USDA Loan Vs. FHA loan for Northwest-Harbor, NY [ best of 2023]

In 2025, USDA loan limit in Northwest-Harbor, county of Suffolk, NY is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Northwest-Harbor, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(314) 506-5544 983 miles Lender's profile and map Reviews Cass Commercial Bank 12412 Powerscourt Drive, Des Peres, MO, 63131 Cass Commercial Bank, founded in 1906, is a niche-focused bank delivering personal service and an array of banking products. We focus on three primary markets: privately-held companies in the greater St. Louis and southern California regions, faith-based organizations and restaurant franchise owners.
(407) 588-6462 983 miles Lender's profile and map Reviews Processing Express, Inc. 915 Doyle Road, Suite 303-304, Deltona, FL, 32725 Our processors take care of your loans, so that you can focus on getting more business. You can trust in us that we’ll make each of your borrowers feel comfortable throughout the whole loan process. Our pristine communication starts with the Initial Disclosures and goes through the closing process.
(217) 285-5585 983 miles Lender's profile and map Reviews Farmers State Bank - A Tradition of Trust 108 East Adams, Pittsfield, IL, 62363 Farmers State Bank, headquartered in Pittsfield, IL, has been locally owned since 1889 and remains one of the strongest banks in the nation. Farmers State Bank is ranked the number one bank in agriculture in its market areas of Pike, Scott, Greene, Jersey, Morgan and Adams Counties.
(618) 576-2211 983 miles Lender's profile and map Reviews Bank of Calhoun County Hardin 204 Main Street, Hardin, IL, 62047 Bank of Calhoun County is located in Hardin, Illinois, and was founded in 1898. At this location, Bank of Calhoun County employs approximately 25 people. This business is working in the following industry: Finance other. Annual sales for Bank of Calhoun County are around USD 2, 237, 000.00.
352-535-7661 983 miles Lender's profile and map Reviews Total Lending Concepts 1310 N. Main Street, Bell, FL, 32619 The Total Lending Concepts Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Colorado and Missouri. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
(305) 527-4792 984 miles Lender's profile and map Reviews Isaza International Mortgage Bankers Corp 4868 Northeast 60th Terrace, Ocala, FL, 34488 Isaza International Mortgage Bankers Corp is a boutique style mortgage brokerage agency committed to reviving the lost art of delivering exceptional personal service. Our loan officers have the experience, the tools and untiring determination to exceed your expectations. The market is in a constant state of transition.
(563) 856-2525 984 miles Lender's profile and map Reviews Farmers Savings Bank 205 Main Street, Colesburg, IA, 52035 The Farmers Savings Bank story began on January 26, 1907 in Colesburg, Iowa. Fifty seven years later, the Juergens Family acquired the bank in November of 1964, & since then we have expanded to Elkport, Strawberry Point & Arlington. Although our foot print has changed, our commitment to serving the communities we are a part of has never wavere
(334) 244-9999 984 miles Lender's profile and map Reviews Guardian Credit Union. 418 Madison Ave, Montgomery, AL, 36104 Guardian Credit Union is based in Montgomery, Alabama. With 64,000+ members and sixteen branches, we have all of the technology, financial products and personalized service you need to go bankless! Guardian is a member-owned, not-for-profit cooperative that provides financial services for our members including savings
(573) 483-2514 984 miles Lender's profile and map Reviews Bloomsdale Bank 55 Mill Hill Road, Bloomsdale, MO, 63627 Bloomsdale Bank Since opening our doors in 1914, Bloomsdale Bank has held the values of community, integrity, and sticking to what we know and doing it well. As one of the oldest community banks in Ste. Genevieve County, we understand the importance of treating our neighbors like family, making wise financial decisions.
(636) 464-9009 985 miles Lender's profile and map Reviews Fortune 3494 Jeffco Blvd., Arnold, MO, 63010 Fortune opened its first location in Arnold, MO on December 1, 2005 with the goal of bringing a local bank with personality to the northern Jefferson County area. Prior to Fortune’s doors opening, the existing banking options in the region were run by large corporations. Dan sought to offer financial services provided to and by members.
(636) 282-4900 985 miles Lender's profile and map Reviews Family Finance Mortgage 1787 Jeffco Boulevard, Arnold, MO, 63010 Our mortgage professionals give you the individual service you deserve and treat you right. You are making a commitment in buying a house, refinancing a mortgage, or tapping into your home equity. So in turn, we make a commitment to you: we will help you qualify, apply and be approved for the best mortgage loan for you.