USDA and FHA Pro and Con in Rome, Oneida County, NY
In the year 2025, the USDA loan limit in Rome, county of Oneida, NY, is set at $336,500. For a single-family home, the FHA limit is established as $472,030.
The Lendersa® USDA loan calculator helps you compare today’s best USDA versus FHA rates and assesses the qualifications needed, including income, credit, reserves, and documentation. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to determine which program is optimal for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Rome, County of Oneida, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Rome, NY
Lendersa® aims to efficiently secure the best USDA or FHA loans for you without complexity. Start the process by selecting one of three pathways that align you with suitable lenders and USDA programs.
A USDA home loan is endorsed by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. Specifically available in rural areas, unlike FHA loans, which necessitate at least a 3.5% down payment, the USDA mortgage requires no down payment, offering a significant benefit for eligible applicants.
7114 W. Jefferson Ave, Suite 212, Lakewood, CO, 80235
"LendEx Mortgage Group is a great family of loan originators that are dedicated to making your goal a reality.
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7175 W. Jefferson Ave, Suite 4700, Denver, CO, 80235
Colorado First Time Home Owner Grants we work with people to help them accomplish the American dream of owning a home. We understand that it can be difficult to save the down payment needed to purchase a house so we work with programs to aid in obtaining a grant towards the costs associated with purchasing a house.
Integrity Bank & Trust is an employee-owned community bank, dedicated to the Colorado Springs area.
The staff at Integrity is motivated and inspired by meeting the financial service needs of our customers and community. We endeavor to display behavior that is consistent with our faith-based beliefs and to serve others for their benefit.
Our mission statement at The Fox Mortgage Team is to ensure we get you the Best deal not just a better deal so you’ll Never have to go through this very stressful event again. We specialize in VA home loans but also do all other types of loans as well! At the Fox Mortgage Team you’ll have a very pleasant experience with as little stress as possible
Most competitive Mortgage Broker in Colorado. Don't Take our word for it, call us for your Complementary Mortgage Review today! You could Lower your payment, Lower your interest rate, or cash out your equity for repairs, remodels, or pay off other high interest debts. Maybe even skip a couple payments on your refinance!
3630 North Academy Blvd, Unit 11, Colorado Springs, CO, 80917
Our goal is to provide excellent customer service and home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan and our customers with honesty, integrity and competence.
We are a boutique mortgage brokerage focused on educating and empowering our partners and clients to set them up for success for a home purchase or refinance transaction. Our mission is to offer our clients and business partners a wide range of products with the very best pricing. It's our passion to deliver exceptional customer service.
Uptown Financial Group, Inc. is a boutique mortgage company licensed in CA, CO, FL, TX, and VA. We specialize in providing our clients with the finest mortgage solutions tailored to their unique situations and individual needs. Let's face it, loans are as unique as people these days and one size doesn't fit all.
