USDA Vs. FHA your options comparison in Queens, Queens County, NY
In 2026, the USDA loan limit in Queens, within Queens county, NY, is $0. Meanwhile, the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA versus FHA rates today, and figure out the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you identify which program is ideal for your specific financial situation in .
2026 Loan Limits and Down Payment Requirements in Queens, Queens, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Selections in Queens, NY
The mission of Lendersa® is to facilitate access to the best possible USDA or FHA loans quickly and without hassle. Start with one of three choices that connect you with matching lenders and USDA loan offers.
The USDA home loan, officially named the USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. It's only available in rural neighborhoods. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA loans require no down payment.
Northeastern Operating Engineers Federal Credit Union
1616 Whitestone Expressway, Whitestone, NY, 11357
Lends in New York
Since 1974, Northeastern Operating Engineers Federal Credit Union has been serving the financial needs of its members & their families.
The Credit Union is a full service financial institution that offers a broad range of financial products &services. Our knowledgeable loan officers can help you with your mortgage, home equity loan needs
162-16 Union Tpke, Suite 305, Fresh Meadows, NY, 11366
Lends in New York
Logic Advance Group Firmly established as one of the nation’s forefront leaders in business capital funding, our professional and experienced staff is always standing by to assist you through our quick and easy cash advance system. Whether you seek as much as 500, 000 dollars or as little as 5, 000 dollars, we consistently provide our clients
Sharestates is an online real estate lending and investing marketplace connecting investors with developers and rehabbers seeking funding. Using proprietary technology, we acquire, fund, and service projects faster and at lower costs than traditional financing. We offer investors exclusive opportunities while providing borrowers fast, affordable ca
150 Great Neck Road, Suite 102, Great Neck, NY, 11021
Lends in New York
Iron Fund is a Direct Capital Provider for loan officers, brokers, and third-party originators. Iron Fund specializes in Fix & Flips/ Bridge Loans, Ground- Up Construction, and 30-Year DSCR Loans. Our new broker platform provides a full technology suite with same-day loan approvals and secure document uploads.
10 Cutter Mill Rd, Suite 202, Great Neck, NY, 11021
Lends in New York
Truen & Michaels, LLC offers the best selection of bridge loans and conventional financing in all 50 states. No matter where your project is located, and what type of real estate project you are looking to finance, we can match you with the loan program which will help you achieve your goals.
HUDSON GROUP REALTY NETWORK; REAL ESTATE BROKERAGE & COMMERCIAL LENDING
55 Northern Boulevard, Suite 400, Great Neck, NY, 11021
Lends in New York
HGRN was formed in 2012 as a direct response to the need for clients to have access to the information they needed when buying or selling property. With the many programs in NY for first time homebuyers or for the information needed to complete a 1031 tax exchange, Hudson Group Realty Network Inc, is prepared to guide the client from inception.
45 Middle Neck Road, Suite 210, Great Neck, NY, 11021
Lends in New York
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Powerhouse Solutions, Inc. (PHS) is a NYS licensed banking entity that originates mortgage loans directly to consumers. As a direct lender, we have the highest level of integrity and a genuine caring and concern for our customers. At PHS we believe "Your Mortgage Solution Starts With Us.
Silver Fin Capital is a mortgage broker licensed to conduct residential business in Connecticut, Florida, New Jersey & New York & commercial loans throughout most of the United States. Our customized pricing engine & proprietary database provides access to over 50 lenders, allowing our loan officers to match you and your needs with the loan options
