FHA Vs. USDA loan program for Hartland, Niagara County, New York

In 2025, the USDA loan limit in Hartland, within Niagara county, NY is set at $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator for comparing today's top USDA and FHA rates. Assess your income, credit, reserves, and documentation requirements to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA programs, helping you select the best option in for your financial situation.

Exploring USDA and FHA Loan Options in Hartland, NY

The aim of Lendersa® is to quickly help you secure the optimal USDA or FHA loan without hassle. Choose one of three available starting points, leading to matching lenders and USDA loan programs.

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Defining USDA Loans in NY

A USDA home loan is backed by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, accessible only in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require no down payment at all.

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(301) 729-8015 Lender's profile and map Reviews ACT 1st Federal Credit Union 14316 National Highway SW, LaVale, MD, 21502 ACT 1st Federal Credit Union was formerly Allegany County Teachers Federal Credit Union. The Credit Union was formed in 1950 by pooling funds from several teachers in the Allegany County School system. Today, the Credit Union serves individuals who live, work, worship, attend school in and businesses and other legal entities.
(301) 784-3000 Lender's profile and map Reviews First Peoples Community Federal Credit Union 153 Baltimore Street, Cumberland, MD, 21502 First Peoples Community Federal Credit Union is a member-owned cooperative committed to meeting the ongoing financial needs of its members in a safe, prudent personal manner, with the best service possible. As a community credit union, we support the development and expansion of the community.
(301) 722-3623 Lender's profile and map Reviews First Mortgage Services 203 Paca St, Cumberland, MD, 21502 First Mortgage Services understands that the purchase of a home, for many families, is the most important financial transaction that they will experience. We are committed to providing quality, personalized service and will take the time necessary to explain the mortgage loan that best meets the homeowner’s needs.
(248) 474-2200 Lender's profile and map Reviews LOC Credit Union 22981 Farmington Road, Farmington, MI, 48336 At LOC Credit Union, we’re ready for you. No matter where you are in life, we’re dedicated to taking you further. That first savings account where every dollar matters. That vehicle for which costs and need can conflict. That home that can be the foundation for life or a burden. Those dreams you’ve always had.
(833) 734-2545 Lender's profile and map Reviews Regal Home Lending 25882 Orchard Lake Rd L-11, Farmington, MI, 48336 Regal Home Lending was founded on the principals of hard work, honesty, and integrity; the three things no one can ever take away from a great mortgage broker. Regal Home Lending specializes in thinking outside the box. Every client is treated with white glove service to make the dream of owning a home, become a reality.
19735738502 Lender's profile and map Reviews Wah Investment Group 52 Sumit Ave, Phillipsburg, NJ, 08865 Wah Investment Group have loan products for an array of lending needs such as Construction, Mixed-use, Raw Land, Retail, Energy, Oil, Diamonds, LBO's, International loan lending, Private and Hard Money, Equity and Commercial and all your property needs let us be your last resort.
(908) 859-1811 Lender's profile and map Reviews IRCO Community Federal Credit Union 450 Hillcrest Boulevard, Phillipsburg, NJ, 08865 IRCO Community Federal Credit Union was formed on April 21, 1966, to strictly serve the employees of Ingersoll Rand Company in Phillipsburg, NJ. In 1986, we officially became a community credit union with a new name – IRCO Community Federal Credit Union. This change allowed us to open our doors to many more people in our community.
(734) 675-3100 Lender's profile and map Reviews Shore to Shore Community Federal Credit Union 4550 Division Street, Trenton, MI, 48183 Shore to Shore Community Federal Credit Union serves individuals who live, work or worship in the communities of Trenton, Woodhaven, Grosse Ile, Allen Park, Brownstown, Ecorse, Flat Rock, Rockwood, Gibraltar, Lincoln Park, Melvindale, River Rouge, Riverview, Southgate, and Wyandotte.
248-613-9044 Lender's profile and map Reviews Delmar Mortgage 2360 W Jefferson Suite 101, Trenton, MI, 48183 I have been serving my clients for 15 years now and truly love what I do. After graduating from the University of Michigan I worked in several industries until I was fortunate enough to be introduced to the mortgage business by a friend of my families. I have never looked back as I love what I get to do every day.
2483823332 Lender's profile and map Reviews 365 Lending, LLC 3160 Haggerty Rd, STE P., West Bloomfield, MI, 48323 365 Lending, LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust that when we say we
(586) 524-5219 Lender's profile and map Reviews CLEAR LENDING GROUP 7270 Glascott Ave, West Bloomfield, MI, 48323 Here at Clear Lending Group, we believe in putting transparency and personal touch back into the mortgage process. From your first conversation with us, you will experience firsthand our personal approach to each situation. In addition, our expertise will allow us to tailor an option to the specifics of your file.
(518) 926-4700 Lender's profile and map Reviews Parks Heritage FCU 5 Murray Street, Glens Falls, NY, 12801 Parks Heritage Federal Credit Union is proud to be a part of the rich history of the Glens Falls region. We celebrate our heritage every day in the form of our name. Originally founded in 1965, Parks Heritage Federal Credit Union is the chosen financial institution for medical service related professionals that care for our communities.