USDA Vs. FHA your options comparison in Shelby, Orleans County, NY
In 2025, USDA loan limit in Shelby, county of Orleans, NY is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Shelby, county of Orleans, NY
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Shelby, NY
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
At Foothills Mortgage & Equity We work hard to satisfy the mortgage needs and exceed the expectations of our customers. We pride ourselves on providing superior customer service and creating satisfied customers. From mortgage processing and underwriting, to loan closing and funding,
Crane Federal Credit Union was chartered in 1955. We are member owned, governed by a member elected volunteer board, not for profit, and tax exempt. Our mission is to "Cooperatively promote member thrift by providing practical financial services and benefits which equitably enhance the financial growth of our membership.
Our basic mission is to provide you with a safe place to keep your money, a sound place to have it grow, and a trusted place to borrow from. The First National Bank in Tigerton (FNB-Tigerton) is a community bank locally owned and operated. It has provided full service banking to it's neighbors and friends in Shawano.
6855 East Riverside Boulevard, Rockford, IL, 61114
We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
FSB of Forrest has been committed to the people, businesses & communities of Central Illinois. Since first days to the present, our motto is and has always been "a strong friend for your family," words we strive to live & work by every day. We offer our customers a welcoming, personalized experience from the time they step into one of our doors.
CS Credit Union was initially chartered in 1986 as MA/-COM Employees Credit Union, a spin-off from two previous credit unions, Siecor Credit Union & Superior Cable Credit Union. MA/-COM was established as the credit union for employees of family members of the forerunner of the present-day Select Employee Group, CommScope, Inc. of North Carolina.
Rockford Bell Credit Union has been open since 1935. The credit union has assets totaling $48.53 Million and provides banking services to more than 4,000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans and other financial services to members.
Rock Valley Credit Union is a full-service financial institution serving members since 1968. The credit union now serves approximately 13, 000 members. Our main office is located in Loves Park, IL with branch offices in Machesney Park and Rochelle. Rock Valley Credit Union currently serves
Our History: In 1958, Chanute Military Credit Union opened its doors on the Chanute Air Force Base in Rantoul, Illinois to serve military personnel and their families. With the government's announcement of plans to close the Chanute Air Force Base, plans were made to expand the credit union in order to continue to serve those faithful.
Community Plus Federal Credit Union is a community credit union serving East Central Illinois. Its mission is to guide members on their Path to Financial Freedom. CPFCU is a US Treasury-certified Community Development Financial Institution. While the credit union serves members from all walks of life.
Our management is always available and ready should you need our assistance with any financial matters. Just give us a call, or send us a secure e-mail. Depending on the complexity of the matter at hand, there’s a good chance we can help you the same day that you call. Please do not include your account numbers.
