USDA Vs. FHA Pro and Con comparison in Medina, Orleans County, NY

In the year 2025, the USDA loan limit in Medina, within the county of Orleans, NY, is $336,500. For a single-family home, the FHA limit is set at $472,030.

Leverage the Lendersa® USDA loan calculator to assess today's optimal USDA versus FHA rates and find out the required income, credit, reserves, and documents necessary for qualification. With our state-of-the-art mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the right program in Alabama for your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Medina, Orleans County, NY

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Medina, NY

The mission of Lendersa® is to quickly and effortlessly secure you the best USDA or FHA loan available. Choose from three different methods to connect with lenders and explore USDA loan programs uniquely suited to you.

Lendersa USDA loan request results

Understanding USDA Loans in NY

USDA home loans are backed by the Department of Agriculture, known as USDA rural development loans or USDA mortgages, strictly available in rural areas. Unlike FHA loans, which require a minimum down of 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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