USDA Vs. FHA your options comparison in Southold, Suffolk County, NY
For 2025, the USDA loan limit in Southold, located in Suffolk county, NY, stands at $776,600. In contrast, the FHA cap for a single-family home is $1,089,300.
Make use of the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates. This tool helps you identify the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, facilitating your decision on the best program for your financial needs in .
Loan Limits and Down Payments for 2025 in Southold, Suffolk, NY
Loan Type
Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Southold, NY
The aim of Lendersa® is to promptly secure the best possible USDA or FHA loan for you, seamlessly and with ease. Initiate with any of the three pathways to find matching lenders and explore USDA loan schemes.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is government-backed through the Department of Agriculture, available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans are attainable with no down payment.
1575 Old Alabama Road, Suite 208B, Roswell, GA, 30076
Evergreen Anchor Capital LLC is a Georgia licensed residential mortgage company. With a full array of financial products to satisfy your mortgage requirements, our team is dedicated to getting you excellent rates utilizing an efficient system that guides you through the entire process.
eHome Loan We are a mortgage lender and broker. We can issue loans and also access more loan types and lenders to meet individual customer requirements. So our customers get better loan options and better value mortgages. We help our customers understand the real costs of each loan option and select the best.
QuestRock LLC Although we are a relatively new company, our mortgage advisors are not; their vast experience and long history in the business show that they know what they’re doing. They use the latest in comparative analysis software; this allows them to research which program is best for each individual client.
300 Colonial Center Parkway, Suite 250, Roswell, GA, 30076
We strongly believe the way we do things is just as important as what we do. Our culture is defined by passionate professionals who thrive both personally and professionally by serving our customers and each other, focusing on exceptional customer service, speed and accuracy. In an ever changing industry, our company must always be constantly
900 Old Roswell Lakes Parkway, Suite 230, Roswell, GA, 30076
Silliman Private Lending is privately funded Georgia Private Lender based out of Roswell GA. With our streamline underwriting process, we close deals in as little time as 48 hours. Specializing in single family residential flips ranging in size from $100,000 to $400,000. We also offer transaction lending for wholesalers.
The credit union was founded in 1936 as Joliet Wireco Credit Union. Over the years, we have developed and have merged with other credit unions to unite as one strong credit union. As of today, New Century FCU has grown to be a credit union providing services to over 4,500 members and totaling assets of more than $50 million dollars.
The State Bank of Herscher was chartered in 1902 by a group of residents who understood what a local bank meant for the well-being of their community. The growth that we have experienced since that time has allowed us to move to our present location in Herscher as well as expand to Limestone.
Corporate Central Credit Union is a credit union. We are structured, governed, and provide the same services as retail credit unions that serve consumers, however we only serve credit unions and credit union organizations. We were originally created by the movement to provide loans to credit unions during times of tight
