FHA Vs. USDA loan program for Sylvan-Beach, Oneida County, New York

In 2025, USDA loan limit in Sylvan-Beach, county of Oneida, NY is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Sylvan-Beach, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(515) 313-0580 918 miles Lender's profile and map Reviews Gooi Mortgage, Inc 400 Locust St, Suite 330, Des Moines, IA, 50309 The Gooi Mortgage team has an extensive background in all functions of mortgage banking, including fulfillment and consulting services for lenders of all sizes. We deliver a seamless, end-to-end fulfillment solution for smaller lenders, creating the best mortgage loan experience possible.
(515) 243-2677 918 miles Lender's profile and map Reviews Serve Credit Union 423 East Court Avenue, Des Moines, IA, 50309 Serve Credit Union began serving Des Moines Police Officers in 1931 as the premier leader in financial services for law enforcement. Since inception, the credit union has expanded its field of membership to include first responders, government employees, school employees and their families
(515) 283-4195 918 miles Lender's profile and map Reviews Des Moines Metro Credit Union 100 University Avenue, Des Moines, IA, 50314 Des Moines Metro Credit Union was established in 1938 to serve the employees of the city of Des Moines. Throughout the years, we have grown to serve other large and small employer groups, such as Unity Point, DART, and Warren County. In 1997, we became a community credit union, which allows us to serve those who live and work in Polk County.
(515) 246-0010 918 miles Lender's profile and map Reviews Neighborhood Finance Corporation 1912 6th Ave, Des Moines, IA, 50314 NFC provides unique lending programs & other services to facilitate neighborhood revitalization in Polk County & Cedar Rapids, Iowa through partnerships with residents, governments, community-based organizations, lending institutions & the business community. To date, NFC has provided more than $250, 000, 000 in loans and grants in its lending area
(660) 951-8432 919 miles Lender's profile and map Reviews farmbank 701 North Pearl Street, Milan, MO, 63556 farmbank serves Adair, Sullivan and surrounding counties from our Green City, Milan and Kirksville, MO locations. All farmbank banking facilities are conveniently located for our customers. farmbank is a locally owned community bank that provides a full array of banking services with a partnership approach of Growing Together.
(901) 476-5353 919 miles Lender's profile and map Reviews Brighton Bank Tennessee 7663 Highway 51 S, Brighton, TN, 38011 Brighton Bank is proud to be the oldest community bank serving Tipton County. Our rich history and commitment to the community allow us to provide friendly customer service and modern banking amenities to all our customers throughout West Tennessee. Chartered under the laws of the state of Tennessee on October 10, 1910
(515) 974-6908 919 miles Lender's profile and map Reviews HALO Capital 3839 Merle Hay Road, Suite 274, Des Moines, IA, 50310 Halo Capital specializes in financing for real estate in the Des Moines, IA area. Licensed, bonded, and trained in many facets of real estate lending, the professionals at Halo Capital can help you obtain a mortgage in Iowa. In addition, our firm invests in the local marketplace as well as takes great pride in educating consumers and investors.
(573) 364-5202 920 miles Lender's profile and map Reviews Phelps County Bank 718 North Pine Street, Rolla, MO, 65401 Phelps County Bank is 100% owned by our employees through an Employee Stock Ownership Plan (ESOP). Our mission is to build relationships with purpose, integrity, and fairness through a commitment to teamwork, education, and growth - believing that contributions of time, talents, and service lead to a better community for all.
(573) 308-3113 920 miles Lender's profile and map Reviews Riverways Federal Credit Union 1012 Forum Drive, Rolla, MO, 65401 Riverways Federal Credit Union, you’ll have access to all the same services you would use at other financial institutions. The difference is that at Riverways Federal Credit Union, you’ll get a better deal, and you’ll receive better service and also We enjoy helping our members grow financially and work towards their long term goals.
(573) 336-2076 920 miles Lender's profile and map Reviews Citizens Bank of the Midwest 1515 Martin Springs Drive, Rolla, MO, 65401 Citizens Bank of the Midwest is a locally owned bank that is dedicated to building the communities we call home. We are committed to providing the best personalized service for all your financial needs. Stop by any of our three convenient locations and speak to our knowledgeable staff to start banking with us today.
(573) 364-5626 920 miles Lender's profile and map Reviews Mortgage Store, LLC 11130 Twitty Drive, Suite 120, Rolla, MO, 65401 "We are here to serve you by answering your questions and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process. We understand that you have many mortgage consultant options and are prepared to earn your long term trust. We are confident that you will quickly see how commited"