USDA Loan Vs. FHA loan for Northwest-Harbor, NY [Suffolk County Rates 2023]

In 2025, USDA loan limit in Northwest-Harbor, county of Suffolk, NY is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Northwest-Harbor, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(813) 621-6454 1070 miles Lender's profile and map Reviews PowerNet Credit Union 5619 Harney Road, Tampa, FL, 33610 PowerNet Credit Union is the largest labor-based credit union in Florida and serves the Building and Construction Trade local Unions and their members throughout the state since 1961. Membership is open to all Florida building and Construction unions, their members, retirees as pensioners or annuitants of said local unions
(800) 999-5887 1070 miles Lender's profile and map Reviews Suncoast Credit Union 6801 E Hillsborough Ave, Tampa, FL, 33610 Suncoast Credit Union is the largest credit union in the state of Florida, the ninth largest in the United States based on membership, and the 10th largest in the United States based on its $12.6 billion in assets. Chartered in 1934 as Hillsborough County Teachers Credit Union, Suncoast Credit Union currently operates 74 full-service branches
(330) 329-8823 1070 miles Lender's profile and map Reviews SISTAR MORTGAGE COMPANY 10150 Highland Manor Dr, Suite 200, Tampa, FL, 33610 Sistar Mortgage have today announced a partnership that will see the nationwide lender become the Presenting Partner of the upcoming series of Minor League Cricket Franchise Exhibition Matches. As part of the sponsorship, Sistar Mortgage will also have prominent branding on the playing shirts of all 24 Minor League
(651) 276-2272 1070 miles Lender's profile and map Reviews Thomas My Mortgage Guy 3820 Northdale Blvd, Suite 111A, Tampa, FL, 33624 Thomas My Mortgage Guy specialize in loans for self-employed borrowers that do not require tax returns. Along with new home purchases, refinances, VA, contract-for-deed, and diverse mortgage solutions for unique circumstances. My passion, honesty, and forward thinking have made me a trusted leader and colleague.
(813) 964-1268 1070 miles Lender's profile and map Reviews American Nationwide Mortgage Company Inc. 3820 Northdale Blvd, Suite 111A, Tampa, FL, 33624 American Nationwide Mortgage Company was established over 21 years ago. Our company’s mission is to assist the borrower in obtaining competitive rates while obtaining the highest expectation of service and customer satisfaction. We know that interest rates alone are not enough. As a result we provide an exceptionally high level of service
(833) 514-4190 1070 miles Lender's profile and map Reviews Neighbors Bank 1801 Westfall Drive, Columbia, MO, 65202 We take great pride in the more than 70 years of banking expertise and customer service we have provided. At Neighbors Bank, our mission is to understand what you need and what’s important to you. We want to be at your side to help you strengthen your financial future and achieve your goals.
(573) 875-4663 1070 miles Lender's profile and map Reviews PIONEER MORTGAGE, INC. 1301 Vandiver Dr, Suite O, Columbia, MO, 65202 "Pioneer Mortgage, Inc. is committed to being your personal mortgage broker. We understand that you are not like every other borrower, so we offer solutions that fit your needs. We also value the chance to earn your trust. Through our experience, our knowledge, and our passion for service, we offer you the one-on-one touch that you deserv
(727) 437-0725 1071 miles Lender's profile and map Reviews East Lake Mortgage 3033 Ridgeline Blvd, Suite B3, Tarpon Springs, FL, 34688 East Lake Insurance & Taxes was founded by the Korkis family, pictured above. We pride ourselves on being a local, family business and strive to serve our community's needs. The team here at East Lake Insurance &Taxes works diligently to provide the best for our clients.That is why we are rated 5 stars on Google by our esteemed patrons!
(863) 386-1300 1071 miles Lender's profile and map Reviews Heartland National Bank 320 US Highway 27 N, Sebring, FL, 33870 Heartland National Bank was organized in 1998 by a group of local businessmen. Their biggest concern at that time was the effect bank mergers and acquisitions were having on Highlands County businesses. It was their belief that the community would benefit from a locally owned, independent banking institution.
813-605-1467 1071 miles Lender's profile and map Reviews Tampa One 6521 Gunn Hwy, Tampa, FL, 33625 The Tampa One branch of The Mortgage Firm provides direct residential lending services to meet the needs of real estate professionals, individual home buyers, and existing homeowners throughout the state of Florida. We do this with a laser focus on client service which saves time & money and of course, simplifies life along the way.
813-765-1239 1071 miles Lender's profile and map Reviews Lincoln Lending Group 6944 W Linebaugh Ave #101, Tampa, FL, 33625 Lincoln Lending Group is a financial services company based out of 4917 Ehrlich Rd # 202, Tampa, Florida, United States. Lincoln Lending Group was started in 2003 by a savvy group of Real Estate Professionals and Investors who have built it to compete directly with larger Banks both in service and mortgage rates.