In 2025, the USDA loan limit for Sleepy-Hollow, located in Westchester county, NY, is $0, whereas the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's USDA versus FHA rates. Determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to examine USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
The aim of Lendersa® is to provide you with the best USDA or FHA loan quickly and without hassle. Choose one of three starting points to connect with matching lenders and USDA programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is government-backed through the Department of Agriculture and available exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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