USDA Vs. FHA Pro and Con comparison in Minisink, Orange County, NY
In 2025, the USDA loan ceiling for a single-family dwelling in Minisink, located in Orange county, NY, is $581,200. In comparison, the FHA loan limit is $472,030.
Use Lendersa®'s USDA loan calculator to assess the most compelling USDA versus FHA rates today, while evaluating the income, credit score, reserves, and documents required for eligibility. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loan options side by side to assist you in deciding on the most appropriate program for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in Minisink, Orange, NY
Loan Type
Loan Limit
Down Payment
USDA
$581,200
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,525
3%
USDA and FHA Loan Options in Minisink, NY
Lendersa® aims to secure the optimal USDA or FHA loan for you promptly and with ease. Choose one of the three paths below to connect with compatible lenders and USDA loan programs.
A USDA home loan, supported by the government Department of Agriculture and also known as a USDA Rural Development loan or USDA mortgage, is solely available in rural areas. Unlike FHA loans that necessitate a minimum of 3.5% down payment, USDA mortgage loans require no down payment at all.
At Lument, our commitment to relationships drives us to understand our clients’ business—and that insight guides us as we structure our loans. And thanks to the deep resources of ORIX and the broad product platform we’ve assembled by combining the Hunt Real Estate Capital, Lancaster Pollard, and RED Capital Group brands.
1819 Williamsbridge Road, Suite LB, Bronx, NY, 10461
Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage or cashing out your home equity. We will help you qualify, apply and be approved for the right mortgage loan for you.
MAMTA Federal Credit Union has been open since 1938. The credit union has assets totaling $12.74 Million and provides banking services to more than 1, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing services to members in the education community.
Since 1984, Equity Now has been a leader in the mortgage industry. We are a direct mortgage lender, not a broker. That means we do everything under one roof: evaluating the application, reviewing the appraisal, approving the loan and writing the check. We are experts in helping homeowners with less-than-perfect credit.
60 East 42nd Street, Suite 3010, New York, NY, 10165
Fort Amsterdam Capital is a seasoned real estate debt platform that originates short-term, high-yielding bridge loans ranging in size from $8 - $100 million, primarily in the New York City metro area. To date, Fort Amsterdam Capital has originated over $95 million of loans with a proven track record of double-digit returns.
1110 Second Avenue, Suite 303, New York, NY 10022, USA, New York, NY, 10022
Upwise is the best option for financing. All small-scale companies can get business loans from us. We can help you get the business loan that you need. Our company has been helping hundreds of businesses thrive and grow for the past 10+ years. Get in touch with Upwise Capital today to get on the right track to success.
M.Y. Safra recognizes and respects that clients are intelligent, successful and time pressured. They value a bank that listens, is straightforward and professional, and provides high quality standard banking services with customized personal service touches. We are completely dedicated to creating a distinctive and superior banking experience.
575 Lexington Avenue, 4th floor, New York, NY, 10022
York Funding is a direct hard money bridge lender to real estate professionals engaged in the acquisition and renovation of one-to-four family houses, multi-family apartment buildings, mixed-use properties, retail, office, strip malls, warehouses, notes, buildable lots, commercial properties, hotels and halted new construction.
