USDA Vs. FHA your options comparison in North-New-Hyde-Park, Nassau County, NY

For 2025, the USDA loan cap for a single-family home in North-New-Hyde-Park, situated in the county of Nassau, NY, is set at $0, whereas the FHA limit is $822,375.

Utilize the Lendersa® USDA loan calculator to evaluate and contrast today’s leading USDA and FHA rates, aiding in determining the income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage calculator provides a parallel review of USDA, FHA, Conforming, and VA loans. This assists you in selecting the most appropriate program for your specific financial situation within Alabama.

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Loan Limits and Down Payment Requirements for 2025 in North-New-Hyde-Park, County of Nassau, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in North-New-Hyde-Park, NY

The mission of Lendersa® is to efficiently assist you in obtaining a top-notch USDA or FHA loan without any hassle. Select from three entry points to find matching lenders and USDA loan offerings.

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Defining the USDA Loan in NY

A USDA home loan, backed by the government via the Department of Agriculture, known as the USDA rural development loan or USDA mortgage, is strictly available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment, offering a unique advantage for rural housing financing.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Fidelis
  • 6025 Metcalf Ln, Suite, Suite 210A, Overland Park, KS, 66202
  • At First Fidelis, LLC, we know that buying a home is a big decision, and we understand how important it is to choose the loan that’s right for you. As a premier low interest refinance lender in Kansas City, First Fidelis was founded by Lance Richards, whose mission was to offer all our clients the best loans available.
  • Crossroads Investment Lending
  • 7803 Shawnee Mission Parkway, Mission, KS, 66202
  • Crossroads Investment Lending provide short-term funding for real estate investments in the Kansas City Metro. We provide the bridge funding so you, the investor, can buy and rehab and sell more properties One of the most difficult hurdles for todays real estate investors is to obtain funding for the purchase and rehab of their residential inves
  • American Ag Finance
  • 6500 West 132nd Terrace, Leawood, KS, 66224
  • The process of getting a commercial farm can be intimidating & overwhelming, making it important to choose a company that can guide you through. United Farm Mortgage has what it takes to get you through loan complications. For 35+ years, American farmers and rural communities have come to us to be provided with loans for their farms & properties.
  • Lake Region Bank
  • 1690 1st St. S., Willmar, MN, 56201
  • Bankers. Neighbors. Minnesotans. Lake Region Bank has been your neighbor since 1915. We live and work in your community, and you’ll see us at many of your neighborhood events. Our success has always been tied to the success of local families and businesses. From personal banking and insurance to business banking and wealth management services,
  • Midwest Mortgage
  • 629 1st Street S, Willmar, MN, 56201
  • Midwest Mortgage has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals and individual homebuyers throughout Minnesota. We’re a full-service mortgage broker offering expertise in every area of mortgage lending.
  • PierPoint Mortgage
  • 13727 SW 152nd St #782, Miami, FL, 33177
  • PierPoint Mortgage originates the full spectrum of residential mortgages including conventional, FHA, VA, Rural Development, new construction, jumbo financing and is a Reverse Mortgage Specialist. If you need assistance with any mortgage produce please call 231-737-9911 or visit www.pierpointmortgage.com
  • Southern States Mortgage Inc
  • 9302 Southwest 167th Court, Miami, FL, 33196
  • At Southern States Mortgage, we treat each client as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Corbel Home Funding Corp
  • 15560 Southwest 115th Terrace, Miami, FL, 33196
  • We provide specialized home-buying and refinancing services, and our approach is focused on addressing their needs and financial situations throughout the entire real estate financing process. We're experienced, trustworthy, and always reachable. No matter the question, We are here to provide answers.
  • RFS Funding
  • 8001 Conser, Suite 210, Overland Park, KS, 66204
  • Business owners no longer have to rely on traditional banks for finding business capital. From lines of credit, RE investor loans, equipment or invoice financing, we offer a variety of financing solutions at competitive interest rates and terms. We work one-on-one with our clients to help align them with the funding programs that best meet their ne
  • Priority Federal Credit Union
  • 430 N Hampton, Russellville, AR, 72802
  • Priority Federal Credit Union was originally founded on September 28, 1967 as Pope County Educators Federal Credit Union with the idea of serving Pope County Schools and Arkansas Tech University. Through constant growth, we have added participating groups throughout the region
  • Kensington Bank
  • 321 Washburn Avenue, Belgrade, MN, 56312
  • Kensington Bank is a community bank with locations in Belgrade, Cokato, Elrosa, Herman, Kensington, Saint Cloud, and Willmar, MN. We strive to provide excellent service and growth along with our customers. To be a trusted partner in the financial success of our customers one relationship at a time and give back to the communities we serve.
  • Heartland Mortgage Consultants, LLC
  • 10000 W 75th St, Suite 120, Shawnee, KS, 66203
  • At Heartland Mortgage Consultants, LLC, we are known for our client-centric approach and extensive industry knowledge and experience. We take pride in obtaining a good referral rate brought by our unparalleled customer service. Heartland Mortgage Consultants, LLC provides you with a broad range of mortgage products to achieve your financial goals.