USDA VS FHA in Tarrytown, Westchester County, NY

For 2025, in Tarrytown of Westchester, NY, the USDA loan limit stands at $0, whereas the FHA limit for a single-family home is pegged at $1,089,300.

To compare today’s top USDA and FHA rates, make use of the Lendersa® USDA loan calculator. It helps determine the income, credit requirements, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, ensuring you choose the best program for your financial needs in .

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Down Payment Needs and 2025 Loan Limits in Tarrytown, Westchester, NY

Loan Type Loan Cap Initial Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Loan Choices: USDA and FHA in Tarrytown, NY

The mission of Lendersa® is to provide you with the best USDA or FHA loan options straightforwardly and swiftly. Begin with one of three approaches to connect with compatible lenders and relevant USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in NY

A USDA home loan, backed by the USDA, otherwise known as the Department of Agriculture, is a rural development loan. Offered exclusively in rural areas, unlike FHA loans which require a minimum 3.5% down, the USDA loan requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 144 11th Street East, Saint Paul, MN, 55101
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  • Insight Commercial Capital
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  • As hard money lenders in St Paul, MN our mission is to deliver low rates and fast approval for every client. We often provide funding in only a few days for hard money loans in Saint Paul and throughout Minnesota.hard money lenders in St Paul, MN our mission is to deliver low rates and fast approval for every client.
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  • BankCherokee
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  • BankCherokee works for community business. Community is all about us working together. It’s what makes our community bank and your community business go. At BankCherokee, we know this after more than 100 years in the neighborhood. Today, everything we do reflects our commitment to your success.
  • Emerald Coast Federal Credit Union
  • 502 Woodward Avenue, Port Saint Joe, FL, 32456
  • The Emerald Coast Federal Credit Union is a full-service financial cooperative, dedicated to serving its membership. We were originally chartered in 1939 as St. Joe Papermakers Federal Credit Union to serve the employees and their families of the local paper mill. In 1998, we became Emerald Coast Federal Credit Union and converted.
  • Drake Bank
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  • Drake Bank is a purpose-driven independent bank in St. Paul. We were founded in 2002 by a group of successful local entrepreneurs committed to helping others succeed for the shared prosperity of their community. Our 70+ founders invested their own money to fund the first business loans, and many are still shareholders today.
  • TENA Companies, Inc.
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  • TENA is dedicated to leveraging its deep industry experience and comprehensive approach to Quality Control to provide clients the information and technology necessary to navigate compliance challenges faced in the mortgage industry.We provide the highest quality products and services and develop long-term.
  • Affinity Plus Federal Credit Union
  • 175 West Lafayette Frontage Rd, Saint Paul, MN, 55107
  • Affinity Plus is a not-for-profit member-owned cooperative. We improve the lives of our members through meaningful banking, exceptional experiences, and trusted relationships. We are honest and trustworthy. We are open to new ideas and feedback. We learn from our mistakes. We adapt as the world changes, and work evolves by leveraging technology,
  • Northwoods Credit Union
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