USDA Vs. FHA your options comparison in Syracuse, Onondaga County, NY
For the year 2025, the USDA loan maximum in Syracuse, situated in Onondaga county, NY, is $336,500, while the FHA cap for a single-family dwelling is $472,030.
To compare the contemporary best rates between USDA and FHA, utilize the Lendersa® USDA loan calculator. It helps determine eligibility by analyzing needed income, credit, reserves, and documentation. Our sophisticated mortgage calculator allows for side-by-side comparisons between USDA, FHA, Conforming, and VA loans, assisting you in identifying which plan suits your financial needs in most effectively.
Discover 2025 Loan Limits and Down Payment Requirements in Syracuse, Onondaga, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Variety of USDA and FHA Loan Choices in Syracuse, NY
At Lendersa®, our mission is to swiftly and effortlessly secure the best possible USDA or FHA loan for you. Begin your journey by selecting one of three approaches to connect with lenders and explore USDA loan offerings.
A USDA home loan is backed by the U.S. Department of Agriculture, known as a USDA Rural Development Loan or USDA mortgage. These loans are available exclusively for rural areas. In contrast to FHA loans, requiring a 3.5% minimum down payment, USDA loans do not demand any down payment at all.
123 Capcom Avenue, Suite 101, Wake Forest, NC, 27587
Prestige Lending can offer different programs for the self employed entrepreneurs as well as those that may want to build their own home. We offer product for clients with good credit (Traditional A Paper) as well as products for clients that due to challenges in their lives may not have the best credit.
813 S Huntington Street, Suite 2, Syracuse, IN, 46567
Team Tuttle Mortgage, LLC has been helping clients in Northern Indiana since 1997. As a broker, we observe ethical standards of practice and subscribe to the National Association of Mortgage Brokers code of ethics. We offer the assistance you need to help in all of your mortgage endeavors.
Vision Financial FCU is member-owned, member-driven. We are owned by our members and, since we opened our doors in 1960, our members have always been the foundation and strength of our Credit Union.
We currently serve the employees and family members of over 100 companies and almost 10, 000 established members.
Tri-Cities Credit Union is a unique financial institution. We are not-for-profit, member-owned, & democratically operated by those very same members. Unlike profit-driven financial institutions, we return our excess earnings to our members in the form of friendly service, low interest rates on loans, higher yields on savings & investment accounts,
Greater Cincinnati Credit Union is a member-owned, not-for-profit financial cooperative institution. As such, we offer a broad range of personal financial products and services and are committed to satisfying the personal financial needs of our members in a professional and courteous manner.
8044 Montgomery Road, Suite 300, Cincinnati, OH, 45236
Sibcy Cline has been family-owned and operated since its founding in 1930. The current president, Robin (Sibcy) Sheakley, is the fourth generation of the Sibcy family to run the brokerage, which now has multiple offices serving over 1200 independent agents throughout Cincinnati, Northern Kentucky, Dayton, and Southeast Indiana.
8044 Montgomery Road, Suite 700, Cincinnati, OH, 45236
CORNOVUS CAPITAL streamlines the process of finding comprehensive financing solutions for commercial real estate and business owners nationwide. Supported by extensive knowledge and industry experience of its leadership, Cornovus Capital supports all financing needs of its clients from Acquisition, Refinance, and Reposition.
First Bank Richmond is a community-oriented financial institution headquartered in Richmond, Indiana. First Bank Richmond provides full banking services to individuals and businesses through its eight branches located in Indiana and five branches and one loan production office in Ohio.
WUFFACE Federal Credit Union aspires to create valuable and trusted lifelong relationships that improve the financial well being of our members and the communities we serve. We provide exceptional personalized service delivered with respect and concern for our members. WUFFACE is an acronym for Wayne, Union, Fayette, Federal and County Employees.
