USDA and FHA Pro and Con in Syracuse, Onondaga County, NY
For the year 2026, the USDA loan maximum in Syracuse, situated in Onondaga county, NY, is $336,500, while the FHA cap for a single-family dwelling is $472,030.
To compare the contemporary best rates between USDA and FHA, utilize the Lendersa® USDA loan calculator. It helps determine eligibility by analyzing needed income, credit, reserves, and documentation. Our sophisticated mortgage calculator allows for side-by-side comparisons between USDA, FHA, Conforming, and VA loans, assisting you in identifying which plan suits your financial needs in most effectively.
Discover 2026 Loan Limits and Down Payment Requirements in Syracuse, Onondaga, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Variety of USDA and FHA Loan Choices in Syracuse, NY
At Lendersa®, our mission is to swiftly and effortlessly secure the best possible USDA or FHA loan for you. Begin your journey by selecting one of three approaches to connect with lenders and explore USDA loan offerings.
A USDA home loan is backed by the U.S. Department of Agriculture, known as a USDA Rural Development Loan or USDA mortgage. These loans are available exclusively for rural areas. In contrast to FHA loans, requiring a 3.5% minimum down payment, USDA loans do not demand any down payment at all.
9300 John Hickman Pkwy, Suite 303, Frisco, TX, 75035
The Prime Choice Lending Inc., team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
First Rate Financial is a Mortgage Broker located in Frisco, Texas. Our goal is to achieve such a high level of satisfaction for our clients that we will receive repeat and referral business. We do NOT charge fees of any kind to handle your mortgage financing. When looking for a home loan or beginning the process of refinancing a home
Oklahoma State Bank is proud of its tradition of local ownership and management. For over 90 years OSB has served our local communities with solid banking leadership and a focus on the needs of our customers. Our mission is to meet the needs of our local communities by combining time honored banking principles with a forward thinking approach.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Texas Mortgage Financing I work with various lenders and will find a loan that best fits your needs & budget, gathering appropriate documentation throughout the process and provide full support to ensure a smoother loan closing process you can gain a better understanding of what’s available to you
MTP Mortgage is a Texas Mortgage Broker based in Plano, Texas and serves clients purchasing or refinancing a home or commercial property located anywhere in Texas. We offer every loan program available and find the very best loan program for our clients’ unique situation and at very competitive interest rates and low fees.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Adams Bank & Trust is a growing commercial bank in Nebraska, Colorado and Kansas that is committed to promoting local economic growth through business, agricultural and consumer lending. Founded in 1916, the bank remains locally owned and privately held, and has grown to well over a billion dollars in assets.
Washita Valley Bank has been your hometown bank since 1902. We offer all of your full service banking needs, right here at home. Michael Sebastian, our current CEO/President, has worked hard to make sure that you continue to receive the best customer service in a friendly atmosphere, just like the good ol' days.
