USDA Vs. FHA Pro and Con comparison in Syracuse, Onondaga County, NY
For the year 2025, the USDA loan maximum in Syracuse, situated in Onondaga county, NY, is $336,500, while the FHA cap for a single-family dwelling is $472,030.
To compare the contemporary best rates between USDA and FHA, utilize the Lendersa® USDA loan calculator. It helps determine eligibility by analyzing needed income, credit, reserves, and documentation. Our sophisticated mortgage calculator allows for side-by-side comparisons between USDA, FHA, Conforming, and VA loans, assisting you in identifying which plan suits your financial needs in most effectively.
Discover 2025 Loan Limits and Down Payment Requirements in Syracuse, Onondaga, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Variety of USDA and FHA Loan Choices in Syracuse, NY
At Lendersa®, our mission is to swiftly and effortlessly secure the best possible USDA or FHA loan for you. Begin your journey by selecting one of three approaches to connect with lenders and explore USDA loan offerings.
A USDA home loan is backed by the U.S. Department of Agriculture, known as a USDA Rural Development Loan or USDA mortgage. These loans are available exclusively for rural areas. In contrast to FHA loans, requiring a 3.5% minimum down payment, USDA loans do not demand any down payment at all.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
We are committed to help borrowers understand their options for real estate financing and making solid financial decisions. In the past 15 years, we helped tens of thousands of our customers to finance their home with favorable terms and low costs. We offer wide range of programs for all customers
Wildcat Lending is a leading private money lender also known as a hard money lender. We produce fast, reasonable, secure real estate loans that enable you to close quickly on residential investment properties. Wildcat Lending offers real estate financing that avoids the time-consuming process and requirements of conventional lenders.
The Nortex Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available.
We offer the best mortgage tools available on the Internet – easy, convenient online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
Great Western Financial Services, Inc company prides itself on its collaborative culture and passion in its role in the home buying experience. Through innovation in technology and experience we provide steady guidance along the journey to home ownership.As a family-owned business.
Almega Mortgage, we know that each customer has specific mortgage needs, so we strive to meet those specific needs with a wide array of mortgages combined with quality service and individual attention. Though we are based in Plano, we routinely serve clients in Allen, Frisco, Carrollton, Richardson, Garland, and the rest of the Dallas metroplex.
The Bank of Vici acquired an organizational charter date of October 22, 1902. In 1914, the Bank of Vici consolidated with the First Bank of Cestos with John F Windolph as the principal organizer and was its first president, a position he held until his death in 1956. The Bank of Vici celebrated its 100th anniversary on October 22, 2002.
At Farmers State Bank, we’re proud of over 100 years of service to the community and our community bank status. Our bank was chartered on March 18, 1907, and we are located in Logan County in Northwest Kansas. Our parent holding company is Security Bancshares, Inc. Oakley is located on I-70, Highway 83 and Highway 40.
