USDA Vs. FHA your options comparison in Pomona, Rockland County, NY

This year, 2026, the USDA loan ceiling in Pomona, within Rockland county of NY, stands at $0, while the FHA ceiling is $1,089,300 for a single-family property.

To discern the most favorable USDA versus FHA rates available today, use the Lendersa® USDA loan calculator to ascertain required income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans to pinpoint the ideal program for your financial requirements in .

Review loan options from 100 lenders

Loan limits and down payment specifications for 2026 in Pomona, Rockland county, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Options for USDA and FHA Loans in Pomona, NY

Lendersa® is committed to swiftly obtaining the best USDA or FHA loan for you, with ease. Start with one of three approaches to match with lenders and explore USDA loan programs.

Results from Lendersa USDA loan request matches

Defining the USDA Loan in NY

The USDA home loan is guaranteed by the government through the Department of Agriculture, known as the USDA rural development loan or USDA mortgage, exclusively available in rural areas. Notably, unlike FHA loans requiring at least a 3.5% down payment, the USDA mortgage mandates no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Pomona Lenders

  • The Everest Equity Company, Inc.
  • 2 Executive Blvd Ste 201, Suffern, NY, 10901
  • Lends in New York
  • The Everest Equity Company, Inc. is a corporation, founded in 2004, with an experienced,highly skille, & professional staff of Mortgage Brokers, along with an extensive support team, who specialize in meeting our clients’ unique mortgage needs.Our goal at the Everest Equity Company is to provide you with the smoothest and most comfortable mortgage.

  • FountainFunding
  • 13 Neil rd, Spring Valley, NY, 10977
  • Lends in New York
  • BH As a Hard Money Loan Lender, I have built a portfolio
    of 50+ personal private lenders and loan companies,
    making us a trusted resource in the industry. With
    almost a decade of experience, our company has
    successfully facilitated a wide range of loans, catering
    to various needs and situations.
    Because we are not bonded to one specific compa

  • Rockland Employees Federal Credit Union
  • 170 East Central Avenue, Spring Valley, NY, 10977
  • Lends in New York
  • Rockland Employees Federal Credit Union is committed to providing the best possible financial services, value and financial education to its diverse membership. Rockland Employees Federal Credit Union (REFCU) is a not-for-profit financial institution, founded in 1962 by people just like you who believe in the values of the community.

  • Money Depot LTD
  • 259 W Route 59, Spring Valley, NY, 10977
  • Lends in New York
  • Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply

  • Hudson United Mortgage
  • 95 S. Middletown Road, Nanuet, NY, 10954
  • Lends in New York
  • Hudson United Mortgage, LLC is a licensed mortgage banker by NYS Dept of Financial Services / Licensed by NJ Dept of Banking and Insurance, and is not affiliated with Hudson United Bank. When real estate agents told us that their clients were frustrated with the mortgage process, we started Hudson United Mortgage. When you work with a real estate a

  • Prodigy Mortgage Corp
  • 3 Dalewood Court, New City, NY, 10956
  • Lends in New York
  • Rick Spears founded Prodigy Mortgage Corporation in 1999. Our philosophy is to conduct ourselves as a Discount Mortgage Broker with concentration in high net worth borrowers, 1st time homebuyers, FHA, and VA financing. We have deep and long standing business relationships and agreements with banks and Lending Companies.