USDA VS FHA in Lake-Success, Nassau County, NY

In 2026, the USDA loan ceiling in Lake-Success, located in Nassau county, NY, is set at $0. In comparison, the FHA loan threshold for a single-family home is $822,375.

To evaluate current USDA versus FHA rates and understand the qualifications needed, such as income, credit, reserves, and documentation, utilize the Lendersa® USDA loan calculator. Our sophisticated mortgage calculators offer side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting you in choosing the most suitable mortgage solution for your financial needs in .

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2026 Loan Limits and Down Payment Requirements in Lake-Success, Nassau County, NY

Type of Loan Maximum Loan Limit Down Payment
USDA $0 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Programs Available in Lake-Success, NY

The objective of Lendersa® is to promptly and smoothly secure the finest USDA or FHA loan for you. Choose one of three starting points that align you with the ideal lenders and USDA loan plans.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in NY

A USDA loan is a government-backed mortgage by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, primarily intended for rural areas. Unlike FHA loans which necessitate a minimum down payment of 3.5%, the USDA home mortgage permits purchasing with zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Provider Mortgage
  • 401 N. Charles St, Baltimore, MD, 21201
  • Provider was founded in the aftermath of the financial meltdown on the premise that every individual deserves to be treated fairly regardless of their financial knowledge or negotiating ability. Provider believes that the purchase or refinancing of a home requires careful evaluation of each client’s individual financial circumstances.

  • AGM Financial Services Inc
  • 20 South Charles Street, Suite 1000, Baltimore, MD, 21201
  • AGM Financial Services, Inc. is a leading FHA Lender providing financing for both Market Rate and Affordable housing communities. AGM arranges federally insured mortgages for apartment projects under FHA’s MAP (Multifamily Accelerated Processing) program. AGM is also an approved Lender for FHA’s Low Income Housing Tax Credit Pilot Program

  • PSG Lending
  • 400 W. Franklin St., Suite 300, Baltimore, MD, 21201
  • PSG Lending was established in 2015 by an experienced team of mortgage banking professionals. With a focus on commercial bridge loan opportunities between $150,000 and $10,000,000, PSG Lending is a direct lender and capital partner. Our approach to lending is to build long term relationships by providing a transparent, reliable and swift process to

  • Lynn Teachers’ Credit Union
  • 33 North Common Street, Lynn, MA, 01902
  • The Lynn Teachers’ Credit Union has been in existence since 1935. We have consistently been available for the needs of our members and will continue to do so. We offer the convenience of payroll deduction for both savings and loans. We offer prompt, courteous service to all of our members and prospective members

  • Allcredit Home Loans, Inc
  • 228 Baltimore Street, Hanover, PA, 17331
  • We offer many low & NO down payment financing options.And in many cases the seller can pay part or all of your closing costs so you can purchase a home with not a lot of money.All Credit Home Loans Inc is located in Hanover, PA, USA & is part of the Activities Related to Credit Intermediation Industry. All Credit Home Loans Inc has 2 total employee

  • Affordable Home Mortgage, Inc.
  • 300 Baltimore Street, Hanover, PA, 17331
  • Affordable Home Mortgage, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • HFS Financial
  • 100 Owings Court, Suite 13, Reisterstown, MD, 21136
  • HFS Financial Services offers consumer financing for swimming pool and home improvement projects in all 50 states. 100% No Money Down, & No Equity Required! Loan amounts up to $250, 000 starting at 2.99%.
    Call 1-800-254-9560 or apply online today!

    Now, you can finally get that in-ground pool or remodeled bathroom you've always wanted

  • Annapolis First Mortgage, LLC
  • 1605 Race Street, Baltimore, MD, 21230
  • We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending