FHA Vs. USDA loan program for East-Hampton-North, Suffolk County, New York

For 2025, the USDA loan limit for a single-family home in East-Hampton-North, county of Suffolk, NY, is $657,900, while the FHA limit stands at $822,375.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the income, credit score, reserves, and documents needed for qualification. This advanced mortgage calculator allows side-by-side views of USDA, FHA, Conforming, and VA loans, helping you choose the best financial option for your needs in .

USDA and FHA Loan Choices in East-Hampton-North, NY

Lendersa® is committed to securing you the best USDA or FHA loans fast and effortlessly. Choose one of three starting options that lead to matching lenders and USDA loan programs that suit your needs.

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Understanding the USDA Loan in NY

A USDA home loan, backed by the Department of Agriculture—also known as a USDA rural development loan or mortgage—is available only in rural locales. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans have no down payment requirement.

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(701) 364-2020 Lender's profile and map Reviews VISIONBank 3000 25th Street, Fargo, ND, 58103 VISIONBank is a locally-owned community bank that was started in 2003 by a team of experienced bankers who were committed to providing exceptional service and building an organization that would never lose that small town bank connection to its clients. Walk into the lobby of one of the VISIONBank locations
(701) 232-6910 Lender's profile and map Reviews Postal Family Federal Credit Union 2730 12th Avenue S, Fargo, ND, 58103 "We serve the financial needs of postal employees & their families in North Dakota, South Dakota, & Minnesota. We proudly serve postal employees & their families! We have three offices in Fargo & Grand Forks to help our members with all of their financial needs. Our loan rates are great!
(701) 365-0480 Lender's profile and map Reviews Fargo Public Schools Federal Credit Union 1609 32nd Avenue S, Fargo, ND, 58103 Fargo Public Schools Federal Credit Union is a not-for-profit, member-owned financial cooperative providing services to the employees of Fargo Public Schools and their families. On November 10, 1934 with $10, 000 in deposits, 10 educators signed a charter to form FPSFCU. It was the first credit union in North Dakota and 47th in the nation.
(701) 234-9000 Lender's profile and map Reviews F-M Mortgage Corporation 801 10th Street South, Suite 100, Fargo, ND, 58103 F-M Mortgage was founded in May of 1992 by Marles Hass and Larry Reiser. F-M Mortgage's home office is located at 801 10th Street South, in downtown Fargo, ND. Our Bismarck office is located downtown, in the Logan's on Third building, at 120 3rd Street North. We are the EXPERIENCED EXPERTS in the Mortgage Market in North Dakota and Minnesota.
(701) 793-1576 Lender's profile and map Reviews IMAGINE HOME LENDING, LLC 3330 Fiechtner Drive, Suite 108, Fargo, ND, 58103 Imagine home lending community by supporting you through the loan process. We know that you have many options for lenders, but just like finding the perfect home, you need the perfect lender. Preferably, a lender that is trustworthy, who is attentive, and who can dedicate attention to ensure a smooth closing process for you
(701) 356-9898 Lender's profile and map Reviews First Class Mortgage Inc. 2300 13th Avenue S, Fargo, ND, 58103 First Class Mortgage is more than just our company name. It's the way we do business! Whether you are buying a new home or refinancing your existing mortgage, our dedicated team is committed to satisfying your home financing needs. We provide First Class service, First Class knowledge, and First Class experience
(605) 882-2706 Lender's profile and map Reviews Sioux Valley Co-op Federal Credit Union 712 9th Avenue SE, Watertown, SD, 57201 Sioux Valley Co-op Federal Credit Union is a cooperative non-profit financial institution organized to provide its members with a place to save and a source of loans at reasonable rates. SVCFCU is owned and operated by its members. SVCFCU has a Board of Directors that is elected by its members, and has the responsibility to establish policies.
(605) 882-2357 Lender's profile and map Reviews Avanti Federal Credit Union 1620 Fourth Street NE, Watertown, SD, 57201 Avanti Federal Credit Union has been open since 1953. It's the 23rd largest credit union in South Dakota with assets totaling $29.61 Million and providing banking services to more than 3, 000 members as of March 2022. People living, working, or worshipping in the credit union's geographic area can become a member and access banking services.
(225) 355-8896 Lender's profile and map Reviews EAST BATON ROUGE TEACHERS FEDERAL CREDIT UNION 4836 Plank Road, Baton Rouge, LA, 70805 The Credit Union was chartered in 1951 under the provisions of the Federal Credit Union Act, Public Law 467, 73d Congress 1st Session, entitled, “ An Act to establish a Federal Credit Union System, to establish further market for securities of the United States and to make available to people of small means credit for provident purposes.
(218) 528-3255 Lender's profile and map Reviews Border Bank 202 Main Street, Badger, MN, 56714 Border Bank has proudly served residents and businesses providing friendly, personalized service that is focused on its customers. The bank has ten locations across Minnesota and North Dakota to serve its customers Badger, Baudette, Clearbrook, Coon Rapids, Fargo, Greenbush, International Falls, Middle River, Roseau, and Thief River Falls.
(225) 924-8015 Lender's profile and map Reviews First National Bankers Bank 7813 Office Park Blvd, Baton Rouge, LA, 70809 FNBB, Inc. is organized to be a profitable and well capitalized financial services corporation providing high quality correspondent services which facilitate the success and growth of its shareholders and clients. It is focused on serving the management and financial needs of community financial institutions in the United States.