USDA Loan Vs. FHA loan for Portville, NY 2025

In 2025, USDA loan limit in Portville, county of Cattaraugus, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Portville, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(715) 425-2401 735 miles Lender's profile and map Reviews First National Bank of River Falls 104 E Locust St, River Falls, WI, 54022 First National Bank of River Falls is proud to offer several home mortgage, home loan & home construction loan options. We're here to make the home of your dreams a reality! Our skilled team of local lenders provide local servicing on most mortgages and are eager to walk you through the buying process.
(218) 834-2266 736 miles Lender's profile and map Reviews Two Harbors Federal Credit Union 801 11th Street, Two Harbors, MN, 55616 People in the Two Harbors area who believed townspeople could benefit from an alternative to commercial banks founded THFCU in 1948. Founders envisioned a model financial cooperative where people pooled their money for borrowing and would have a safe place to save money. In contrast to a commercial bank, the "credit union
(800) 545-0172 737 miles Lender's profile and map Reviews GNB Bank 529 G Ave, Grundy Center, IA, 50638 GNB Bank is proud to be a locally and employee owned, community bank with a focus on friendly, personal service from people you know and trust. We take care of the communities we serve – families, small businesses, local agriculture – and we care about you! I invite you to sample the financial services we offer, from loans, insurance
(205) 631-6563 739 miles Lender's profile and map Reviews The Hutson Company 1244 Main Street, Gardendale, AL, 35071 The Hutson Company is a mortgage loan company that serves the entire state of Alabama. We specialize in brokering purchase mortgage loans for new and existing homes and also in refinancing existing mortgages. The Hutson Company has been in business for over 30 years. The Hutson Company does all types of mortgage loans including FHA, VA, USDA
(229) 868-5656 739 miles Lender's profile and map Reviews The Merchants & Citizens Bank 6 College Street, Mc Rae Helena, GA, 31055 Located in McRae-Helena, Telfair County, Georgia, The Merchants & Citizens Bank has been the "hometown" bank of choice since 1929! We are proud of that record. We are also proud to be a part of the "Crossroads Community". As such, we are privileged to offer our customers that small bank experience while ever expanding their banking needs.
(662) 286-5577 740 miles Lender's profile and map Reviews Commerce Bank MS 700 Taylor Street, Corinth, MS, 38834 Commerce Bank is a community bank providing friendly and personal service. We are an equal opportunity employer with 26 full-time employees, a convenient main office and more than $155 million in total assets as of December 31, 2021. Commerce Bank is the only locally owned and managed bank in Corinth, Mississippi and has more than 50 stockholders.
(573) 686-7221 740 miles Lender's profile and map Reviews Ozark Federal Credit Union 2438 Katy Lane, Poplar Bluff, MO, 63901 At Ozark Federal Credit Union we provide the large selection of checking, savings, investment & loan account options with low fees. OFCU is committed to community involvement and encouraging community development. For requests, please complete the Donation Request Form within six weeks of the event.
(573) 785-8461 740 miles Lender's profile and map Reviews First Midwest Bank 704 N Westwood Blvd, Poplar Bluff, MO, 63901 As a locally owned and managed community bank, we are efficient in responding to customer needs. We listen to each situation and offer appropriate solutions to help our customers meet their financial goals. We pride ourselves in our commitment to the communities in which we live, work and play and the loyalty of our employees to our organization.
(573) 785-6800 740 miles Lender's profile and map Reviews First Missouri State Bank 2910 Barron Rd, Poplar Bluff, MO, 63901 On July 3, 1912, our bank was established under the name State Bank of Fisk. The street on which the bank was originally located was eventually named Third Street. In 1953 the bank was relocated to 300 Second Street. The Second Street building continues to serve as a branch office today.
(573) 785-6451 740 miles Lender's profile and map Reviews Bob Sutton Real Estate & Loans 50 Hwy. 142, Poplar Bluff, MO, 63901 Bob Sutton Real Estate and Loans, LLC, is a multi-divisional company specializing in financial services, ranging from lawsuit settlement loans to real estate financing. Established in 1951, we are still family owned and operated, which allows us to provide individualized services meeting each customer's particular needs.
(573) 466-4180 740 miles Lender's profile and map Reviews FCNB Bank 402 W Main St, Steelville, MO, 65565 First Community National Bank is committed to banking as it should be: supporting our community and helping families become stronger, through trust and service. Founded in 1906, FCNB Bank currently serves the mid-Missouri area. The first cashier of the Bank of Leasburg was James N. Smith; Luther A. Evans became cashier in October 1906.