USDA and FHA Pro and Con in Sylvan-Beach, Oneida County, NY
In 2025, the USDA loan limit in Sylvan-Beach, within Oneida County, NY, is $285,000, whereas for a single-family home, the FHA limit is $356,362.
Utilize the Lendersa® USDA loan calculator to assess and compare today's top USDA and FHA rates, determining the income, credit, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator allows you to see a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you decide which program in is the best fit for your financial needs.
2025 Loan Limits and Downpayment Requirements in Sylvan-Beach, Oneida, NY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in Sylvan-Beach, NY
Lendersa® strives to find you the most suitable USDA or FHA loan quickly and without any hassle. Choose one of three pathways that lead to matching lenders and USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture—commonly referred to as a USDA rural development loan or USDA mortgage—is exclusively available in rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, the USDA mortgage requires no down payment.
Our Mission is to Building lifelong relationships by exceeding expectations. First National Bank was one of the first banks in the state to be granted a National Charter (Monty Humble, "A History of Banks in Cameron".The Texas Historian, September 1970, p. 8). In 1889 First National Bank of Cameron Opens Doors.
"Texas Professional Mortgage (TPM) is a full service correspondent lender founded on the practice of exceeding customer expectations for service, competitive interest rates and low closing costs.
Being a correspondent lender, we have relationships with many investors that allow us to offer a wide array of mortgage loan programs"
Here to provide you with detailed one on one service to walk you through the mortgage process while giving you the best service, rates and fees available. We will be your mortgage contact for life helping you through all your needs. We have access to some great new programs! If you have a question we are here to help.
Range Mortgage, we believe in connecting buyers with the best loan possible. One term sheet doesn’t apply to every loan–we create solutions tailored to each individual borrower.
Our team of specialists will work to find a solution that fits your unique needs. We are dedicated in finding an option that will solve any concerns.
The Pioneer Mutual Credit Union ("Pioneer") was founded by Momin community of Sidhpur, Gujarat, India in 1981 and it's a member-owned financial institution headquartered in Sugar Land, Texas. Pioneer Mutual Federal Credit Union was granted Federal charter in 2009 and has branch office in Austin, Texas.
We believe in a community Banking philosophy where personal relationships & great experiences go hand-in-hand. We provide convenient technology options that our customers expect – all backed by the highest level of security. At every touch point, you’ll find knowledgeable associates ready to serve our customers with accuracy.
1 Sugar Creek Center Blvd, Suite 945, Sugar Land, TX, 77478
Baker Mortgage was started in 1955 by Gordon R. Baker, a native Houstonian who grew up in a modest home on Anita Street in downtown Houston. After a tour of duty in the U.S. Navy, and putting himself through school at the University of Houston, it was rather obvious that Gordon was not going to be happy with the average desk job.
Journey Lending is a licensed mortgage originator based in Sugarland, Texas . Our business is built on our industry expertise, partner relationships, and providing the best service to every customer we work with, and every loan we service. Our mission is to make your journey to homeownership a joyous experience.
Nizari PFCU is a member-owned financial institution founded in 1989 with over $260 million in assets today. Nizari PFCU envisions being the preferred financial institution of the Ismaili community. To be a member-focused financial institution committed to providing a wide array of quality financial services to its members.
800 Bonaventure Way, Suite 102, Sugar Land, TX, 77478
Buying a home is one of the largest financial decisions you’ll make in your lifetime. It can also be one of the most stressful decisions for many buyers, especially first-time buyers. Serving the Greater Houston Area and all of Texas for 17 years, we are here to guide you through the process and find the best option to suit your financial needs.
800 Bonaventure Way, Suite 107, Sugar Land, TX, 77478
Discovered Homes We specialize in providing real estate services to thousands of people in the Houston and surrounding areas . We promise great customer service and an amazing experience. No exception Our goal is ensuring that you accomplish your real estate dreams from the moment you call until you reach your new home
