In 2026, the USDA loan ceiling for a single-family dwelling in Minisink, located in Orange county, NY, is $581,200. In comparison, the FHA loan limit is $472,030.
Use Lendersa®'s USDA loan calculator to assess the most compelling USDA versus FHA rates today, while evaluating the income, credit score, reserves, and documents required for eligibility. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loan options side by side to assist you in deciding on the most appropriate program for your financial scenario in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $581,200 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,525 | 3% |
Lendersa® aims to secure the optimal USDA or FHA loan for you promptly and with ease. Choose one of the three paths below to connect with compatible lenders and USDA loan programs.
A USDA home loan, supported by the government Department of Agriculture and also known as a USDA Rural Development loan or USDA mortgage, is solely available in rural areas. Unlike FHA loans that necessitate a minimum of 3.5% down payment, USDA mortgage loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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