USDA and FHA Pro and Con in South-Nyack, Rockland County, NY

In 2025, the USDA loan limit for South-Nyack, Rockland County, NY, is $0, while the FHA limit for a single-family home stands at $822,375.

Use the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA rates, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in is best for your financial situation.

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2025 Loan Limits and Downpayment Requirements in South-Nyack, Rockland, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in South-Nyack, NY

The goal of Lendersa® is to securing you the best possible USDA or FHA loan quickly and without hassle. Choose one of three starting approaches to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

The USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan, is only available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First American Mortgage, Inc
  • 1501 S. Ranchwood Blvd, Yukon, OK, 73099
  • First American Mortgage, Inc. is locally owned & operated. Everything is done onsite from loan application/ underwriting to close! We are located at 1501 S. Ranchwood Blvd, Yukon, Ok I understand that buying a home is the single biggest financial event in most people's lives and take great pride in being able to offer superior personal service.
  • The Peoples Bank
  • 222 S Main St., Pratt, KS, 67124
  • With long-term employees serving an excellent customer base, The Peoples Bank is a unique and financially strong community bank. We have offices in seven rural counties – Barber, Kingman, Kiowa, Osborne, Pratt, Russell and Smith – stretching from the Oklahoma border to the Nebraska border in Central Kansas.
  • Temple-Inland FCU
  • 109 N Temple Drive, Diboll, TX, 75941
  • Temple-Inland FCU Any full time employee or retired employee of Georgia Pacific is eligible for membership. Employees of Atlas, Katherine Sage Day Care, Diboll ISD, Crown Colony, the City of Diboll, the Correctional Center, Security & Guaranty, and Ronson may also join. If you have an account your family members.
  • The First Bank of Okarche
  • 202 Oklahoma Avenue, Okarche, OK, 73762
  • In 1880, the Loosen Family, pioneers from Germany, came to Oklahoma, after settling for some time in Nebraska. The opening of the Oklahoma Territory afforded opportunities for many people who wanted to work hard and make a new life. In recognition of this time of opportunity, Julius Loosen, eager to be on the lending side of the banking business,
  • Community National Bank of Okarche
  • 653 North Main Highway 81, Okarche, OK, 73762
  • Community National Bank is located in Okarche and Fairview, Oklahoma. We strive to provide our customers with professional banking in a small town atmosphere. Community National Bank offers the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally.
  • McClain Bank
  • 131 W. Main St., Purcell, OK, 73080
  • McClain County National Bank was chartered on March 8, 1922, right here on Main Street in Purcell. Officers at the time consisted of John H. Perry as President, E.L. Sheets as Vice President, and John H. Wells as Cashier. Six months later, at the close of business on September 15, the Bank had total assets of $298, 212.95. In 1927,
  • First State Bank of Harvey
  • 700 Lincoln Avenue, Harvey, ND, 58341
  • First State Bank of Harvey has been growing and changing with the community. Originally chartered in 1913 at Silva, North Dakota as the First State Bank of Silva with $10,000 in capital, the bank has grown to a $60 million institution with a branch in Anamoose, ND. Founded by H. Thorsen, A.O. Refling and H.L. Thorsen.
  • First State Bank of Texas
  • 4039 Ih 10 East, Orange, TX, 77630
  • First State Bank opened its doors on August 12, 1914. The bank was chartered and operated as Live Oak County State Bank until May 23, 1932, when the current name was adopted. Previous stockholders include John Nance Garner, former Vice President of The United States. The first branch opened on November 28, 2016 in Beaumont
  • Sabine Federal Credit Union
  • 1939 Strickland Drive, Orange, TX, 77630
  • Sabine Federal Credit Union was established in 1948. We are currently serving the financial needs of Hardin, Jasper, Jefferson, Newton, Orange & Tyler Counties with checking accounts auto loans, home mortgage loans, & more.Credit Union was established in 1948. We are currently serving the financial needs of Hardin Jasper, Jefferson, Newton, Orange.
  • Farmers Credit Union
  • 2825 Plaza Avenue, Hays, KS, 67601
  • The Farmers Credit Union was founded in 1953. The first location was an office located in the Farmers Co-op Building. The original capital was obtained by proceeds from a bake sale. Anyone who is a resident of Ellis County or adjoining counties is eligible to be a member of the Farmers Credit Union.