USDA Vs. FHA your options comparison in Northwest-Harbor, Suffolk County, NY
During 2025, the USDA sets a loan limit of $657,900 in Northwest-Harbor, Suffolk County, NY, while the FHA establishes its limit for a single-family residence at $822,375.
Utilize the Lendersa® USDA loan calculator to compare current rates of USDA versus FHA loans, and identify the necessary income, credit metrics, reserves, and documentation for eligibility. Our sophisticated mortgage calculator enables side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting you in determining the most appropriate program for your financial scenario in {ALABAMA}.
2025 Loan Limits and Down Payment Requirements in Northwest-Harbor, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Northwest-Harbor, NY
Lendersa® is committed to securing you the best USDA or FHA loan promptly and with ease. Choose from three entry points that connect you with lenders and USDA loan offerings.
The USDA loan is a government-backed mortgage, often known as a USDA rural development loan, available only in rural localities. It differs from FHA loans, which mandate at least a 3.5% down payment, because the USDA loan does not require any down payment.
Mega Mortgage of Texas is a full service Texas mortgage broker with special focus on owner builder/traditional builder construction loans and low credit jumbo loans. We offer a 20% discount to all THSC Members on all client broker fees. This saves you 20% on the broker fee and origination fee.
Light Commerce Credit Union (“LCCU”) opened for business on January 31, 2004. Our field of membership includes all New Light Church members, A.I.M. Pastors, and residents/employees of Faith Village Apartments. Once a member of LCCU, all relatives by blood or marriage and friends are welcome to join.
IBEW Local 66 Federal Credit Union has been open since 1971. The credit union has assets totaling $10.02 Million and provides banking services to more than 1, 000 members. The credit union is religious, or fraternal, or low-income associational credit union. Membership is also open to immediate family of current members.
Morton Mortgage, Inc. is a Texas Mortgage Company. Renee Morton and her team bring the expertise of over 40 years to the closing table. They take great pride in offering competitive rates, exemplary customer service and great attention to detail to insure your home lending experience is the finest.
Our credit union was originally chartered in December 1933 as the Houston Railway Postal Clerks Credit Union. Following the tradition of “one member, one vote” our credit union has undergone frequent name changes reflecting our continual growth in our scope of membership As USECU, or United States Employees’ Credit Union, our credit union.
OMOM FCU opened its doors in 1965 with 10 members and $5.00 each. Today the credit union has over 750 members with $2.1 million dollars in assets. The credit union is governed by the National Credit Union Administration and presently has a nine-member board with a credit committee, supervisory committee and a marketing committee.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We’ve been helping customers afford the home of their dreams for many years and we love what we do.
Loan Ranger Capital is one of the few locally owned and operated direct hard money lenders in Texas and know the local real estate markets intimately.
Houston Home Flips is here to meet all of your private lending needs. From fix and flips to ground up construction, we have loan for you. As a leader in Texas hard money loans, we’re confident in
With a long history of brokering residential & commercial loans Dave Whitsell brings the experience & honesty that you want & need to make your loans flow smoothly. He has built a reputation of knowing how to get the deals done when others have had problems. So when you are ready to be treated as a client for life not a customer for now call Dave.
2600 South Shore Blvd, Suite 300−79, League City, TX, 77573
Our loan programs include FHA, VA, USDA, FNMA, FHLMC, Jumbo, HECM, Self Employed, Investment and many more. I'll help you find the best program for you and your families needs.
From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it
2450 South Shore Blvd, Suite 301, League City, TX, 77573
American Homestar Mortgage is a proud member of the American Homestar Corporation, celebrating 50 years in business. We are committed to providing you the best-in-class service from the initial application all the way to closing day! Our dedicated team is here to help you every step of the way.
