In 2025, the USDA loan ceiling in Kirkland, county of Oneida, NY is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use Lendersa® USDA loan calculator to assess current USDA vs. FHA rates and determine necessary income, credit, reserves, and documents for eligibility. Our advanced tool allows you to view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Kirkland, county of Oneida, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional
$726,200
3%
USDA and FHA Loan Options in Kirkland, NY
The aim of Lendersa® is to secure the best USDA or FHA loan swiftly and without hassle. Pick one of three pathways to connect with matched lenders and USDA programs.
A USDA home loan, often known as a USDA rural development loan or mortgage, is guaranteed by the government via the Department of Agriculture and available exclusively in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans require none.
Mission City Federal Credit Union was founded in 1959 as Santa Clara City Employees Federal Credit Union to serve the employees of the City of Santa Clara, including the police, fire and power departments. Since that time the eligibility has expanded to include the faculty, employees and students of Santa Clara University and other select groups.
275 Saratoga Ave, Suite 220, Santa Clara, CA, 95050
I have been in the mortgage brokerage industry since 1997. By working with my clients' very best interest at the heart of everything I do, I earn their trust. At my office, they call me the diligent one. I am committed to helping all my clients apply, qualify, and be approved for the home loans that they seek and deserve.
275 Saratoga Avenue, Suite 220, Santa Clara, CA, 95050
We aim to make home financing as simple & pain-free as possible. Whether you are buying your first home, refinancing existing properties, or building investment portfolio, our loan advisors will help you figure out how much you can afford & the perfect mortgage program, either residential or commercial. Tell us your stories, we will do the rest.
275 Saratoga Ave., Suite 220, Santa Clara, CA, 95050
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Cushman Rexrode Capital Corporation Originate first and second loans and service mortgage investments for our private and pension plan customers.
Arrange permanent loans, construction loans, take-out loans on residential and commercial loans in California Buy existing notes secured by Trust Deeds.
HYPERION FINANCIAL SERVICES IS A RESIDENTIAL AND COMMERCIAL LOAN BROKERAGE COMPANY FOCUSED ON PROVIDING DEBT SOLUTIONS FOR MULTIFAMILY, RETAIL, OFFICE AND INDUSTRIAL REAL ESTATE. CHARLIE SOSA IS THE FOUNDER OF HYPERION FINANCIAL SERVICES. HE’S BEEN ARRANGING COMMERCIAL FINANCING FOR OVER NINE YEARS.
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