USDA Vs. FHA your options comparison in Marcy, Oneida County, NY
In the year 2025, the USDA loan limit for Marcy in Oneida county, NY,
is $336,500. Meanwhile, the FHA limit for a single-family home
is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA versus FHA rates.
Discover the income, credit, reserves, and documentation needed for qualification.
Our specialized mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side,
to help you identify the best program in for your specific financial needs.
Loan Limits and Downpayment Requirements for 2025 in Marcy, Oneida, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Marcy, NY
The aim of Lendersa® is to quickly secure the best USDA or FHA loan for you, without hassle.
Start with one of our three pathways to connect with matching lenders and identify USDA loan programs.
A USDA home loan is secured by the government's Department of Agriculture, also known as a
USDA rural development loan or USDA mortgage, and is typically available only in rural neighborhoods.
Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages do not require any down payment,
making them a unique option for eligible borrowers.
Brunswick State Bank proudly provides Brunswick, NE and Winnetoon, NE with complete personal and business banking services. The town began in 1879 when the Galloway family moved to Ellsworth Township from Illinois. Each "eligible member of the family" filed homestead claims - the parents and three grown children.
Axiom Bank, a nationally chartered bank headquartered in Central Florida, serving the financial needs of its customers through a wide range of banking solutions and a commitment to exceptional service. The bank has a rich history dating back to 1963. By definition, “axiom” means “a universally recognized truth.
Colonial Mortgage Corp. is dedicated to providing Florida and North Carolina residents with affordable mortgage products and quality dependable service. Our staff consists of mortgage professionals who strive to provide the highest level of customer services to their clients. With over 75 years combined financial and mortgage-related experience.
At MCL FUNDING, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream.We at MCL FUNDING believe in working hard to get the job done.
The Farmers and Merchants Bank of Milligan now stands on the lot where the first bank of Milligan was founded.
The State Bank of Milligan lasted only five years, from 1892 to 1897. After its failure, A. V. Kouba organized a new bank in 1897 called the Farmers State Bank of Milligan.
Founded more than 140 years ago, The First National Bank of Fort Smith is the oldest national bank in the state of Arkansas. The bank was organized February 29, 1872, as "The National Bank of Western Arkansas." In 1888, the name was changed to The First National Bank of Fort Smith.
Cornerstone Bank has been serving the financial needs of Nebraska since 1882 by providing full service banking including deposit accounts, loan products, trust, farm management services, insurance and investment products. We are a family-owned bank with 46 banking locations in 37 communities.
6911 Washington Avenue, Suite B, Ocean Springs, MS, 39564
FBT Mortgage (FBTM) is a wholly owned subsidiary of First Bank and Trust headquarted in New Orleans, Louisiana. FBTM offers traditional mortgage products as well as unique solutions that are customized to the special needs of clients. FBTM offers Conventional Mortgage financing as well as Veterans Administration (VA), FHA, USDA loans.
FirstOak Bank’s mission is to continue to develop and sustain a sound, profitable institution that will generate reasonable returns for its stockholders, be a chosen place of employment, and serve the financial needs of its customer base and the communities it serves. we will exceed your expectations as a friendly.
Welcome to Gemini Funding Corp., We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We know that each customer has specific home loan needs, so we strive to meet those specific needs with a wide array of loan products, investment tools, mortgages
