USDA Loan Vs. FHA loan pro & con Portville, Cattaraugus County, NY

In 2026, the USDA loan limit for Portville in Cattaraugus, NY, is $336,500, whereas the FHA limit for a single-family home stands at $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates. Determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, aiding in making the best choice for your financial situation in .

USDA and FHA Loan Options in Portville, NY

Lendersa® is dedicated to helping you secure the best USDA or FHA loan rapidly and without hassle. Choose from three starting points to match with lenders and USDA loan programs efficiently.

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What is a USDA Loan in NY?

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture. It is available only in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans have no down payment requirement, offering significant advantages for eligible borrowers.

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(740) 454-4603 Lender's profile and map Reviews Genesis Employees Credit Union 860 Bethesda Drive, Zanesville, OH, 43701 Genesis Employees Credit Union has been open since 1973. The credit union has assets totaling $18.98 Million and provides banking services to more than 3, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(740) 454-8876 Lender's profile and map Reviews Concorde Mortgage 536 Main Street, Zanesville, OH, 43701 Concorde Mortgage is a residential lender that makes a commitment to meet and exceed our customers’ expectations. Our primary customers are Realtors and buyers. Concorde Mortgage was established as an Ohio corporation in 1985. The principle office is at 536 Main St. in Zanesville, Ohio.
(201) 746-6800 Lender's profile and map Reviews PINE HILL MORTGAGE GROUP, INC. 172 Broadway, Suite 104, Woodcliff Lake, NJ, 07677 Pinehill Mortgage Group, Inc. offers all loan programs to meet your needs. We handle Conventional, Non-Conventional, FHA, VA, Reverse and Commercial products. Conforming Loans: Conforming long-term, fixed-rate and adjustable loans that meet Fannie Mae and Freddie Mac loan limits and property and borrower guidelines.
(586) 630-6747 Lender's profile and map Reviews New Inception Mortgage LLC 33887 Oakwood Drive, Sterling Heights, MI, 48312 At New Inception Mortgage, you can expect friendly, professional advice and clear explanations of all of our available mortgage products, including our ARMs. We will walk you through the advantages and risks associated with each loan option and provide the guidance you need to help you make the right decision.
(732) 205-5199 Lender's profile and map Reviews M&C Menlo Park Federal Credit Union 25 Middlesex Turnpike, Iselin, NJ, 08830 M&C Credit Union is owned by its members via shares/savings accounts. We are a corporate-sponsored, federal credit union. M&C Credit Union was established in 1967 serving the Minerals & Chemicals Corporation, then Engelhard Corporation & now BASF Corporation. We are located in Room 227A on the second floor of the BASF Research Center in Iselin, NJ.
(862) 666-3965 Lender's profile and map Reviews Money Avenue 33 Wood Avenue S, Suite 448, Iselin, NJ, 08830 Money Avenue offers highly personalized service and will help you cut through the red tape in the financing arena that is so often involved in securing loans from banks and other lending institutions. Having a Money Avenue Finance Consultant on your team of professionals is a game winning step in obtaining optimal mortgage, business
(866) 933-6342 Lender's profile and map Reviews REMN Wholesale 194 Wood Avenue South, 9th Floor, Iselin, NJ, 08830 REMN Wholesale is a proud 2021 GOLD SPONSOR of AIME (Association of Independent Mortgage Experts), for the 2nd consecutive year. This exemplifies our never-ending, decades long, commitment of supporting the national mortgage broker community. REMN Wholesale a trusted, highly-dependable, efficient, national wholesale lender.
(732) 321-9378 Lender's profile and map Reviews American Royal Mortgage Corp 100 Wood Avenue South, Suite 123, Iselin, NJ, 08830 American Royal full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to construction lending. We have access to a wide range of wholesale lenders and all of our lending specialists are dedicated to finding the right loan.
(848) 250-9224 Lender's profile and map Reviews CASABELLA FINANCIAL SERVICES, LLC 33 Wood Ave South, Iselin, NJ, 08830 At Casabella Financial Services, LLC. We are a full-service mortgage company based in Central New Jersey. We specialize in Home Purchase Loans and Refinance in New Jersey. Whether you are buying a home or refinancing in New Jersey, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
(732) 636-1500 Lender's profile and map Reviews AMERICAN DOLLAR FUNDING 894 Green Street, Iselin, NJ, 8830 We are a homegrown family business, with over 40 years of combined mortgage financing experience. Over the years, the majority of our business has come from referrals from our clients as well as professional Realtors in the area. As a result of our conservative loans, we are ranked in the Top Tier 1 Lending Status with lenders.
(732) 225-1505 Lender's profile and map Reviews Pinnacle Federal Credit Union 135 Raritan Center Parkway, Edison, NJ, 08837 Pinnacle Federal Credit Union has been a dependable, not-for-profit financial partner to members in Edison, NJ and surrounding Middlesex County since 1962. In our 50+ years of service to the local community, we’ve grown from humble beginnings into a full-service financial institution in Edison with 300 employer and serving members across NJ, NY PA.