USDA Vs. FHA your options comparison in Tuxedo, Orange County, NY

In 2025, the USDA loan limit in Tuxedo, Orange County, NY, is set at $581,200, whereas the FHA limit for a single-family house is $472,030.

Employ the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA loans, and to ascertain the required income, credit score, reserves, and necessary documents for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding you in deciding which program in is most suitable for your financial circumstances.

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2025 Loan Limits and Downpayment Requirements in Tuxedo, Orange, NY

Loan Type Loan Limit Down Payment
USDA $581,200 0%
FHA $472,030 3.5%
Conventional Conforming $726,525 3%

Exploring USDA and FHA Loan Options in Tuxedo, NY

The aim of Lendersa® is to quickly and effortlessly secure you the best possible USDA or FHA loan. Select from one of three approaches that will lead to matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

The USDA home loan, endorsed by the government Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage does not require a down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Community Mortgage Partners LLC
  • 7431 Park Meadows Drive, Lone Tree, CO, 80124
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • Mountain View Lending Specialists LLC
  • 10465 Park Meadows Drive, Suite 107, Lone Tree, CO, 80124
  • Mountain View Lending has over 25 years lending experience in the financial industry. In fact, our owner’s mortgage experience includes senior management for the mortgage securities division of a Wall Street based Fortune 100 Company. As a result we are uniquely positioned to provide excellent home loan products and rates.
  • Graham Financial
  • 9233 Park Meadows Drive, Suite 400, Lone Tree, CO, 80124
  • We have access to programs most banks cannot access with access to wholesale financing. Less cost and lower rates, gives homeowners access to more affordability. We can perform financing for those that are behind on their mortgage that need to catch up, all the way to the most qualified individuals
  • A Better Choice Mortgage
  • 10375 Park Meadows Drive, Suite 500, Lone Tree, CO, 80124
  • In 2001, A Better Choice Mortgage was established to provide Colorado homeowners a less expensive alternative for home financing needs. Shocked at the massive commissions and price gouging that was rampant in the industry, we knew a lower cost and fair alternative was essential. Since our inception,
  • Premier Home Loans
  • 8600 Park Meadows Dr, Suite 300A, Lone Tree, CO, 80124
  • Premier Home Loans are a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • SCL Mortgage
  • 10375 Park Meadows Drive, Suite 120, Lone Tree, CO, 80124
  • SCL Mortgage has loan programs available for most everyone. We specialize in assisting people with unusual financing needs as well as those with great credit. We are truly a one-stop-shop for your all your residential mortgage and also We take great pride in our team and have the unique expertise and caring attitude to help you get your loan .
  • American Liberty Mortgage, Inc
  • 1932 W 33rd Ave, Denver, CO, 80211
  • American Liberty’s ultimate goal is to create clients for life so that we may continue providing excellent service We are Denver, Colorado’s Top Mortgage Lender for Colorado home purchase loans and mortgage refinancing of your FHA, VA and conventional loans. American Liberty Mortgage is committed to providing our clients with a smooth mortgage
  • Blue Dolphin Investments LLC
  • 2460 W. 26th Ave, Suite 25-C, Denver, CO, 80211
  • Sage Capital Corp. was founded in 1978 and provides short term commercial loans secured by real estate. Over the years, we have built a strong reputation for honesty and integrity. Our niche is speed and flexibility. If you have a deal that has to close quickly or doesn’t quite fit the bank mold, give us a call.
  • Jen Hill Mortgages
  • 1932 W 33rd Ave, Denver, CO, 80211
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Here at American Liberty Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
  • Indicate Capital
  • 2828 North Speer Blvd, Suite 210-5, Denver, CO, 80211
  • "Indicate Capital is a private capital lender that focuses on issuing debt on commercial and residential real estate throughout the US. Indicate Capital’s program is based on the theory that the current state of capital markets is keeping savvy investors and business operators from obtaining traditional bank"
  • Market Financial Mortgage
  • 3650 Osage Street, Denver, CO, 80211
  • Jon Lopez is the the founder of the Market Financial Mortgage company is 30 years of lending experience helps navigate the process. Mortgage Bankers are the best source in helping provide the best guidance towards the right financial path and strategy for your needs. My 30 years of lending experience helps navigate the process with compentance
  • Capital Works Mortgage
  • 2079 W. 44th Ave., Denver, CO, 80211
  • Capital Works Mortgage opened its doors as an independent locally owned firm in 2013. In addition, each mortgage professional on the team has more than 10 years of experience in the banking and finance industry. Capital Works offers a full suite of services to meet any of your real estate financing needs with the goal