USDA and FHA Pro and Con in Noyack, Suffolk County, NY
In 2025, the limit for USDA loans in Noyack, located in Suffolk county, NY, is $776,600, while the FHA sets its limit at $1,089,300 for a single-family home.
Leverage Lendersa®'s USDA loan calculator to compare the top rates available between USDA and FHA options today. The tool also helps evaluate the necessary income, credit standing, reserves, and documents for qualification. With our specialized mortgage calculator, you can view side-by-side comparisons of USDA, FHA, Conforming, and VA loans to choose the most suitable program for your financial needs in .
2025 Loan Limits and Down Payment Needs in Noyack, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Noyack, NY
Lendersa® is committed to finding you the best USDA or FHA loan quickly and efficiently. Choose one of the three starting points below to connect with matching lenders and USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, alternatively called a USDA Rural Development loan or USDA mortgage. It's applicable strictly within rural areas. Unlike FHA loans which necessitate a minimum 3.5% down payment, USDA loans require no down payment whatsoever.
474 N Harbor City Blvd, Suite 2, Melbourne, FL, 32935
We are a multi-state broker, & is the area’s largest independent mortgage broker. Honesty, integrity & financial reliability is the foundation of all our relationships. With a dedicated team of best-in-class mortgage professionals, our goal is to be accessible, attentive & deliver exceptional service to the culturally diverse communities we serve.
401 North Wickham Road Suite L, Melbourne, FL, 32935
Oceans Lending a full-service mortgage company, specialize in every form of Real Estate financing.From your new home or vacation home to investments properties to commercial financing.Whether you are buying a home,refinancing,taking advantage of your homes existing equity or investing in real estate,Oceans Lending can help you realize your dream.
Royal Credit Union was made up of just 100 Members when we were organized in April 1964 to serve the employees of Uniroyal and their families. In November of 1972, Royal was granted permission to add other employee groups to its membership and over the next two years we did just that, bringing 27 new groups into the family.
The mission of Solutions First Credit Union is to always provide value to all members. That value will include financial solutions for members needs and providing a level of service that is unmatched within our geographical footprint. We pledge to always look for alternative solutions that best meet the needs of each credit union member.
United Community Credit Union is a non-profit organization owned and operated by its members for the benefit of all who belong. Individuals living or working in the counties of Adams, Brown, Hancock, Pike, and Schuyler in Illinois and individuals living or working in Lewis, Marion, & Ralls counties in Missouri
Members First is a full service financial institution located in Quincy, IL. Liking our page gives you instant access to current events, promotions, and ready to launch products Members First is committed to the "People Helping People" philosophy, providing our community with safe, affordable, relevant financial services.
From our executives to the front-line staff members you interact with every day, all of our team members possess the knowledge to get the job done and the passion for serving. From helping you open an account or answering a question to providing financial advice, we’re always ready to assist any way we can.
Mercantile Bank was founded by local businessmen in Quincy, Illinois in 1906 and became part of United Community Bancorp, Inc. in 2013. Today, Mercantile, as United Community Bank, continues the tradition established a century ago of serving and supporting the financial needs of individuals, families, businesses, and organizations
