In 2025, the USDA loan limit for Fulton in Oswego County, NY, is $336,500, while for a single-family home, the FHA limit is $472,030.
To compare USDA and FHA rates for today, use the Lendersa® USDA loan calculator. This tool helps you determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, which simplifies the decision process for identifying the best program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Fulton, Oswego, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Programs in Fulton, NY
Lendersa® strives to secure the most favorable USDA or FHA loans for you, quickly and without difficulties. Start with one of three options to connect with compatible lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, is also known as the USDA rural development loan or mortgage and is available solely in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage demands no down payment.
De Soto Mo Pac Credit Union, founded in 1939, is a federally insured, member-owned, not-for-profit financial institution. Our purpose is to promote the financial well-being of its members. We offer our members higher rates on savings, and lower rates on loans. One of our strengths has always been our care
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APB is a communit
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On the surface we may look like any other full-service community credit union
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While banks return profits to stockholders
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2796 Lisbon Avenue Court North, Lake Elmo, MN, 55042
Impact Mortgage was started in 2007. After working with a few different direct lenders and brokers since 2004, I decided that I could save my clients a lot of money by not charging all the unnecessary fees associated with purchasing or refinancing their home. So I took the self-employment leap in 2007 and have never looked back.
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