In 2025, the USDA loan threshold for Suffern, in the county of Rockland, NY is marked at $0, whereas the FHA limit for a single-family dwelling is $1,089,300.
Utilize Lendersa® USDA loan calculator today to compare the best current USDA versus FHA rates. This tool will help you assess the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting in pinpointing which program suits your financial needs best in
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| Type of Loan | Maximum Limit | Minimum Down Payment |
| USDA | $0 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
Lendersa® aims to secure the best USDA or FHA loan for you efficiently and without complications. Choose one of three pathways that link you with matched lenders and USDA loan initiatives.
A USDA home loan, assured by the government Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is only obtainable in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans are available with no down payment needed.
Enter your location to find out if it qualifies for USDA rural housing loan?
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