For 2026, the USDA loan limit for a single-family home in East-Hampton-North, county of Suffolk, NY, is $657,900, while the FHA limit stands at $822,375.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the income, credit score, reserves, and documents needed for qualification. This advanced mortgage calculator allows side-by-side views of USDA, FHA, Conforming, and VA loans, helping you choose the best financial option for your needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
Lendersa® is committed to securing you the best USDA or FHA loans fast and effortlessly. Choose one of three starting options that lead to matching lenders and USDA loan programs that suit your needs.
A USDA home loan, backed by the Department of Agriculture—also known as a USDA rural development loan or mortgage—is available only in rural locales. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans have no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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