USDA VS FHA in Northwest-Harbor, Suffolk County, NY
During 2025, the USDA sets a loan limit of $657,900 in Northwest-Harbor, Suffolk County, NY, while the FHA establishes its limit for a single-family residence at $822,375.
Utilize the Lendersa® USDA loan calculator to compare current rates of USDA versus FHA loans, and identify the necessary income, credit metrics, reserves, and documentation for eligibility. Our sophisticated mortgage calculator enables side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting you in determining the most appropriate program for your financial scenario in {ALABAMA}.
2025 Loan Limits and Down Payment Requirements in Northwest-Harbor, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Northwest-Harbor, NY
Lendersa® is committed to securing you the best USDA or FHA loan promptly and with ease. Choose from three entry points that connect you with lenders and USDA loan offerings.
The USDA loan is a government-backed mortgage, often known as a USDA rural development loan, available only in rural localities. It differs from FHA loans, which mandate at least a 3.5% down payment, because the USDA loan does not require any down payment.
"TAM Lending Center, Inc., (TAM) has over 50 years of combined experience in all aspects of residential mortgage lending. TAM is a licensed mortgage banker in New Jersey, Pennsylvania, Delaware and Florida.
Our independence as a mortgage banker means we have the ability to offer rates, terms and flexibility other lenders can't."
Thirteen individuals formed the Haddon Heights Building and Loan Association on February 4, 1905. It was a mutual association, formed to help individuals buy a home. The Association was formed with an initial investment of $69,000. The first president of the Bank was Fredrick Fries.
The Perna & Associates Mortgage Solutions Team have experience servicing home buyers and owners, both residential & commercial customers for the past 29 years.Licensed by the Department of Banking & Securities as a Mortgage Broker in the state of PA, Perna & Associates Team have a history of working with borrowers in over 40 counties in the state
Direct Mortgage Loan Company is a private lender specializing in fixed-rate, bridge financing for real estate developers and investors in Philadelphia and the surrounding areas. We lend on land, rehab projects and new construction, on single family, multi family, mixed use and commercial
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ABC Capital RE, LTD is a one-stop shop for overseas and US real estate clients. We locate, renovate, and manage properties for hands off international/national clients. You do not have the risk of buying securities but instead your real estate properties remain in your own separate legal entity. ABC has presented our unique value proposition all o
4700 Wissahickon Avenue, Suite 126, Philadelphia, PA, 19144
The Trouvaille FCU is a financial cooperative owned by its members. It strives to improve the quality of life of its members by encouraging regular savings. Trouvaille FCU provides access to financial education and services to its members. It is particularly focused on extending financial services to those traditionally.
On 1940, in the main office building at Kentucky & Pacific Avenues, an organizational meeting was held for "The Atlantic City Electric Company Employees Federal Credit Union, " Charter No 3755. Since that meeting, we have grown in asset size, membership numbers & services. We are now over 4, 000 members strong, with over 50 million in assets.
Quaint Oak is comprised of people. We are a community of individuals – employees, customers, and stockholders – that work and reside in our marketplace. Through thoughtful communication, business expertise, and responsive customer care, we continually raise our own personal bar for serving our customers.
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