USDA Vs. FHA your options comparison in Lyncourt, Onondaga County, NY
In the year 2026, the USDA loan limit for Lyncourt, in the county of Onondaga, NY, is set at $336,500, while the FHA limit for a single-family home is $472,030.
Make use of the Lendersa® USDA loan calculator to compare the top USDA vs FHA rates available today. Determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program in to suit your particular financial situation.
2026 Loan Limits and Down Payment Requirements in Lyncourt, County of Onondaga, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Lyncourt, NY
Lendersa® aims to connect you with the optimal USDA or FHA loan quickly and with minimal hassle. Choose one of three starting paths that lead to matching lenders and the USDA loan programs tailored to your needs.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is exclusively available in rural neighborhoods. In contrast, FHA loans require a minimum down payment of 3.5%, while USDA loans require none.
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