USDA Vs. FHA your options comparison in Suffern, Rockland County, NY
In 2026, the USDA loan threshold for Suffern, in the county of Rockland, NY is marked at $0, whereas the FHA limit for a single-family dwelling is $1,089,300.
Utilize Lendersa® USDA loan calculator today to compare the best current USDA versus FHA rates. This tool will help you assess the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting in pinpointing which program suits your financial needs best in .
2026 Loan Limits and Down Payment Requirements in Suffern, County of Rockland, NY
Type of Loan
Maximum Limit
Minimum Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Choices for USDA and FHA Loans in Suffern, NY
Lendersa® aims to secure the best USDA or FHA loan for you efficiently and without complications. Choose one of three pathways that link you with matched lenders and USDA loan initiatives.
A USDA home loan, assured by the government Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is only obtainable in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans are available with no down payment needed.
The Everest Equity Company, Inc. is a corporation, founded in 2004, with an experienced,highly skille, & professional staff of Mortgage Brokers, along with an extensive support team, who specialize in meeting our clients’ unique mortgage needs.Our goal at the Everest Equity Company is to provide you with the smoothest and most comfortable mortgage.
BH As a Hard Money Loan Lender, I have built a portfolio of 50+ personal private lenders and loan companies, making us a trusted resource in the industry. With almost a decade of experience, our company has successfully facilitated a wide range of loans, catering to various needs and situations. Because we are not bonded to one specific compa
Rockland Employees Federal Credit Union is committed to providing the best possible financial services, value and financial education to its diverse membership. Rockland Employees Federal Credit Union (REFCU) is a not-for-profit financial institution, founded in 1962 by people just like you who believe in the values of the community.
Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply
Hudson United Mortgage, LLC is a licensed mortgage banker by NYS Dept of Financial Services / Licensed by NJ Dept of Banking and Insurance, and is not affiliated with Hudson United Bank. When real estate agents told us that their clients were frustrated with the mortgage process, we started Hudson United Mortgage. When you work with a real estate a
Rick Spears founded Prodigy Mortgage Corporation in 1999. Our philosophy is to conduct ourselves as a Discount Mortgage Broker with concentration in high net worth borrowers, 1st time homebuyers, FHA, and VA financing. We have deep and long standing business relationships and agreements with banks and Lending Companies.
