USDA Loan Vs. FHA loan for Sleepy-Hollow, NY 2025

In 2025, USDA loan limit in Sleepy-Hollow, county of Westchester, NY is $0 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Sleepy-Hollow, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 692-5363 Lender's profile and map Reviews Equity Now Inc. 174 E Boston Post Road, Mamaroneck, NY, 10543 Since 1984, Equity Now has been a leader in the mortgage industry. We are a direct mortgage lender, not a broker. That means we do everything under one roof: evaluating the application, reviewing the appraisal, approving the loan and writing the check. We are experts in helping homeowners with less-than-perfect credit.
(888) 853-8922 Lender's profile and map Reviews SMB Compass 411 Theodore Fremd Ave, Rye, NY, 10580 SMB Compass is a bespoke business financing company focused on providing financing and education to small businesses across the United States. As banks continue to make it difficult for small businesses to borrow money, we continue to provide cost effective and flexible colutions
(201) 746-6800 Lender's profile and map Reviews PINE HILL MORTGAGE GROUP, INC. 172 Broadway, Suite 104, Woodcliff Lake, NJ, 07677 Pinehill Mortgage Group, Inc. offers all loan programs to meet your needs. We handle Conventional, Non-Conventional, FHA, VA, Reverse and Commercial products. Conforming Loans: Conforming long-term, fixed-rate and adjustable loans that meet Fannie Mae and Freddie Mac loan limits and property and borrower guidelines.
(201) 569-3469 Lender's profile and map Reviews 1ST 2ND MORTGAGE COMPANY OF N.J., INC. 50 Spring Street, Cresskill, NJ, 7626 We're a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending...including purchase and refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with competitive rates, terms and costs-to meet your unique needs.
(845) 786-1610 Lender's profile and map Reviews Backyard Mortgage 27 Bubenko Ln, Garnerville, NY, 10923 Backyard Mortgage Corp. is committed to helping you find the right mortgage product. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. Through our extensive list of excellent lenders, we will find the right loan for you.
(203) 413-9300 Lender's profile and map Reviews Fieldpoint Private Bank & Trust 100 Field Point, Greenwich, CT, 06830 Fieldpoint Private puts clients first, always. With customized options, our team will help you strengthen and sustain your assets in a way that helps you reach your goals, grow your wealth and simplify your life so you can get back to doing what you love most.Our advisors and bankers work across the United States, and are committed to being accessi
(203) 869-5280 Lender's profile and map Reviews Greenwich Municipal Employees Federal Credit Union 439 West Putnam Avenue, Greenwich, CT, 06830 Our Mission is To provide and promote the use of a variety of financial services which incorporate particular benefits, consumer advantages and features not otherwise readily available to our members with the specific intent of helping our members gain some extra measure of personal financial success.
(203) 618-4444 Lender's profile and map Reviews Strategy Mortgage Corp. 5 Edgewood Avenue, 2nd Floor, Greenwich, CT, 06830 Strategy Mortgage represents national, regional & local lenders in order to provide you with the most competitive rates available. We close loans on time and at the locked rate. Closing costs & detailed program disclosures are discussed up front and there are NO hidden fees. Strategy Mortgage is a mortgage brokerage licensed in CT, NY, MA, and FL.
(203) 327-3327 Lender's profile and map Reviews Knighthead Funding, LLC 777 West Putnam Avenue, 3rd Fl B-2, Greenwich, CT, 06830 Knighthead Funding, LLC ("Knighthead") is a real estate finance company specializing in loans for acquisition, renovation, construction and refinancing secured by a broad range of real estate assets. Knighthead originates loans for its managed real estate debt funds and Knighthead Annuity & Life Assurance Company
(201) 244-8812 Lender's profile and map Reviews Progressive Mortgage Services Inc 8 East Madison Avenue, Dumont, NJ, 07628 Progressive Mortgage Services Inc is Your local Mortgage Broker with close to 2 decades of experience. Making purchases and refinances our business! We have a large network of Lenders that can accomadate various scenarios. From FHA to Conventional Loans along with Reverse Mortgages and Commercial Loans as well.
(914) 497-1065 Lender's profile and map Reviews Certus 81 Centre Avenue, Suite 214, New Rochelle, NY, 10801 Certus Capital is a real estate finance company based out of New Rochelle NY 10801. Our mission is to provide perfect service, lower rates and faster closings to our real estate customers and business owners. Services, NJ Department of Banking & Insurance, CT Department of Banking, FL Office of Financial Regulation.