This year, 2026, the USDA loan ceiling in Pomona, within Rockland county of NY, stands at $0, while the FHA ceiling is $1,089,300 for a single-family property.
To discern the most favorable USDA versus FHA rates available today, use the Lendersa® USDA loan calculator to ascertain required income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans to pinpoint the ideal program for your financial requirements in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
Lendersa® is committed to swiftly obtaining the best USDA or FHA loan for you, with ease. Start with one of three approaches to match with lenders and explore USDA loan programs.
The USDA home loan is guaranteed by the government through the Department of Agriculture, known as the USDA rural development loan or USDA mortgage, exclusively available in rural areas. Notably, unlike FHA loans requiring at least a 3.5% down payment, the USDA mortgage mandates no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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