term loans and sales on real property across the United States.
(801) 856-4927 1697 miles Lender's profile and map Reviews CPA Mortgage Services, LLC 299 South Main Street, Suite 1300, Salt Lake City, UT, 84111 CPA Mortgage Services is a Mortgage brokerage firm created by a life long tax accountant. With over 26 years in the lending industry, along with a unique skill set in accounting, we are able to find the most suitable mortgage products for each client as they go through the mortgage process.
(801) 783-1404 1697 miles Lender's profile and map Reviews Stratify Lending LLC 220 South 200 East, Suite 200, Salt Lake City, UT, 84111 Stratify Lending, our goal is to make the process seamless and enjoyable. Our mortgage professionals are experts on the wide array of mortgage products available to consumers. Our careful assessment process will help match you with the right product to meet your long-term financial goals
(801) 800-8214 1697 miles Lender's profile and map Reviews RushFire Private Lending 257 E 200 S, Suite 525, Salt Lake City, UT, 84111 RushFire Private Lending is a privately owned non-traditional real estate finance company powered by technology. We provide asset-based financing for real estate entrepreneurs wholesaling, developing, and rehabilitating real estate within the state of Utah. We focus on wholesale short-term, single-family residential rehab
801-983-6701 1697 miles Lender's profile and map Reviews Actium Partners, LLC 111 East Broadway Suite 390, Salt Lake City, UT, 84111 Founded in 2004, Actium is a holding company making equity and debt investments in a range of industries and real estate projects to achieve a superior return on its capital while preserving a margin of safety. Actium Partners focuses on companies that work within established, non-high tech areas of business.
(385) 347-5950 1697 miles Lender's profile and map Reviews Bonneville Financial Services, Inc. 1009 North Allington Drive North, North Salt Lake, UT, 84054 Bonneville Financial Services, Inc. was founded by Maria Thomson Frady in August 2003. She began her career in the Housing Market as a Real Estate Agent in Brazil in 1990. As an Independent Real Estate Agent, she focused on assisting her clients in buying, selling, and leasing properties in Recife, PE-Brazil.