USDA Vs. FHA Pro and Con comparison in Woodbury, Nassau County, NY

For 2025, the USDA loan limit in Woodbury, Nassau, NY is $0, with the FHA cap for a single-family dwelling being $1,089,300.

Utilize Lendersa®’s USDA loan calculator to assess today's top USDA vs FHA rates. Identify the required income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, helping you select the optimal program for your financial situation in .

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Loan Limits and Downpayment Requirements for 2025 in Woodbury, Nassau, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Options for USDA and FHA Loans in Woodbury, NY

Lendersa® strives to secure the best USDA or FHA loan promptly and without hassle. Choose one of three initial strategies to connect with suitable lenders and USDA loan programs.

Results of Lendersa USDA loan requests

What is a USDA Loan in NY?

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designed for rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages need no down payment, offering a significant advantage for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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