USDA Vs. FHA your options comparison in Syracuse, Onondaga County, NY
For the year 2026, the USDA loan maximum in Syracuse, situated in Onondaga county, NY, is $336,500, while the FHA cap for a single-family dwelling is $472,030.
To compare the contemporary best rates between USDA and FHA, utilize the Lendersa® USDA loan calculator. It helps determine eligibility by analyzing needed income, credit, reserves, and documentation. Our sophisticated mortgage calculator allows for side-by-side comparisons between USDA, FHA, Conforming, and VA loans, assisting you in identifying which plan suits your financial needs in most effectively.
Discover 2026 Loan Limits and Down Payment Requirements in Syracuse, Onondaga, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Variety of USDA and FHA Loan Choices in Syracuse, NY
At Lendersa®, our mission is to swiftly and effortlessly secure the best possible USDA or FHA loan for you. Begin your journey by selecting one of three approaches to connect with lenders and explore USDA loan offerings.
A USDA home loan is backed by the U.S. Department of Agriculture, known as a USDA Rural Development Loan or USDA mortgage. These loans are available exclusively for rural areas. In contrast to FHA loans, requiring a 3.5% minimum down payment, USDA loans do not demand any down payment at all.
76 Northeastern Boulevard, Suite 25A, Nashua, NH, 03062
"Allanach/Mortgage Group Corporation is a full-service mortgage company, devoted to servicing Credit Unions & their members for over 40 years.
Our full array of products allows each credit union to operate as a large-scale bank. Having these products at their disposal gives their members the products & rates that best fit their individual need
Sterling Associates is a financial services firm that provides financing, insurance and documentation services for many types of boats, RVs, etc. Our success as financing navigators has been built one boat owner at a time. We offer rapid and responsive customer service, unmatched expertise, solid relationships with lenders.
We are UniBank, a team of civic-minded financial professionals and all around great people working together to enrich people, businesses and municipalities across New England. We don't abide by the doctrine of big, national banks. What we believe is different. What we believe is unique. We believe in our community.
Since 1945, Granite State Credit Union has been building relationships with our members while meeting their growing financial needs. Every day we strive to offer the quality, personal service members have come to expect from their local credit union.
Members enjoy a variety of financial products and services that reach beyond savings
Your Loan, Our Experts - licensed in Florida, Massachusetts, Michigan, Missouri, New Hampshire, North Carolina. We are partnered with a variety of banks, lenders and investors so we can find the best option available for your situation. Let us simplify the process so you close fast.
At Insight Mortgage Corp., we broke away from the intimidating, slow process borrowers dread. We use Internet-based automated procedures to speed you on your way to home ownership or refinancing. You can provide loan application information on a secure Web server linked from our Web site, in person, or over the telephone.
HarborOne Mortgage has been a leader in residential mortgage lending. Our reputation as a premier service provider has been the key to our success. As a wholly owned subsidiary of HarborOne Bank. we offer a seasoned team of experienced mortgage professionals backed by the strength of New England’s largest state-chartered cooperative bank.
115 Flanders Road, Suite 120, Westborough, MA, 01581
Ross Mortgage offers a variety of mortgage loan products, and the company is a Direct Endorsed lender for the Federal Housing Administration and the Veteran’s Administration. As an approved lender, Ross Mortgage has the ability to originate, underwrite and close these government guaranteed mortgage loans in all the states where it holds a license.
111 Franklin Street, Room 224, Johnstown, PA, 15901
G.A.P. FCU originally started out as Cambria County U.S. Employees Federal Credit Union in 1937. They operated out of a cash box on the first floor of the Johnstown Post Office building, and was renamed to Johnstown, PA Post Office Employees Federal Credit Union in 1941. Credit unions are focused on people, not profits.
