USDA Vs. FHA your options comparison in Cuba, Allegany County, NY
In 2025, the USDA loan cap in Cuba, which is in the county of Allegany, NY, is determined to be $336,500. Meanwhile, for a single-family dwelling, the FHA limit stands at $472,030.
Utilize the Lendersa® USDA loan calculator to weigh the current USDA against FHA top rates and ascertain the necessary income, credit, reserves, and required documents for qualification. Our cutting-edge mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the ideal program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Cuba, Allegany County, NY
Type of Loan
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Cuba, NY
Lendersa® aims to efficiently secure the most favorable USDA or FHA loan for you. Initiate your process by choosing among the three entry points that pair you with appropriate lenders and USDA loan schemes.
The USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan or mortgage, accessible exclusively in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, the USDA mortgage does not stipulate any down payment at all.
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