USDA and FHA Pro and Con in Pittstown, Rensselaer County, NY
In 2025, the USDA loan cap for Pittstown, located in Rensselaer county, NY, is $336,500, while the FHA cap for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to assess today's top rates for USDA vs. FHA loans and understand the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides side-by-side views of USDA, FHA, Conforming, and VA loans, aiding in choosing the best fit for your financial circumstances in .
Loan Limits and Downpayment Requirements for 2025 in Pittstown, Rensselaer County, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Pittstown, NY
The mission of Lendersa® is to swiftly deliver the optimal USDA or FHA loan without hassle. Choose one of the three starting points that lead to matching lenders and USDA loan opportunities.
A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the government Department of Agriculture and is only available in rural areas. Unlike FHA loans that necessitate a 3.5% down payment, USDA loans require no down payment.
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