In the year 2025, residents in Vienna, within the county of Oneida, NY, can access a USDA loan limit set at $336,500. Meanwhile, the limit for an FHA-backed single-family home in the same area is $472,030.
Take advantage of the Lendersa® USDA loan calculator to compare the current best rates between USDA and FHA loans, and ascertain the income, credit score, reserves, and documentation required for eligibility. Our leading mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, ensuring you pick the best plan suited for your financial situation in .
Detailed 2025 Loan Limits and Down Payment Requirements in Vienna, Oneida County, NY
Loan Type
Loan Limit
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Vienna, NY
The mission of Lendersa® is to ensure you swiftly find the most suitable USDA or FHA loan options without stress. Select from three entry points that align you with fitting lenders and USDA loan programs.
The USDA home loan is a government-insured mortgage offered by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. This program is exclusively available for properties located in rural areas. Unlike FHA loans, which necessitate a minimum of 3.5% as a down payment, the USDA mortgage uniquely requires no down payment.
Peninsula Credit Union is a federally chartered credit union and is regulated by the National Credit Union Administration. Everyone who lives, works, worships, goes to school in Kitsap, Mason, Jefferson, Clallam or Grays Harbor County and/or the immediate family related to a current member is eligible to join
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We’re Northwest Funding Group, and we’re legacy builders. We build every loan experience around you, a unique approach that allows you to have a voice. You are heard, valued, and our investment in you is heartfelt. We love what we do and we know how to do it, which shows throughout every single step of the process.
Portland Loan Team is an independent mortgage brokerage in Portland, Oregon. We offer competitive rates with a personal touch, a single point of contact available seven days a week, and 24-hour pre-approval to expedite the offer process. Everyone wins! We are a small Mortgage Broker focused on great service and rates.
People's Community Federal Credit Union provides loan and deposit services to members in Clark, Cowlitz and Skamania Counties. Our branches are located in Hazel Dell, The Vancouver Waterfront, Fishers Landing, Ridgefield and Battle Ground, Washington. We have been serving the citizens of Vancouver and Clark County for over 60-years.
Since 1995, Alliance Commercial Credit Group has specialized in providing alternative financing to companies throughout the Western United States. Guided by its founder, Suzy Oubre, the company has placed more than $75 million in financing to more than 100 companies in virtually every industry group.
54710 North Circle Drive, Suite 3, Idyllwild, CA, 92549
We service all types of loans, Home Loans, VA Loans, FHA Loans, USDA Loans, Jumbo Loans, Fixed Rate Loans, Reverse Mortgages, Conventional Loans, Adjustable Rate Mortgages (ARMs), Home Equity Line of Credit (HELOC), Second Mortgages, and a great Refinancing Program. We can also serve any of your real estate needs as well,
Fouts Financial, Inc. is a corporation owned by Robert Morgan Fouts, and is licensed to provide real estate financing by the Department of Real Estate of the State of California since 1985. It is also licensed in Hawaii, and Washington Fouts Financial provides mortgage brokerage services for residential, commercial, construction.
