In 2025, the USDA loan limit for a single-family home in Southampton, situated in Suffolk, NY, stands at $776,600, while the FHA limit is $1,089,300.
Utilize the Lendersa® USDA loan calculator to assess today's optimal USDA versus FHA rates, exploring the income, credit, reserves, and necessary documents for eligibility. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, facilitating a more informed choice about which program in suits your financial circumstances best.
2025 Loan Limits and Down Payment Requirements in Southampton, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Alternatives in Southampton, NY
The objective of Lendersa® is to swiftly connect you with the best USDA or FHA loan, ensuring no unnecessary hassle. Start with one of three methods to align with lenders and explore USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need no down payment.
Farmers State Bank of Camp Point was founded in 1921. Originally located at 201 Jefferson Street, our current facility was built in 1974 at 206 E Wood St. in Camp Point, Illinois. In 2016, FSBCP joined United Community Bank and now serves customers throughout Central Illinois and Northeast Missouri
La Crosse Burlington Credit Union has been open since 1955. The credit union has assets totaling $8.53 Million and provides banking services to more than 900 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Marine Credit Union believes everyone should have the opportunity to feel stable, secure and reach the fulfillment of hard work. We were created in 1931 for hardworking people, by hardworking people. Our team of 400+ employees now serves over 75, 000 members in WI, MN, IA and IL. Here, you’re more than a credit score. Visit our website to learn mor
1190 South US Highway, Suite 17-92, Longwood, FL, 32750
Ray Baksh As real estate brokers, we assist in finding the right homes for first-time home buyers, investment properties for investors. We also work with individuals and families that are looking to purchase 2nd homes or multi-family homes. We work with buyers, sellers & investors.
Signature Financial Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
Fidelity Mortgage Services, Inc. has been in business in Central Florida since 1999. We are conveniently located at 434 and I-4 in Longwood. The company has developed a reputation for providing professional excellence and meeting each client's unique lending needs. Our goal is to continually surpass expectations
1900 Boothe Circle, Suite #100, Longwood, FL, 32750
i3 Lending is a leading provider of mortgage services. With our large network of lenders, we are able to offer our clients the most competitive rates on the market, unique loan programs, and specialty products. Our commitment to building strong client relationships through expert customer.
New Albin Savings Bank is an independent community bank located in the far northeast corner of Iowa. Our trade area is defined as Allamakee County Iowa and Houston County Minnesota as well as neighboring counties in Iowa, Minnesota and Wisconsin. Individuals with ties to our trade area are also welcome customers
Park Bank first opened for business in Holmen in 1909. The first loan made was to buy corn for spring planting and our first deposit was for $300 into a savings account for a down payment on a new home. Today with offices also in La Crosse and Sparta, Park Bank still offers the same personalized service, pays the best money market rates.
1230 Commerce Park Drive, Suite 320, Longwood, FL, 32779
RMC Home Mortgage, LLC is a joint venture between FBC Mortgage, LLC and Maronda Homes. Our focus is on providing our clients with industry best service, aiming to simplify the mortgage process and help you afford the new construction home of your dreams. We accomplish this by offering a wide array of mortgage products with competitive rates.
At Radar Mortgage, we believe that a slick phone app cannot take the place of personalized service. Your situation is not like anyone else’s. Trying to fit you into a one loan fits all mentality makes it easier for the mortgage company, but it won’t be the best solution for you..
"We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..."
