FHA Vs. USDA loan program for Shelter-Island, Suffolk County, New York

In 2025, USDA loan limit in Shelter-Island, county of Suffolk, NY is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Shelter-Island, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(609) 452-1400 132 miles Lender's profile and map Reviews Certified Wealth Mortgage & Investment 101 College Road East, Suite 2, Princeton, NJ, 08540 Certified Wealth Management & Investment, LLC an independent Registered Investment Advisory firm. He is a graduate of the United States Merchant Marine Academy with a BS in Marine Engineering. He has been in the financial services industry since 1983 with extensive experience in financial planning, insurance & mortgages.
(732) 323-2496 132 miles Lender's profile and map Reviews Lakehurst Naval Federal Credit Union 60 Lansdowne Road, Lakehurst, NJ, 08733 Membership is easy and forever. If you would like to become a member of Lakehurst Naval Federal Credit Union, come in and complete a membership application card. Once you become a member, you can always remain a member. As our member, you are not just another customer ... you are part of our family!
(609) 971-7171 132 miles Lender's profile and map Reviews Commercial Mortgage Brokers 610 Lacey Rd, Forked River, NJ, 08731 Commercial Mortgage Funding, LLC is a commercial mortgage brokerage firm which provides access to funding sources financing Commercial Real Estate nationwide (U.S.) with capital needs of $1, 000, 000 ($1MM) minimum. It intermediates between capital providers and the principals of commercial real estate projects and leverages its relationships.
(603) 498-8736 132 miles Lender's profile and map Reviews Pride Rock Mortgage LLC 31 Lowell Rd, Windham, NH, 03087 Pride Rock Mortgage, LLC. offers a wide variety of mortgage products to meet the needs of every income level, credit situation and home type in both Massachusetts and New Hampshire. Unlike many brokers, Pride Rock Mortgage, LLC. takes the time to work with you personally to assist you in choosing the mortgage program that best fits
(603) 894-5700 133 miles Lender's profile and map Reviews Bank of New England 31 Pelham Road, Salem, NH, 03079 Bank of New England remains committed to providing the business community with a standard of service second to none. As the regional economy continues to recover we seek to add quality loans; improve our capital levels; and address new opportunities. We look forward to meeting the deposit
(603) 893-6616 133 miles Lender's profile and map Reviews The Omni Mortgage Co Inc 224 Main Street, Suite 1A, Salem, NH, 03079 The Omni Mortgage Company is a locally owned and operated mortgage brokerage agency with the in-depth mortgage industry knowledge and expertise necessary to provide financing solutions that best meet your specific needs. We have a wide range of conventional and government FHA & VA mortgage products.
(800) 220-0959 133 miles Lender's profile and map Reviews New England Regional Mortgage 90 Stiles Rd, Suite 201, Salem, NH, 03079 At New England Regional Mortgage Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We make all loan decisions locally and find you the program with the lowest fixed rate..
(603) 458-7310 133 miles Lender's profile and map Reviews New England Regional Mortgage Corporation 90 Stiles Rd, Suite 201, Salem, NH, 03079 At New England Regional Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the lowest rate program. Call us at (800) 220 0959 x 150 for Dan Gennarelli NMLS 26970.
(978) 423-9314 133 miles Lender's profile and map Reviews ACCUTRUST MORTGAGE, INC 224 Main St, Suite 3b, Salem, NH, 03079 Accutrust Mortgage was Founded in 2004 with a small group of eight committed loan officers,the company has grown throughout New England while earning the Inc.500/5000 award several years in a row. Accutrust, Owner Don Lambert credits the people he works with.He says that the business has a core philosophy to invest in the people of the organization
(603) 355-4527 133 miles Lender's profile and map Reviews Precision Federal Credit Union 7 Optical Avenue, Keene, NH, 03431 FCU was established as a select employee group (SEG) credit union in 1953 to provide financial services to MPB (now known as Timken) employees and their family members. As a not-for-profit institution, all profits earned from operations are returned to members in the form of lower fees, better rates, and more services and dividends.
(866) 466-9232 133 miles Lender's profile and map Reviews Pursuit 50 Beaver Street, Suite 500, Albany, NY, 12207 Our mission is to provide businesses with affordable small business loans and resources so that they can reach higher, transform and grow. Our mission guides our lending. When you work with us, you’ll have access to a community-focused small business lender that is 100% invested in providing the best possible loan for you now, and in the future.