In 2026, the USDA loan limit in Hartland, within Niagara county, NY is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator for comparing today's top USDA and FHA rates. Assess your income, credit, reserves, and documentation requirements to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA programs, helping you select the best option in for your financial situation.
2026 Loan Limits and Down Payment Requirements in Hartland, Niagara, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Hartland, NY
The aim of Lendersa® is to quickly help you secure the optimal USDA or FHA loan without hassle. Choose one of three available starting points, leading to matching lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, accessible only in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require no down payment at all.
Lockport Schools Federal Credit Union, chartered in 1966, is a member-owned, not-for-profit organization whose objective is to meet the financial needs of our members through professional, courteous service with a personal touch. We take great pride in helping our members get the best value for their dollar.
Cornerstone is a credit union/financial cooperative that has been serving Western New York since 1957. We began as Unit No. 1 Federal Credit Union, serving the employees of Harrison Radiator Division of General Motors. Anyone who lives, works, worships, goes to school or volunteers in Niagara or Erie County can join our credit union.
Founded over 50 years ago, Ontario Shores FCU remains locally committed to serving the counties of Niagara, Orleans, Genesee, Wyoming, Cattaraugus, Allegany, and Steuben. We’re big enough to offer just about any service you may want, and we’re small enough to deliver it promptly and with a smile.
Akron Employees Federal Credit Union Our mission is to provide personal financial services of a superior quality to the members; our chief concern being their financial well-being. We will use automation and technology to support a highly trained group of volunteers and staff.Professional managers will be accountable for the quality of service
656 North French Road, Suite 7, Amherst, NY, 14228
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Williamsville Federal Credit Union to serve our member’s by providing convenience, exceptional service with advanced products. Williamsville Central School District Employees have an opportunity to become a member of the Williamsville FCU It is a not-for-profit financial institution owned and controlled by the members and is operated for your benef
Since its inception in 1957 the Sweet Home Federal Credit Union has been serving its members in the AMHERST, New York area with exceptional financial products and also Sweet Home Credit Union is a financial institution offering favorable rates on savings & loans, serving the Town of Amherst and the Town of Tonawanda, NY.
We are a full service not for profit financial institution. Your success is our success with people helping people A credit union is a not-for-profit financial cooperative, owned by its members. Yes, Boulevard Federal Credit Union offers loans, checking and savings accounts, and other financial services that banks offer. But we're quite different f
1416 Sweet Home Road, Suite 9B, Great Neck, NY, 14228
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Queen City Funding, Inc., a professional mortgage company specializing in residential mortgages. At Queen City Funding, Inc., we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants.
With over 80 years of outstanding service, Niagara Regional FCU’s mission remains the same: Providing the complete banking experience by adapting our products to meet the needs of our growing membership, staying current with the latest technology, retaining staff and volunteers who educate every member on a personal level to meet individual needs.
