USDA Vs. FHA your options comparison in Rome, Oneida County, NY
In the year 2025, the USDA loan limit in Rome, county of Oneida, NY, is set at $336,500. For a single-family home, the FHA limit is established as $472,030.
The Lendersa® USDA loan calculator helps you compare today’s best USDA versus FHA rates and assesses the qualifications needed, including income, credit, reserves, and documentation. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to determine which program is optimal for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Rome, County of Oneida, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Rome, NY
Lendersa® aims to efficiently secure the best USDA or FHA loans for you without complexity. Start the process by selecting one of three pathways that align you with suitable lenders and USDA programs.
A USDA home loan is endorsed by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. Specifically available in rural areas, unlike FHA loans, which necessitate at least a 3.5% down payment, the USDA mortgage requires no down payment, offering a significant benefit for eligible applicants.
1235 South Highland Ave, Suite A, Lombard, IL, 60148
Founded in 2014, HLP Mortgage opened its doors to the Illinois community. We are a privately owned company and a full-service mortgage banker. Our focus is to better the community with the services we provide by offering low interest rates and an unequaled customer service experience.
1920 S Highland Ave, Suite 220, Lombard, IL, 60148
Great Mortgage has made the mortgage process easier is by integrating technology with our outstanding customer service.On our website you can submit a complete on-line, secure loan application or pre-qualify for an Arizona, Illinois, Indiana, Colorado, Florida, Missouri or Tennessee home loan. You may also evaluate your different financing options.
CU/America Financial Services is a local, Illinois-licensed mortgage company that has been serving the needs of our mortgage loan borrowers for 20 years. As a leader in the mortgage industry, we constantly strive to deliver excellence in every area of the loan transaction. Since our modest beginning in 1994.
1910 S Highland Ave, Suite 300, Lombard, IL, 60148
Loan Cabin is a modern lender who’s mission is to streamline the mortgage process by using technology to provide consumers a quick, simple, and transparent home loan. By executing this we are able to provide the lowest interest rates, cost, and experience for the customer. Buying a home can be hard, we make it easier
55 West 22nd Street, Suite 130, Lombard, IL, 60148
Neighborhood Loans, we are passionate mortgage banking professionals with one goal in mind – make our clients, our priority. Neighborhood Loans is a Residential Mortgage Lender utilizing a business model aimed at educating and enabling consumers in a rapidly changing market. Our mission is to provide the finest service.
Market Place Mortgage Corp Founded in 2008 by seasoned mortgage professionals with no place to go to share their ideal respect for customers Market Place Mortgage, like the name intended, was designed to offer choices to customers and put the customer first. We are a mortgage bank that offers the full spectrum of every lending option in the market.
Asset Mutual Mortgage has a reputation as one of the best mortgage lenders Chicago has to offer. With positive ratings overflowing on Zillow, you can be confident in trusting us to be your personal mortgage planner. Count on us to guide you through the process of buying or refinancing your home
110 N Anderson Rd, Suite 118, Rock Hill, SC, 29730
First Heritage Credit is the perfect place to start a career in Consumer Finance. With operations in 100+ branch offices in Alabama, Louisiana, Mississippi, South Carolina, and Tennessee, we’re looking for motivated and customer-focused individuals to start a career with us. Our goal is to help our customers achieve their goals.
