USDA Vs. FHA Pro and Con comparison in Olean, Cattaraugus County, NY
In the year 2025, the USDA loan ceiling for Olean, within the county of Cattaraugus, NY, stands at $336,500. Meanwhile, the FHA ceiling for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates and understand the income, credit, reserves, and documentation needed for qualification. Our comprehensive mortgage calculator also displays USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the right program in for your financial needs.
2025 loan limits and down payment requirements in Olean, county of Cattaraugus, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA lending options in Olean, NY
The mission of Lendersa® is to deliver optimal USDA or FHA loans promptly and efficiently. Begin with one of three approaches to align with lenders and USDA loan schemes.
A USDA home loan is a government-backed loan by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, limited to rural districts. USDA loans require no down payment, unlike FHA loans, which mandate a minimum of 3.5%.
Community Commerce Bank (CCB), formed in 1976, is part of The East Los Angeles Community Union (TELACU) family of companies. CCB prides itself on serving the financial needs of California residents through a wide range of loan products and deposit accounts. CCB specializes in commercial real estate loans, loans to non-profit.
PNWFCU is a friendly credit union on a mission to be Your Financial Partner for Life. Since 1942, we’ve been putting people before profits, looking for ways to give back to our members & serve our community. Persons who live, work, worship or attend school in & businesses & other legal entities located in these counties are eligible to join PNWFCU.
7505 NE Ambassador Place, Suite A, Portland, OR, 97220
KaiPerm NW Credit Union serves the entire Kaiser Permanente Northwest Region family. The credit union is a not-for-profit financial cooperative. Our mission is to help members get ahead financially by improving their financial health and personal well-being. The credit union’s membership closely mirrors Kaiser Permanente.
11620 NE Ainsworth Circle, Suite 400, Portland, OR, 97220
Ironworkers USA Federal Credit Union is dedicated to promoting community development in all of the areas it conducts business and to provide affordable financial services to low-income people. In doing so, we will help them build assets and achieve financial stability. As a Financial Cooperative, We are Owned and Operated by Our Members.
9600 NE Cascades Pkwy, Suite 250, Portland, OR, 97220
CU Business Group provides business lending, deposit and consulting services to credit unions nationwide. As the largest business services CUSO in the industry, CU Business Group serves more than 627 credit unions in 48 states, providing products and technical expertise to help credit unions plan
Specializing in both residential and commercial loans for borrowers and brokers, as well as trust deed purchases to the investor community.
MCapital Holdings LLC. has provided private money products to clients who are interested in our ethical, intelligent approach.
Our long history in this business
Susana Rhoades Lending Team been in the mortgage industry over 30 years I have learned never to approach my clients with a “one-size-fits all” mentality. Understanding the unique needs of each individual is my top priority. I take the time to come up with the best plan of action for their needs based on personal desires
Crescent Tree Corporation with over two decades of experience, Jeannette Navarro started a boutique brokerage offering a new approach to the lending experience. Shortly after opening her Claremont, CA office in 2020, mortgage specialists and brokers adamantly sought the brokerage.and also We believe that every customer deserves.
415 West Foothill Boulevard, Suite 239, Claremont, CA, 91711
First Choice Funding Solutions Inc We are committed to quality customer service putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online todayWe specialize in all your home financing needs. From Conventional, Fha and Va loans to hard to verify income loans.
