USDA and FHA Pro and Con in Fulton, Oswego County, NY
In 2026, the USDA loan limit for Fulton in Oswego County, NY, is $336,500, while for a single-family home, the FHA limit is $472,030.
To compare USDA and FHA rates for today, use the Lendersa® USDA loan calculator. This tool helps you determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, which simplifies the decision process for identifying the best program in for your financial needs.
2026 Loan Limits and Down Payment Requirements in Fulton, Oswego, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Programs in Fulton, NY
Lendersa® strives to secure the most favorable USDA or FHA loans for you, quickly and without difficulties. Start with one of three options to connect with compatible lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, is also known as the USDA rural development loan or mortgage and is available solely in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage demands no down payment.
2485 Village View Drive, Suite 200, Henderson, NV, 89074
Toyota Financial Savings Bank (TFSB) is pleased to offer a portfolio banking services exclusively for eligible dealers, dealership employees, and family members. As an eligible customer, you will receive highly individualized service from a Relationship Manager at TFSB and experience the convenience of doing business on your terms - when, where and
8965 South Pecos Road, Suite 10A, Henderson, NV, 89074
CommCap represents a wide variety of funding sources including life insurance companies, pension funds, investment banks, bridge loan, Government Sponsored Agencies and high leverage lenders. We specialize in crafting optimal financing structures for all types of income producing real estate including shopping centers.
9065 South Pecos Road, Ste #200-A, Henderson, NV, 89074
Welcome to Five Star Mortgage! We are a full-service mortgage company located in Henderson, Nevada. We specialize in residential mortgage financing for a primary residence as well as investors. Whether you are relocating to the area, refinancing, or looking to move to a new house, we can help!
At Five Star Mortgage, our ultimate goal is to creat
2520 Saint Rose Parkway, Suite 305, Henderson, NV, 89074
Millennium Mortgage Group, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
223 North Pecos Road, Suite 120, Henderson, NV, 89074
Our mission is to serve our customers with honesty, integrity & experience. Our goal is to provide home loans to our clients while providing them with the lowest interest rates & closing costs possible.We offer our clients a more personal touch. You have one experienced loan officer who you can contact directly, also there every step of the way.
All American Home Mortgage is a premiere mortgage broker located in Henderson, Nevada. We are proud to offer some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in Nevada, California, Florida, Colorado, or Nebraska. Whether you are a first time home buyer, purchasing.
701 N Green Valley Pkwy, Suite 200, Henderson, NV, 89074
At ABM Funding Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage
9065 S Pecos Rd, Suite, Suite 200, Henderson, NV, 89074
The Five Star Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Nevada; with our main focus on Las Vegas and Henderson. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt
