USDA Loan Vs. FHA loan for Hawthorne, NY [ best of 2023]

In 2025, USDA loan limit in Hawthorne, county of Westchester, NY is $0 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Hawthorne, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(404) 418-7542 768 miles Lender's profile and map Reviews AFFINITY HOME LENDING LLC 84 Church Street, Suite A, Marietta, GA, 30060 Affinity Home Lending continues to be the go to Mortgage Lending company in the Marietta, GA area. Whether you are a first time home buyer, experience home buyer, or are looking to refinance your home, we have the expertise to assist you. Our strong communication to all parties and with our average mortgage approval process of 14 days.
(920) 921-7700 768 miles Lender's profile and map Reviews National Exchange Bank & Trust 130 South Main St, Fond Du Lac, WI, 54936 National Exchange Bank & Trust has proudly served Southeastern Wisconsin since 1933. We are an independent, family-owned financial institution that has been held in high regard as one of the highest rated financial institutions in the Midwest for many years. Our performance is supported by a strong balance sheet, prudent asset management.
(217) 268-4911 768 miles Lender's profile and map Reviews Arcola First Bank 127 South Oak Street, Arcola, IL, 61910 Arcola First Bank is a branch office of Arcola First Bank. They provide the following services: Full Service Office Location & are located at 127 South Oak Street in Arcola Illinois. Mobile & traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional banking information
(770) 858-5626 768 miles Lender's profile and map Reviews Riverside Lending, LLC 910 N Tennessee St., Cartersville, GA, 30120 Riverside Lending, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest
(404) 944-1946 768 miles Lender's profile and map Reviews American Mortgage Group, Inc 205 Stonewall Street, Cartersville, GA, 30120 In 1998, owner Steve Mowry started American Mortgage Group, Inc. Mr. Mowry started working in the mortgage business in ’97 with a mortgage banker and later a mortgage broker. Soon after he began his endeavor in the finance world, he realized there were customer needs he felt as though weren’t being met.
(770) 606-1066 768 miles Lender's profile and map Reviews 1st Georgia Home Mortgage 6 Maybelle St, Cartersville, GA, 30120 1st Georgia Home Mortgage is located approximately 35 miles North-West of Atlanta, GA in the city of Cartersville. The company is owned by Maurni Weeks Moss 1st Georgia Home Mortgage has been serving clients throughout the state of Georgia with both buying homes as well as refinancing to more affordable mortgage Loans since the year 2001.
6785233097 769 miles Lender's profile and map Reviews Mainspring Capital Inc 650 Ponce de Leon Ave ste 300 #2135, Atlanta, GA, 30308 Founded by local real estate investors, Mainspring Capital provides hard money loans to investors for various real-estate projects. As a small local lender deploying our capital, we can close in as little as 48 hours to deliver much-needed capital for your real estate deals.
(888) 924-4044 769 miles Lender's profile and map Reviews Premier Lending Solutions 931 Monroe Dr NE, Suite 102165, Atlanta, GA, 30308 Premier Lending Solutions is a private lending company based in Atlanta, Georgia. We provide residential and commercial financing to investors, rehabbers and commercial property owners. Premier Lending Solutions was initially formed to service the needs of investors in the State of Georgia.
(706) 559-0051 769 miles Lender's profile and map Reviews Powerco Federal Credit Union 241 Ralph McGill Boulevard NE, Atlanta, GA, 30308 Powerco is a federally insured financial institution headquartered in Atlanta, Georgia. Chartered in 1935, Powerco, with over $185 million in assets, is one of the largest and fastest growing credit unions in the State of Georgia. More than 21, 000 members and their families are served by dedicated professionals in eight branches in GA & MS.
(800) 593-0143 769 miles Lender's profile and map Reviews Power Purchase Mortgage 715 Peachtree St NE, Suite 100 & 200, Atlanta, GA, 30308 We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
404 850 9225 769 miles Lender's profile and map Reviews Groundfloor 600 Peachtree St. NE, Suite 810, Atlanta, GA, 30308 GROUNDFLOOR was born out of the belief that there is a fundamentally better way to capitalize America. Banks and Wall Street can’t be trusted to do it, but your fellow Americans can. We believe that a critical mass of individual investors can make a difference, keep capital flowing, and therefore keep an important part of our economy moving.