USDA Vs. FHA your options comparison in Suffern, Rockland County, NY
In 2025, the USDA loan threshold for Suffern, in the county of Rockland, NY is marked at $0, whereas the FHA limit for a single-family dwelling is $1,089,300.
Utilize Lendersa® USDA loan calculator today to compare the best current USDA versus FHA rates. This tool will help you assess the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting in pinpointing which program suits your financial needs best in .
2025 Loan Limits and Down Payment Requirements in Suffern, County of Rockland, NY
Type of Loan
Maximum Limit
Minimum Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Choices for USDA and FHA Loans in Suffern, NY
Lendersa® aims to secure the best USDA or FHA loan for you efficiently and without complications. Choose one of three pathways that link you with matched lenders and USDA loan initiatives.
A USDA home loan, assured by the government Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is only obtainable in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans are available with no down payment needed.
245 Saw Mill River Road, Suite 106B, Hawthorne, NY, 10532
Bruce J. Naman Serving the area for over 25 years, I'm committed to helping you find the right mortgage product for your needs. I understand that every borrower is different, and offer a variety of products to meet your individual requirements, with my expertise, I get the hard deals done. I make the process of securing a mortgage simple.
Spencer Savings Bank is a leading New Jersey-based community bank headquartered in Elmwood Park, N.J. For over 100 years, we have been serving our local communities with integrity and pride. Roots matter, because they mean experience. They mean real insight into what makes our communities strong.
Garden State Mortgage Corporation’s main focus is originating loans solely in NJ. Our goal is to offer competitive mortgage rates and fees while providing a level of service that exceeds our client’s expectations. This is why 65% of our mortgage loans are derived from previous customer referrals.
201 West Passaic Street, Floor 3, Suite 304, Rochelle Park, NJ, 07662
H&E Telephone Federal Credit Union is a federally insured financial cooperative serving employee groups since 1967. It was originally formed for employees and family members of New Jersey Bell and AT&T. Now, H&E also serves HPAE at Englewood Hospital and several other member groups.
151 West Passaic Street, 2nd Floor, Rochelle Park, NJ, 07662
The Affinity Realty Capital, LLC team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing
We offer real estate & business financing for all kind of investment retail, properties, including commercial, industrial, multi-family, mixed use property, and more. Our unique approach allows us to close quickly and securely on business loans & real estate investments, even when conventional lenders turn you away.
336 W Passaic St, Suite 310, Rochelle Park, NJ, 07662
Centra Capital Investments is a commercial real estate investment company offering hard money when traditional banks do not. We provide construction loans for both ground up new construction and renovation projects. Will consider both residential and commercial properties with a loan up to 100%
At Alpine Mortgage, we specialize in providing the most competitive rates and closing costs on a Connecticut, Florida, New York, New Jersey and Pennsylvania mortgage. Our goal is to make your home loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service and appreciate the opportunity to
Since its inception in 1953 the Paterson Police Federal Credit Union has been serving members of the Paterson Police Department with exceptional financial products. Currently led by Danny Nichols, and staffed by John Russo and John Altonjy the Paterson Police FCU has grown its membership to over 1000 with more than $5, 000, 000 in assets.
Hard Money Lenders New Jersey offers a new and innovative way to invest in real estate in the states in New York NY and New Jersey NJ in which we offer our investors a way to be participant in the growth of the commercial and real estate market. Hard Money Loans offer a high return on investment with a controlled risk.
TMC Equities, Inc. is a local and community oriented mortgage broker. For over 24 years we have been located in Pleasantville, NY. Products are available for every purchase or refinance including less than perfect credit, little down payment, low income. We shop with a variety of banks to pass on better rates than your bank.
