USDA and FHA Pro and Con in Pomona, Rockland County, NY

This year, 2026, the USDA loan ceiling in Pomona, within Rockland county of NY, stands at $0, while the FHA ceiling is $1,089,300 for a single-family property.

To discern the most favorable USDA versus FHA rates available today, use the Lendersa® USDA loan calculator to ascertain required income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans to pinpoint the ideal program for your financial requirements in .

Review loan options from 100 lenders

Loan limits and down payment specifications for 2026 in Pomona, Rockland county, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Options for USDA and FHA Loans in Pomona, NY

Lendersa® is committed to swiftly obtaining the best USDA or FHA loan for you, with ease. Start with one of three approaches to match with lenders and explore USDA loan programs.

Results from Lendersa USDA loan request matches

Defining the USDA Loan in NY

The USDA home loan is guaranteed by the government through the Department of Agriculture, known as the USDA rural development loan or USDA mortgage, exclusively available in rural areas. Notably, unlike FHA loans requiring at least a 3.5% down payment, the USDA mortgage mandates no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Evergreen Private Finance
  • 1010 Wisconsin Ave N.W., Suite 307, Washington, DC, 20007
  • Evergreen Private Finance is an active real estate lender and investor based in Washington, DC. Our firm was founded on the belief that Washington is a world-class city with unparalleled investment opportunities. We provide both debt and equity investments for projects that enhance the city. We specialize in hard money loans, bridge loans, acquisit

  • Georgetown University Alumni & Student Federal Credit Union
  • 3700 O Street NW, Suite 1328, Washington, DC, 20057
  • The mission of the Georgetown University Alumni and Student Federal Credit Union is to grant credit for provident and productive purposes, to provide affordable financial services to its members, and to educate its members and volunteers about the credit union movement through practical business experience

  • East Towne Capital LLC
  • 4701 Sangamore Road Suite 100N #2200, Bethesda,, MD, 20816
  • East Towne Capital LLC excels in private money mortgage brokerage, aiding real estate developers, investors, and home builders to secure competitive mortgage terms. Our seasoned advisors simplify loans, ensuring optimal financing for diverse properties like office buildings and non-owner-occupied homes. We build strong lending relationships, offeri

  • Genesee Valley Federal Credit Union
  • 4621 Millennium Drive, Geneseo, NY, 14454
  • At Genesee Valley Federal Credit Union, if you live, work, worship, go to school or volunteer in Livingston or Wyoming Counties, you are eligible to become a member. Also, included are member's immediate family- grandparents, parents, step-parents, spouse children (including adopted and step), grandchildren and siblings (step-siblings).

  • MSA Mortgage, LLC
  • 18 Mad River Green, Waitsfield, VT, 05673
  • The MSA Mortgage Team is committed to providing clients with high quality experience combined with low mortgage rates. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage bankers can help make your dreams come true.

  • Capital Investors Direct
  • 1201 Seven Locks Road Suite 360, Rockville, MD, 20854
  • Capital Investors Direct (CID), a Rockville, Maryland-based leader, offers streamlined commercial real estate financing nationwide. We specialize in hassle-free loans, with fast closing, low-interest rates starting at 5%, and a simple application process. Our custom loan structures and versatile financing options cater to all project sizes, equippi

  • Providence Mortgage
  • 9105 Rouen Lane, Potomac, MD, 20854
  • Providence Mortgage to become the best mortgage company- we just don't think that's the most important thing. We decided to be different. We wanted to redefine what a successful business looks like, and that drives our desire to be significant in how we are changing lives. Our core values are simple

  • National Cooperative Bank
  • 2011 Crystal Drive, Suite 800, Arlington, VA, 22202
  • National Cooperative Bank is the only Bank in the United States dedicated to delivering nationwide Banking products and solutions to cooperatives and other member-owned organizations. Serving both rural and urban neighborhoods, NCB is a leader in supplying grocery, health care, small business and housing solutions to the nation’s communities