USDA and FHA Pro and Con in Minisink, Orange County, NY
In 2025, the USDA loan ceiling for a single-family dwelling in Minisink, located in Orange county, NY, is $581,200. In comparison, the FHA loan limit is $472,030.
Use Lendersa®'s USDA loan calculator to assess the most compelling USDA versus FHA rates today, while evaluating the income, credit score, reserves, and documents required for eligibility. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loan options side by side to assist you in deciding on the most appropriate program for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in Minisink, Orange, NY
Loan Type
Loan Limit
Down Payment
USDA
$581,200
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,525
3%
USDA and FHA Loan Options in Minisink, NY
Lendersa® aims to secure the optimal USDA or FHA loan for you promptly and with ease. Choose one of the three paths below to connect with compatible lenders and USDA loan programs.
A USDA home loan, supported by the government Department of Agriculture and also known as a USDA Rural Development loan or USDA mortgage, is solely available in rural areas. Unlike FHA loans that necessitate a minimum of 3.5% down payment, USDA mortgage loans require no down payment at all.
In September 1883, in this thriving community of farmers and lumbermen, James A. Decker and Armstrong Taylor established and incorporated the Bank of Baldwin. A national charter request was granted in October 1911, and with that came a new name-The First National Bank of Baldwin.
The mission of Solutions First Credit Union is to always provide value to all members. That value will include financial solutions for members needs and providing a level of service that is unmatched within our geographical footprint. We pledge to always look for alternative solutions that best meet the needs of each credit union member.
From our executives to the front-line staff members you interact with every day, all of our team members possess the knowledge to get the job done and the passion for serving. From helping you open an account or answering a question to providing financial advice, we’re always ready to assist any way we can.
L G & W Federal Credit Union is dedicated to serving and supporting the MLGW family with the financial products and services they want and need.
Our friendly and knowledgeable staff has just one goal-to serve you! Unlike some larger financial institutions, we see you as a unique person, not just another account number.
Hometown Captial Group mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1715 Aaron Brenner Drive, Suite 100, Memphis, TN, 38120
Financial Federal is locally owned and operated and remains a community bank that specializes in high quality customer service and customized banking solutions. Our board and senior management continue to focus on creating an atmosphere that is appreciated by those who value the confidence that comes from experience
6489 Quail Hollow Rd, Suite 106, Memphis, TN, 38120
Compare, Offer and Close with CONFIDENCE with The Wendy Thompson Team.
Your homebuying journey should start with finding a lender. Mortgages are long-term relationships, and you will want to be confident that your lender offers a strong combination of quality service and competitive pricing.
First South Financial Credit Union is a member-owned, federally insured financial institution serving over 64, 000 members throughout the world. Recognized as a leader in strength, stability and service, we are ranked among the top 1% of financial institutions in the entire country by independent rating organizations.
