USDA and FHA Pro and Con in Marcy, Oneida County, NY
In the year 2025, the USDA loan limit for Marcy in Oneida county, NY,
is $336,500. Meanwhile, the FHA limit for a single-family home
is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA versus FHA rates.
Discover the income, credit, reserves, and documentation needed for qualification.
Our specialized mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side,
to help you identify the best program in for your specific financial needs.
Loan Limits and Downpayment Requirements for 2025 in Marcy, Oneida, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Marcy, NY
The aim of Lendersa® is to quickly secure the best USDA or FHA loan for you, without hassle.
Start with one of our three pathways to connect with matching lenders and identify USDA loan programs.
A USDA home loan is secured by the government's Department of Agriculture, also known as a
USDA rural development loan or USDA mortgage, and is typically available only in rural neighborhoods.
Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages do not require any down payment,
making them a unique option for eligible borrowers.
The Bay Brokerage is a dynamic team of agents mentored by Taskeen, she has over 18 years of experience and has brought her years of knowledge and expertise into this now large group. Residing and working in the Bay Area they offer specialties that complement one another and make for a great company to do business with.
American Credit Inc. is an fintech secured business loan provider, focusing on asset-based loans and invoice/AR financing. The size of the loan ranges from $20K - 500K, and terms are up to 60 months. We have proprietary risk/credit worthiness screening technology, reinforced by artificial intelligence and blockchain technology.
Bahl Homes is a family owned and operated business. Bahl Homes has developed a business philosophy that centers on the basic belief that customers deserve the best. Our emphasis on customer service has allowed us to maintain and grow our customer base by way of referral and repeat business. We would love the chance to work for you!
1450 Neotomas Ave, Suite 115, Santa Rosa, CA, 95405
Sonomacountymortgages.com was founded in 2010 by Scott Sheldon, a direct mortgage lending officer who grew tired of the lack of online resources for consumers to access relevant mortgage information for the North Bay/Sonoma County markets.
Today, Sheldon’s vision has created a popular mortgage loan website for fulfilling a need consumers
Cypress Financial Mortgage & Investments, Inc. has its headquarters in Santa Rosa California, the heart of the California wine and telecom industries. Cypress Financial is a full service mortgage brokerage providing mortgages to families and individuals for many years. We provide loans for residential.
A-1 Loans & Investments Specializing in private money loans allows A-1 to review each loan on a case by case basis to determine if the loan meets the needs of the borrowers and the requirements of private investors.A-1 is a member of the California Mortgage Association which provides the latest updates regarding changes.
1410 Neotomas Ave., Suite 106, Santa Rosa, CA, 95405
BaySierra Financial, Inc. (“BaySierra”) is a licensed California real estate broker specializing in the business of arranging, funding, selling, purchasing and servicing trust deed investments secured by California real property for its private investors and its own account. BaySierra was formed in 2000
1425 N McDowell Blvd, Suite 209, Petaluma, CA, 94954
Emortgages.com is a California based mortgage broker company providing high quality loan services with web-based technology solutions at rates and costs that are consistently below the industry average. Our vision is to be the definitive mortgage broker that provides our customers with the highest level of service.
At Redwood Empire Home Loans, Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
1372 N McDowell Blvd., Suite D, Petaluma, CA, 94954
First Bridge Lending specializes in providing fast and creative debt solutions for both commercial and residential property types. With over 100 combined years of lending and investing experience, the principals at First Bridge Lending understand our borrower’s needs and know how to deliver optimal financing solutions
