For the year 2026 in Palermo, situated in Oswego County, NY, the USDA sets the loan limit at $336,500, while the FHA's limit for a single-family home is $472,030.
With the Lendersa® USDA loan calculator, you can now evaluate the best current USDA and FHA interest rates, as well as determine the necessary income, credit scores, reserves, and documentation required for qualification. Our comprehensive mortgage calculator allows you to compare side by side USDA, FHA, Conforming, and VA programs to assess which is most suitable for your financial needs in NY.
2026 loan limits and down payment requirements in Palermo, Oswego, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Palermo, NY
At Lendersa®, our mission is to secure you the most advantageous USDA or FHA loan swiftly and efficiently, with minimal hassle. You can choose from three pathways that connect you with lenders and USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. It's exclusively available for rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage necessitates no down payment at all.
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The singular mission for the Rinaldi Group LLC is to be a difference-maker for families in the community. Its our promise to always lead with listening, focus and understanding of our client’s goals by structuring a strategic plan based on those goals. Rinaldi Group LLC was established in October of 2020.
14 South Jackson Street, Suite 102, Media, PA, 19063
Professional Mortgage Advisors (PMA NMLS#1752417) has taken off under the expert guidance of Robert McLaughlin, a 20+ year mortgage industry professional. Based in Media, PA, PMA looks to be different than your average mortgage company. While some companies look to fit you into their products, PMA wants to find the product that suits YOU.
We are an independent financial services company dedicated to the highest level of personal service in all that we do. We are a true community bank with locations throughout Mercer, Crawford, Butler & Venango Counties. For over a century we remain safe, sound and secure. Stop in today and see how we can help you with all of your financial, lending
1600 S Center Street Extension, Grove City, PA, 16127
The Grove City Area Federal Credit Union is a member owned not-for-profit financial institution. The Credit Union is striving to provide desired financial services and facilities to its members to the best of our ability by offering competitive rates on all our services while maintaining growth and financial stability.
Professional Mortgage Group was established in 1998. We continue to provide personalized service for those interested in purchasing a home or refinance their current mortgage. Here you can use our online tools to learn more about home loans and find the best loan options to suit your needs and goals.
ABCO Federal Credit Union is a member-owned, not-for-profit full-service financial institution headquartered in Willingboro, New Jersey. With over 33, 000 members and over $205, 000, 000.00 in assets, we are one of the largest credit unions in New Jersey. ABCO FCU was founded in 1958 as the Burlington County Teachers Federal Credit Union.
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Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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