USDA VS FHA in Schaghticoke, Rensselaer County, NY

In 2025, USDA loan limit in Schaghticoke, county of Rensselaer, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Schaghticoke, county of Rensselaer, NY

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Schaghticoke, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Crown Mortgage + Real Estate
  • 2621 Green River Rd, Corona, CA, 92882
  • Our team of experts represents the best and brightest in the industry, and we’re always striving to lead the field in research, innovation, and consumer education. Today’s buyers and sellers need a trusted resource that can guide them through the complex world of real estate. With our extensive knowledge and commitment to providing only the best.
  • Home Loans Direct Inc.
  • 2224 Avenida Del, Vista Corona, CA, 92882
  • We provide financing for the purchase or refinance of residential property located within the state of California. We specialize in FHA, VA, Conventional, USDA, Jumbo, Non-Conforming, and more. With a history of integrity & quality, Home Loans Direct is the place for you. We help you build a foundation with the right tools & services.
  • Express Home Funding Inc.
  • 1307 West 6th Street, Suite 103, Corona, CA, 92882
  • Express Home Funding have accumulated extensive knowledge in their 40 years of shared experience. The most important realization taken away from it all is that a mortgage company's success is determined by sharing this knowledge with their agents. Our core values as a company is to not only promote growth as a professional.
  • LendSure Mortgage Corp.
  • 12230 World Trade Drive, Suite 250, San Diego, CA, 92128
  • "Headquartered in San Diego, California, LendSure Mortgage Corp. was founded in 2015 to help mortgage professionals better serve their clientele by offering a wider range of programs to meet their needs. LendSure offers a comprehensive range of Non-QM loan programs for borrowers that don’t fit conforming guidelines. Our loan programs include:"
  • Financial Cornerstone, Inc
  • 16776 Bernardo Center Drive, Suite 203, San Diego, CA, 92128
  • At Financial Cornerstone, Inc., we strive to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Advantage Mortgage
  • 17353 Graciosa Court, San Diego, CA, 92128
  • Founded in 2002, Advantage Mortgage is a service oriented real estate mortgage brokerage owned and operated by Richard G. "Buck" Hite. Buck Hite has been a licensed real estate and mortgage broker for over 30 years. His experience and knowledge are invaluable in successfully navigating the real estate transaction.
  • Platinum Mortgage & Realty San Diego
  • 16476 Bernardo Center Dr, Suite 127, San Diego, CA, 92128
  • Platinum Mortgage is all about the relationship we build with our clients, it all begins & ends with our clients.We will take the utmost care to ensure that our clients goals are exceeded & there financial health is always in a better place when they use services. Platinum Mortgage has the knowledge, experience & wherewithal to structure your loan
  • Blue Horizon Property
  • 11956 Bernardo Plaza Dr, Suite 135, San Diego, CA, 92128
  • Our Mission is to earn the trust of our clients through performance of professional hard work and dedication to achieve our clients goals; whether Selling, buying or obtaining the best Mortgage Rate and and Term for your next Purchase or Refinance. We aim to be our clients best choice.
  • America Choice Mortgage, Inc
  • 11828 Rancho Bernardo Road, Suite 201, San Diego, CA, 92128
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Source Capital Funding, Inc.
  • 11770 Bernardo Plaza Court, Suite 205, San Diego, CA, 92128
  • Source Capital has funded hundreds of millions of dollars in loans secured by real estate. As a direct, licensed private hard money lender, our clients can count on us to deliver fair terms and fund quickly. We work with all types of borrowers and understand even the most complex scenarios.