USDA Loan Vs. FHA loan for Marcy, NY 2025

In 2025, USDA loan limit in Marcy, county of Oneida, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Marcy, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(206) 920-1112 2263 miles Lender's profile and map Reviews Precision Mortgage, Inc 7109 114th Avenue Southeast, Newcastle, WA, 98056 At Precision Mortgage, Inc you'll find mortgage consultants who put themselves in your shoes before deciding on which loan program would be good for you. We wants to be your personal mortgage consultants for life and we'll work very hard to achieve that. We will guide you through you process and be as thorough as can and in a timely fashion manner.
425-778-7222 2264 miles Lender's profile and map Reviews Westar Funding 728 3rd Street, Suite B, Mukilteo, WA, 98275 Westar Funding Inc. is a leading private money lender. We produce fast, reasonable, secure real estate loans that enable you to close quickly on residential & commercial investment properties. Westar offers financing that avoids the time-consuming process and onerous requirements of conventional lenders.
206-512-8400 2264 miles Lender's profile and map Reviews Pacific Capital Northwest 8227 44th Ave W, Suite K, Mukilteo, WA, 98275 Private Capital Northwest is primarily a private money lender. Other names normally associated and used synonymously with private money lending include hard money, soft money, non-conforming, alternative, and asset- or equity-based lending Our loans are based on the asset, meaning the real property secures the loan.
(425) 670-9600 2264 miles Lender's profile and map Reviews Pacific Crest Savings Bank 3500 188th Street SW, Suite 575, Lynnwood, WA, 98037 Pacific Crest Savings Bank is a local, independently owned community bank. Delivering the highest level of customer service & expertise to our community for over three decades. We offer personal & business savings and checking products with competitive rates. Lending includes specialized loans for commercial, multifamily and residential properties.
(425) 582-2420 2264 miles Lender's profile and map Reviews Capstone Home Loans 3400 188th Street SW, Suite 101, Lynnwood, WA, 98037 Capstone Home Loans is a leading, full-service integrated mortgage bank setting the standard for the industry today with a purposeful eye towards the future. A unique firm with a practice that actively supports the talents of experienced mortgage professionals who are focused on serving their client’s goals in pursuit of the American Dream.
(425) 445-6323 2264 miles Lender's profile and map Reviews Cascade Lending Group LLC 4720 200th Street Southwest, Suite 205, Lynnwood, WA, 98036 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(888) 887-3117 2264 miles Lender's profile and map Reviews eBuilt Home Loans 22214 Old Poplar Way, Brier, WA, 98036 eBuilt Home Loans management team consists of three highly skilled, passionate, and dedicated individuals: Scott Greenlaw (President), Debra Greenlaw (Managing Member), and Amber Brenon (Processing Manager), Our entire management team is committed to eBuilt Home Loans vision, direction and long term success.
(206) 451-7202 2264 miles Lender's profile and map Reviews Drexel Funding LLC 1900 South Puget Dr, Suite 203, Renton, WA, 98055 Founded in 2016 by veterans in the real estate industry, our executive lending team has a combined total of 25 years of experience in residential and commercial hard money lending practices. We are extremely familiar with the extremely difficult processes that individuals go through when attempting to secure loans from lenders and banks.
(360) 872-3565 2265 miles Lender's profile and map Reviews Rick Slaughter, Mortgage Lender 207 Van Scoyoc Ave SW, Orting, WA, 98360 We're a full service lender who provides Conventional, VA, FHA and USDA home loans. We also lend on 2nd homes, rental properties, manufactured homes and rehab properties. We also offer down payment assistance, bridge loans, and recast options as well. Conventional, VA, FHA and USDA home loans.
(800) 696-8830 2265 miles Lender's profile and map Reviews North Coast Credit Union WA 1100 Dupont Street, Bellingham, WA, 98225 We've been devoted to our members since 1939. Treat each other with respect, understanding, consideration and dignity. We will create a rewarding and positive working environment where all can fulfill their potential and enjoy coming to work. Deliver compassionate, knowledgeable and personal service that helps members achieve their dreams.