USDA Vs. FHA Pro and Con comparison in Volney, Oswego County, NY
For 2026, the USDA loan limitation in Volney, within the county of Oswego, NY, is set to $336,500. In contrast, for a single-family house, the FHA cap is $472,030.
The USDA loan calculator by Lendersa® allows you to contrast today’s top rates between USDA and FHA, providing insight into the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the best option for your financial situation in .
2026 Loan Limits and Downpayment Requirements in Volney, Oswego County, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Examining USDA and FHA Loan Opportunities in Volney, NY
The mission of Lendersa® is to efficiently provide the optimal USDA or FHA loan without hassle. Choose one of three initial pathways, resulting in matched lenders and USDA loan offerings.
The USDA home loan, also labeled as a USDA rural development loan or USDA mortgage, is endorsed by the Department of Agriculture and focuses on rural areas. Unlike FHA loans that stipulate a 3.5% down payment, USDA loans require no down payment at all.
The Carey Poverello Federal Credit Union was organized on April 28, 1950 with 36 members serving the O.L.C. Parish, St. Nicholas Parish in Frenchtown, and St. Joseph Parish in Salem. The credit union was founded by Father Francis Xavier Knopp and Hilda Jacob oversaw the daily operations.
When you open your account with MFCU, you become a member & owner of the credit union.At MFCU, we believe in you.Our promise is to be trustworthy, caring & enthusiastic to help you succeed. It comes naturally to us to listen carefully & build relationships in order to not only find solutions,but also minimize financial stress and maximize happiness
Since 1967, UCU has been here for our members. For Maine. And for you, wherever you see yourself today and through every stage of life. As a not-for-profit financial institution, we're owned by our members, not outside stockholders. This means you’re part of something that puts “U” first.
Our Mission is to remain an independent community financial institution by enhancing the shareholders value, actively supporting the citizens of our community with quality products and services, and providing a meaningful work environment for our employees. This private bank was formed by Arthur D. Gilmore, a recent graduate (1870).
The First Citizens National Bank of Upper Sandusky
100 N Sandusky Ave, Upper Sandusky, OH, 43351
During the period of the 1860's, President Lincoln with the aid of the Congress and armed forces strove to preserve the union. To finance the War Between the States and lay a sound foundation to the economic future of the nation, Congress enacted the National Bank Act in 1863, which provided for the national chartering of banking institutions.
Partners Financial Federal Credit Union began as Richmond Federal Employees’ Federal Credit Union (later changed to Richmond Federal Credit Union) on May 23, 1958. At the time, membership was limited to employees of the U.S. Government who worked in or who were headquartered in Richmond.
"CapCenter started from a desire to save clients thousands of dollars and provide them with a less stressful home buying, selling and financing experience. Our success comes from our relentless dedication to savings and service for our clients.
We have been nailing it since 1997 and haven’t looked back."
4235 Innslake Drive, Suite 201, Glen Allen, VA, 23060
Benchmark Mortgage Companies, an affiliate of Tidewater Home Funding, LLC, has been helping our neighbors across the Richmond-area and Shenandoah Valley communities realize the dream of homeownership. Processing, underwriting, loan closing, and funding functions are local and performed in-house enabling our team to provide customer service
Towne First Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne First Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available.
Fahey Bank has been known as a trusted community bank since 1865 – the same year the Civil War ended. Timothy Fahey established the bank in the back of his general store to meet the needs of his neighbors in Marion, Ohio. Fahey Bank is still rooted in Marion – in the same location where Fahey’s general store once stood.
Pillar Credit Union is a member-owned and member-governed financial institution. Since its formation in 1960, we have grown into a full-service, not-for-profit financial cooperative Our friendly convenient services are available to anyone who works or lives in Marion, Morrow, Crawford, Wyandot, Richland, and Hancock County.
