USDA Vs. FHA your options comparison in Noyack, Suffolk County, NY
In 2025, the limit for USDA loans in Noyack, located in Suffolk county, NY, is $776,600, while the FHA sets its limit at $1,089,300 for a single-family home.
Leverage Lendersa®'s USDA loan calculator to compare the top rates available between USDA and FHA options today. The tool also helps evaluate the necessary income, credit standing, reserves, and documents for qualification. With our specialized mortgage calculator, you can view side-by-side comparisons of USDA, FHA, Conforming, and VA loans to choose the most suitable program for your financial needs in .
2025 Loan Limits and Down Payment Needs in Noyack, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Noyack, NY
Lendersa® is committed to finding you the best USDA or FHA loan quickly and efficiently. Choose one of the three starting points below to connect with matching lenders and USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, alternatively called a USDA Rural Development loan or USDA mortgage. It's applicable strictly within rural areas. Unlike FHA loans which necessitate a minimum 3.5% down payment, USDA loans require no down payment whatsoever.
SMB Compass is a bespoke business financing company focused on providing financing and education to small businesses across the United States. As banks continue to make it difficult for small businesses to borrow money, we continue to provide cost effective and flexible colutions
Blue Point Commercial Capital specializes in the commercial real estate transactions that do not fit traditional underwriting guidelines of bank financing. We have a full suite of loan programs and have the ability to tailor our clients loan needs with short or long term options.
South Wind Financial Inc. Rhode Island branch provides Mortgage Broker Services to Rhode Island, Massachusetts, Connecticut, and Florida areas. We pride ourselves on ensuring that our customers are totally satisfied with our services and get the best loan possible. Picking the right mortgage firm can be challenging.
With over 25 years of combined experience in the financial industry, our team can provide you with the resources and the education you need to grow your business. Will you use the capital to purchase additional inventory? Do you need cash to cover payroll? Do you want to expand into a new space? We have a solution that fits all of your needs. We wi
100 Merrick Rd, Suite 516E, Rockville Centre, NY, 11570
FHL staff have been in the radio and mortgage industry for more than ten years now and have worked hard to build a positive relationship not only with our clients, but with everyone in the community they serve.
We pride our on always doing the right thing for our clients and those that follow us on the radio.
265 Sunrise Highway, Suite 1196, Rockville Centre, NY, 11570
Commercial Mortgage you’re trying to invest in commercial real estate or buy a building for your business, finding the right loan can be like working on a puzzle with pieces missing. With our knowledge, experience and curated network of lenders, CMC can find the perfect solution for your unique lending needs.
53 North Park Avenue, Store 104, Rockville Centre, NY, 11570
NRF Funding, Corp. has incredible mortgage loan programs with low rates for homeowners. With a portfolio of thousands of different loan programs to choose from, our loan specialists can help you obtain the right loan whatever your financial objectives may be. Our policy is to have one loan specialist dedicated to your needs
Prudential Borrowing specializes in Home Refinance, Reverse Mortgages, Home Purchases, Commercial Lending and Stated Loans. We at Prudential Borrowing strive to build lasting relationships with our clients and do our best to make it a smooth experience throughout the loan process.
