USDA Vs. FHA Pro and Con comparison in Queens, Queens County, NY
In 2025, the USDA loan limit in Queens, within Queens county, NY, is $0. Meanwhile, the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA versus FHA rates today, and figure out the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you identify which program is ideal for your specific financial situation in .
2025 Loan Limits and Down Payment Requirements in Queens, Queens, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Selections in Queens, NY
The mission of Lendersa® is to facilitate access to the best possible USDA or FHA loans quickly and without hassle. Start with one of three choices that connect you with matching lenders and USDA loan offers.
The USDA home loan, officially named the USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. It's only available in rural neighborhoods. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA loans require no down payment.
Nexgen Home Finance was started in 2004 by Jason Kiffe and Leyla Sharifi. Their intent was to offer an alternative to the unethical and inexperienced advice that was growing rampant as a result of various lenders hiring without any training or mortgage education. They felt that good financial advice should come from people who not only study.
5762 Bolsa Avenue, Suite A101, Huntington Beach, CA, 92649
With a blend of real world credentials, our teams listen to your needs and goals to deliver exceptional mortgage and real estate services. We provide you with the resources & options so that you can make an informed decision. Our goal is to build trust and simplify the process in order to save you money when buying, selling, or financing your home.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Quest home loan is the best mortgage rates that suit your needs and always beat the Direct Lender rates. From conventional to out of the box lending, we offer an array of products to cater to our clients' needs best mortgage rates that suit your needs and always beat the Direct Lender rates. From conventional to out of the box lending.
Los Angeles AFTRA Federal Credit Union was founded in 1962 as a financial resource for members of the American Federation of Television & Radio Artists.
From Coogan accounts to young performer & teen access accounts, auto and home loans, investments, retirement and estate planning, SAG-AFTRA FCU provides superior financial services to everyone
800 Seal Beach Blvd, Building 12, Seal Beach, CA, 90740
Sea Air Federal Credit Union was founded in 1952 to provide affordable financial services. Today we serve more than 7,800 members including: active military, retired military, reserves and civilians working or living on the base (in Seal Beach Weapons Station, Los Alamitos Joint Training Base, and Corona Naval Facility), residents of Sunset Beach.
3010 Old Ranch Pkwy, Suite 440, Seal Beach, CA, 90740
Operating predominantly in Los Angeles and Orange Counties since 1988, Progressive Loan Funding helps find the home financing that’s right for you. Progressive Loan Funding offers FHA, VA, Conventional and Jumbo loan programs with a full range of fixed and adjustable loan options. We service all home lending products, but specialize in FHA loans.
3020 Old Ranch Parkway, Suite 300, Seal Beach, CA, 90740
The company goal is to provide real estate loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. We've been in business long enough to understand your problems
12340 Seal Beach, Suite 307, Seal Beach, CA, 90740
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
13001 Seal Beach Boulevard, Suite 210, Seal Beach, CA, 90740
Endeavor Mortgage offers a cost efficient individualized relationship focused approach to your mortgage needs with emphasis on your specific financial life goals. We use our unique relationships to find you the best rate and loan program, saving you valuable time, money and the stress of finding the perfect deal.
