USDA and FHA Pro and Con in West-Point, Orange County, NY
As of 2025, in West-Point, located in the county of Orange, NY, the USDA sets its loan ceiling at $581,220, whereas the FHA establishes a limit of $356,500 for single-family homes.
To compare the best current USDA and FHA rates, try the Lendersa® USDA loan calculator, which helps you identify the required income, credit standing, reserves, and documents necessary for qualification. Our sophisticated mortgage calculator contrasts USDA, FHA, Conforming, and VA loans, enabling you to choose the most suitable program in based on your specific financial needs.
2025 Loan Ceilings and Down Payment Criteria in West-Point, Orange, NY
Loan Type
Loan Upper Limit
Down Payment Percentage
USDA
$581,220
0%
FHA
$356,500
3.5%
Conventional Conforming
$726,525
3%
Exploring USDA and FHA Loan Choices in West-Point, NY
The primary aim of Lendersa® is to provide you with the most advantageous USDA or FHA loan options swiftly and effortlessly. Choose one of the three initial steps to connect you with lenders and find suitable USDA loan schemes.
Known as a USDA rural development loan or mortgage, a USDA home loan is government-backed by the Department of Agriculture and is available only in rural areas. While FHA loans require a minimum down payment of 3.5%, USDA mortgage loans are distinguished by their zero down payment requirement.
Painesville credit union is a member-owned, not-for-profit financial cooperative, whose goal is to be your trusted financial partner. By providing superior financial services in a friendly, professional manner, we strive to exceed our members' needs.We will continue to honor our Statement of Commitment to members by providing
L.C.E. Federal Credit Union was chartered in July of 1960 as a not-for-profit organization in Painesville, Ohio. It was established to serve the employees of Lake County and their immediate family members. The credit union originally had one employee and served less than one hundred members.
Lake County Educational Federal Credit Union full-service financial cooperative, proudly serving the Lake County and North Olmsted education communities and select group partners within the Greater Cleveland region. Since 1955, our specialized structure has been maintained to help our local education community prosper.
"The L.E.O. Credit Union was formed in 1985 as a non-profit, cooperative business, owned and controlled by its members. Members/owners of L.E.O. share the common bond of Lubrizol Employees of Ohio, other selected groups, and their relatives as stated in our charter.
The L.E.O. Credit Union was founded primarily as a savings and lending institutio
The Farmers Bank of Appomattox has a very rich history of providing for the needs of our customers living within the communities in which we serve. We are a strong community bank with over 100 years of proven personal banking. The directors, officers and employees that have come before us have set high expectations in regard to this level of servic
The Citizens Bank of Weston has been serving the people of Lewis and surrounding counties for 120 years. In 1891 the bank received its charter. The doors were opened for business in February of 1892. On October 1, 1894, the bank employed Thomas A. Whelan who was to become a banking legend in Lewis County.
Cardinal is proud to announce their 5-star rating, recently awarded by Bauer Financial. Bauer Financial is a financial rating agency who provides depositor-focused ratings of banks and credit unions in the United States. The Company’s rating scale runs from zero to five, the strongest institutions being granted 5-star ratings.
At Union Capital, home loans are all we do. Since 1995, we have worked to become a trusted lending partner to countless realtors and customers. Realtors depend on us to help their buyers get into the ideal home. Customers we serve return to us again and again – we have gotten to know thousands of them personally over the past 20 years.
Ohio Valley Community Federal Credit Union has been meeting the changing financial needs of its members since 1960. OVCFCU is one of the area's largest financial institutions. We are a full-service, federal-chartered financial institution guided by this mission statement: “Providing safety and security with innovative financial services.
CJ Simpson is the President of Transformation Home Loans, LLC. As a mortgage broker, Transformation Home Loans will help you find a mortgage with both great rates and service, with one point of contact, clear communication and a streamlined process.broker, Transformation Home Loans will help you find a mortgage with both
