USDA VS FHA in Suffern, Rockland County, NY

In 2026, the USDA loan threshold for Suffern, in the county of Rockland, NY is marked at $0, whereas the FHA limit for a single-family dwelling is $1,089,300.

Utilize Lendersa® USDA loan calculator today to compare the best current USDA versus FHA rates. This tool will help you assess the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting in pinpointing which program suits your financial needs best in .

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2026 Loan Limits and Down Payment Requirements in Suffern, County of Rockland, NY

Type of Loan Maximum Limit Minimum Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Choices for USDA and FHA Loans in Suffern, NY

Lendersa® aims to secure the best USDA or FHA loan for you efficiently and without complications. Choose one of three pathways that link you with matched lenders and USDA loan initiatives.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

A USDA home loan, assured by the government Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is only obtainable in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans are available with no down payment needed.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 5880 Florida Boulevard, Baton Rouge, LA, 70806
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    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.

  • Preferred Credit Inc.
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  • Preferred Credit Inc. prides itself on the knowledge and professionalism that we provide when assisting you. Our main goal is to say yes when you apply for a loan. We want to make our process as easy for you as possible. You can stop by when it is convenient for you or you can give us a call and we can do the application over the phone.

  • Crown Financial Services inc
  • 5235 Florida Blvd, Suite H, Baton Rouge, LA, 70806
  • For over 35 years, Crown Financial has served the local community with pride. We accredit our success to the highest level of customer service and lasting customer relationships. Please explore our site to discover more about what we have to offer, and allow our experienced professional staff to assist you with all of your financial needs.

  • LH Lending
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  • LH Lending LLC holds itself to extremely high standards of integrity, professionalism and customer service. The purchase of a new home is an important decision, and LH Lending LLC is committed to making the financing of your new home straightforward and comfortable. We also take pride in making sure refinance transactions

  • Custom Mortgage Lending Group LLC
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  • A custom mortgage tailored to you means a fast and hassle-free home loan. Plus save time & money while we shop over 100 lenders & banks to get you the best deal. Many folks that come to us looking for a mortgage are tired. They're tired of filling out multiple applications, tired of wasting time, & tired of being jerked around by the big banks.

  • UTOPIA HOME MORTGAGE
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  • Essential Federal Credit Union
  • 2370 Towne Center Blvd, Baton Rouge, LA, 70806
  • Essential FCU is a community chartered Credit Union. Our field of membership includes the nine parishes of the Greater Baton Rouge Community! Now, anyone who lives, works, worships or attends school in the following parishes may join Essential Federal Credit Union: East Baton Rouge, West Baton Rouge, East Feliciana, Etc

  • Elkhorn Valley Bank and Trust
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  • River Region Federal Credit Union
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  • Republic Finance
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  • Republic Finance specializes in providing a variety of consumer loans, flexible lending options and incomparable customer service, & has assisted its customers in meeting their personal finance goals for more than 60 years. With branch offices located in Alabama, Georgia, Kentucky, Louisiana, Mississippi, Missouri, South Carolina, Tennessee, Texas.