USDA Vs. FHA your options comparison in Pittstown, Rensselaer County, NY

In 2025, the USDA loan cap for Pittstown, located in Rensselaer county, NY, is $336,500, while the FHA cap for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to assess today's top rates for USDA vs. FHA loans and understand the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides side-by-side views of USDA, FHA, Conforming, and VA loans, aiding in choosing the best fit for your financial circumstances in .

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Loan Limits and Downpayment Requirements for 2025 in Pittstown, Rensselaer County, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Pittstown, NY

The mission of Lendersa® is to swiftly deliver the optimal USDA or FHA loan without hassle. Choose one of the three starting points that lead to matching lenders and USDA loan opportunities.

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Understanding USDA Loans in NY

A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the government Department of Agriculture and is only available in rural areas. Unlike FHA loans that necessitate a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Funding Resources, LLC.
  • 630 Chestnut Road, Suite 8, Myrtle Beach, SC, 29572
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates & closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Vienna Capital Advisors
  • PO Box 70144, Myrtle Beach, SC, 29572
  • Vienna Capital Advisors is a private lender/broker that also works directly with other lenders to offer real estate collateralized loans that, for whatever reason, do not meet conventional banks’ lending criteria. Property types include but not limited to: Residential, Hotel, Assisted Living, and Multi-Family
  • New Washington State Bank
  • 402 E Main Street, New Washington, IN, 47162
  • New Washington State Bank opened on Main Street in New Washington, Indiana. The bank was founded by a group of ten prominent business leaders and farmers who felt New Washington and the surrounding farming communities would be better served with a bank of their own. From our humble beginning in 1908.
  • Integra Mortgage Group LLC
  • 102 McMakin Drive, La Grange, KY, 40031
  • Integra Mortgage Group of Louisville, LaGrange and Crestwood, Kentucky has been committed to providing our customers with the highest quality of service and the lowest mortgage loan rates available since 1997. Our goal is simple: To make the mortgage loan process as convenient and hassle-free as possible to our customers.
  • LINK FCU
  • 5212 Rockville Road, Indianapolis, IN, 46224
  • At Link FCU, we have had the opportunity of serving our members since 1930. Link Federal Credit Union was chartered under the Indiana State Credit Union Law in February of 1930 to serve employees of the Link-Belt Companies located in Indianapolis. Over the years, there have been six credit unions merge with Link.
  • Chapman Mortgage
  • 8001 S Meridian St, Indianapolis, IN, 46217
  • "Chapman Mortgage has been in business since January 2000. We are a local company on the southside of Indianapolis. We are licensed to serve the entire state of Indiana. Chapman Mortgage offers the following mortgage products: Purchase Refinance Fixed & ARMs Conventional Loans FHA Loans VA Loans"
  • Approved Mortgage
  • 5820 N. Canton Center, Suite 125, Canton, MI, 46142
  • Approved Mortgage is the largest and oldest mortgage banker in Central Indiana. We are a full-service direct lender providing a vast array of residential, business and commercial loans. Our residential product line offers conventional, jumbo, FHA, VA and portfolio loans for purchase, refinance, and construction transactions.
  • Energy Plus Credit Union
  • 1230 West Morris Street, Indianapolis, IN, 46221
  • Energy Plus Credit Union was formed through the merger of IPALCO and Citizens Gas Coke & Utility Credit Unions. Our purpose was to serve the employees of Indianapolis Power & Light, Citizens Energy Group & its subsidiaries and their family members. We have since expanded our membership to include the wonderful communities