USDA Vs. FHA your options comparison in Whitestown, Oneida County, NY
For 2025, the USDA loan limit in Whitestown, located in Oneida county, NY, is $336,500, whereas the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to assess today's leading USDA versus FHA rates, identifying the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding in your decision of the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Whitestown, Oneida, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Whitestown, NY
The aim of Lendersa® is to secure the optimal USDA or FHA loans quickly and hassle-free. Opt for one of three initial choices that match you with suitable lenders and USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. In contrast to FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment at all, making them more accessible.
U.S. Capital Group is a residential and commercial wholesale mortgage lender, licensed in several states across our beautiful country. Our team has many years of experience with long runway before them. They firmly believe in building and leaving a legacy that will bless generations to come.
Trillion Mortgage, we are expert Utah brokers who like to educate our clients through the mortgage process so that they know ALL their options. By having all the correct information, our clients can make the most informed decision for what loans are best for them. Our lenders provide a variety of options, including traditional, FHA, and VA loans.
4001 South 700 East, Suite 500, Millcreek, UT, 84107
GreenStreet Mortgage is founded on the principal of creating outstanding customer experience. We know the mortgage process can be daunting for many. With friendly and experienced loan professionals we create an experience catering to each individual, making the process fast, easy and smooth
777 E 4500 S, Suite 220, Salt Lake City, UT, 84107
Vintage Lending providing clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home.
6040 S Fashion Blvd, Suite 101, Murray Utah, UT, 84107
The Avanti Mortgage team has served the needs of borrowers for over two decades. Collaboratively we have over 100 years of mortgage experience. As a mortgage broker, Avanti offers many advantages over other lenders. We do not have the huge overhead that large mortgage bankers have, so we can give our borrowers the most competitive rates possible.
5295 S Commerce Dr, Suite 205, Salt Lake City, UT, 84107
RoBUS Mortgage is a direct lender and a broker currently licensed in 10 states with more on the way. We are averaging close to 12 days from application to clear to close on conventional loans in most states. We don't have much overhead and pass that on to our clients in the form low pricing.
488 East 6400 South, Suite 300, Salt Lake City, UT, 84107
Utah Mortgage Loan Corporation is the oldest non-bank mortgage lender in the state of Utah, offering the full array of mortgage products available in the marketplace today. We are locally owned and operated by local Utah residents who are seasoned professionals, driven by their desire to help Utah homeowners.
Our mission is to set a high standard in the mortgage industry.We are committed to quality customer service - putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
