USDA and FHA Pro and Con in Wheatfield, Niagara County, NY
In 2025, the USDA loan limit in Wheatfield, located in Niagara county, NY, is set at $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today's leading USDA and FHA rates, assessing the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program in based on your financial needs.
2025 Loan Limits and Down Payment Requirements in Wheatfield, Niagara, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Wheatfield, NY
Lendersa® aims to quickly connect you with the best USDA or FHA loans without hassle. Choose from one of three initial paths that guide you to the most suitable lenders and USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is only accessible in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans need no down payment.
Weather its a first home or a dream home, let me help you through the process of making it YOUR home.
Stewart Holt's goal is to work with you to find the best financing fit possible to get you into your new home, no matter how complex. With 19 years in mortgage finance, I've made it my specialty to work with difficult
2131 Data Office Drive, Suite 250, Birmingham, AL, 35244
Mortgage Linc LLC founder of the Mike Giles from Birmigham, Alabama is Alabama's number one Reverse Mortgage Specialist. Mike will guide you step by step to help you fully understand the Reverse Mortgage process. Mike Giles has years of experience and has helped hundreds of people, like you, get control of thier financial future.
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Nu Source Lending has been in business since 2007. We take pride in providing consumers with options. Every consumer situation is different; at Nu Source we make sure those differences equal opportunity and success. Our staff is dedicated to getting the consumer on the right path
AlaTrust Credit Union began helping educators & their families with their financial needs in 1935. What began as Birmingham Credit Union in 1935 to serve the employees of the Birmingham Board of Education, later changed to First Educators Credit Union in 1994 to represent its service to educators & their families throughout the state of Alabama.
"Avadian is the only financial service provider that will go out of its way every day to value you as a person, to make you feel delight and to improve your life.
To fulfill our mission statement, we strive to:
Create unique experiences for our members by providing a family atmosphere, caring staff, affordable prices and innovative"
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At First Financial Bank – headquartered in Bessemer, Alabama! We also have First Financial Bank branches in Centreville, Hueytown, McCalla, Pelham, Vance, West Blocton, and Woodstock.
As a community bank, we offer friendly and personal hometown service. We serve our communities by accepting only local deposits
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Iowa Trust & Savings Bank appreciates and values the trust our customers have in banking with us. We strive to provide the highest level of personal service and offer financial solutions that continually enhance the customer experience with Iowa Trust. From our skilled and experienced staff, to our complete line of deposit
